I should imagine that the police will be taking a long hard look at the vehicle concerned in this awful accident as will the owners insurance company in order that they can find a way to deny any claims and pass the liability back to the owner/driver.
None of that helps the poor little girl nor her family.
I can understand that any major modification that alters the characteristics or safety of a vehicle really should be declared (and rightly so) in order to make sure the insurance cover "sticks" and is not withdrawn; but where does that stop?
He fitted non-manufacturer parts, so it is modified?
He fitted a different light-bulb/LED light, so its modified...no cover?
He removed the mid-box....so its modified...no cover?
There has to be some sensible upgrades allowed, surely?
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On another rambling VAT fuelled tangent.......
A good friend of mine had the same accident happen to him on the same road on the same section of road in 2 completely different cars on 2 separate occasions.
He was (each time) on the A14 heading West when a split-wheel from an oncoming Articulated lorry coming the other-way on the other carriageway broke free and "bounced" down the road and across the central reservation.
First-time..... the wheel landed on the bonnet of his (Vauxhall Calibra car and bounced on, over his head.
Second time...... it took the whole front offside wing off his company Mercedes.
Given the weight & size of an artic's trailer wheels and the "closing speeds" involved he considers himself a really lucky man.
