Insurance Rwnewal
- Thread starter steadyaway
- Start date
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The huge price increase waqs the reason i sold my 94 TDi a few months ago.
It went from £150 Full comp on a classic policy to £490 on a std policy.
The reason was that they had stopped doing classics that where under 20 years old.
So i now have a 1990 V8 on gas and £180 Full comp.........
It went from £150 Full comp on a classic policy to £490 on a std policy.
The reason was that they had stopped doing classics that where under 20 years old.
So i now have a 1990 V8 on gas and £180 Full comp.........
disco dickie
Active Member
- Posts
- 241
- Location
- napier, new zealand
don't actually need insurance here but i have had a quote for $480 fully comp(£240 roughly). i did insure the mini third party only $40.
tinhat
New Member
- Posts
- 55
- Location
- Hertfordshire
Hi, Bought an old 1995 a month ago Disco 1 300tdi , no no-claims. went with NFU (Natioinal Farmers union). They gave me 5 years NCB straight off the top.
Named two drivers clean record, only std alarm/imobiliser, road parked. Hertfordshire £295. worth a quote.
Good luck
Tinhat
Named two drivers clean record, only std alarm/imobiliser, road parked. Hertfordshire £295. worth a quote.
Good luck
Tinhat
puppysandwich
New Member
- Posts
- 333
- Location
- Swansea
Its a bit of a lottery I think, I'm with Swift this year as they came out cheaper, one trick I always use, is when they ask whats the best quote you've had so far, I always knock £50.00 off the best, they usually try to beat. Go Compare seems pretty good and some of the results often make me laugh, Company X quotes £285.00 and company Z quotes £3650.00, I swear they just make it up! 
Rezz
New Member
- Posts
- 115
- Location
- County Durham
Here's proof that you can never ask for recommendations for insurance companies. I have 9 years full no claims, a clean licence, I'm the only driver aged 42 and currently pay just under £300 with Swift for my 94 300tdi fully comp with protected no claims.
I just got a quote of Lancaster for comparison and with no mods a value of £1000 and a £200 excess they quoted me £ 1541.23 :doh: Proof if ever it were needed to shop around.
hilarious.. Lancaster just quoted me £1400!! wtf??
enery8
Active Member
- Posts
- 540
- Location
- Near Weymouth, Dorset
Might be worth trying Adrian Flux. I got a good quote on my old Rangie and ford fester. They gave me full no claims on both cars. I am with Saga until May but I think I will be looking around then. My bank tells me Saga have been taken over and their premiums are set to be hiked.
M6SJG
New Member
- Posts
- 285
- Location
- Nottinghamshire UK
My AA insurance renewal came in at £619.10 (it was £450 last year...) I've shopped around on the meercats and came up with a quote of £387. Changing insurance company yet again to Swinton
papasmurf123
New Member
- Posts
- 128
- Location
- Nr York
I got a quote from Lancaster on Friday of £1103 :O
they have just rung me and can now do fully comp with off road/green lane for £365
how the hell do they do that ??
they have just rung me and can now do fully comp with off road/green lane for £365
how the hell do they do that ??
blackvulcan100
Active Member
- Posts
- 188
- Location
- In the Cotswolds
I thought what strange comment,then maybe its because you come from Denmark and you have a strange sense of humour !!
Pikey
Dummy Ejection Facilitator..
- Posts
- 47,185
- Location
- in Baron Wet Bum's Slave pit..
it's called bluffing and the feel good factor. they know you iont gonna pay £1100 (if you do they've scored lucky) but when they offer you a policy for £365. Your first thought is gonna be "bloody hell that's cheap"
..
- Posts
- 4,201
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- North Norfolk
Mike Whiskey
New Member
- Posts
- 311
The fact is they is all robbing bastids, who will take every penny they possibly can from you for 'cover', and then do everything they can to pay out as little as possible should you need to use that 'cover'.
Premiums will always rise once you get down from the initial 'punishment zone' of young drivers. There is always a reason. This years (and last years probably) is poor weather and increased claims, before that would probably have been flooding and increased claims, before that i dunno, probably terrorism or something!
The No-Win No-Fee bastids also share some of the blame, cos every claim they make gets added to the overall premiums that the rest of us pay.
It's no wonder people decide not to bother insuring, it really does look cheaper to pay a fine if you are unlucky enough to get caught.
MW
Premiums will always rise once you get down from the initial 'punishment zone' of young drivers. There is always a reason. This years (and last years probably) is poor weather and increased claims, before that would probably have been flooding and increased claims, before that i dunno, probably terrorism or something!
The No-Win No-Fee bastids also share some of the blame, cos every claim they make gets added to the overall premiums that the rest of us pay.
It's no wonder people decide not to bother insuring, it really does look cheaper to pay a fine if you are unlucky enough to get caught.
MW
I'm insured on me and not the car in effect-it's great
Co-Pang-Yang
Well-Known Member
- Posts
- 2,930
- Location
- Colchester, Essex
Average fine for no insurance is £200, comes with 6 points too.
Though probably isn't that big a fine for having no licence either.
Though probably isn't that big a fine for having no licence either.
