series insurance creeping up

ever since my eldest got to 17 I have been getting periodic quotes for him learning and driving once passed in the s3 diesel.

for various reasons he didn't start learning till 6 months ago and has passed yesterday at 19.

historically it has always been around £400 pa with him named as a learner and £600 or so once passed, which put the s3 around £1k pa cheaper than the doris' 307.

so I insured it for £400 and now he has passed the insurers want another £900 and the cheapest quote I can get via someone else is £1,600, yet I can insure him on my chevy blazer 4.3 v6 for £1,700 with him as the main driver and me named!!!!

have series landys suddenly become high risk, or have more and more people been getting them because the insurance was cheaper then crashing.

good news, got a quote from flux for my eldest to drive the s1 on his own for just over £1k, sadly the bugger is hooked on the 4.3 v6 now

took him off the s3 from when he had his provisional licence and put the daughter on with go girl got a £75 rebate - after they took £25 to change the policy details - so I guess the s3 is still cheap for provisional

incidentally, other brokers couldn't quote him on the s1 either because he was too young to have a classic policy or because the car was too old and didn't show up on their systems so they couldn't do an ordinary policy. So hats off to Adrian flux for succeeding where others failed, pity he is plumping for the blazer but an s1 in winter isn't perhaps the comfiest of drives

The tax on insurance premiums went up on Nov 1st ...

you may have missed my point, I was saying the s3 quotes for my son had historically - for the last two years - been around £400 provisional rising to £600 passed, i.e. an increase of £200 pa.

Now he had actually passed the premium increase was £900, some £700 more than I was expecting - based on the quotations received two months earlier and suddenly new full year quotes for the s3 were in the same ball park as the 307 and not the £1,000 pa less that it had historically been so I don't think a tax increase explains it. The fact that the s3 quote for a 2.286 na diesel was now only £100 or so less than a 4.3 v6 petrol surely suggests that a change in taxation is not the issue.

Unless of course you were simply stating the taxation increase as a point of note