Quick insurance question...

My insurance is up for renewal soon, but my existing insurers decided to treble the price this time round

So, I'm now going to get on the phone and get some quotes in, however, I've just realised something. My Defender is standard, no lift, no snorkel, runs on steel HD wheels etc, however it sits on a galvanised chassis. Would you class this as a modification?

I'd have to say yes Woody - as it's not how it left the factory

I would say no. I would not make any mention of it unless you are thinking of jacking the value up because of it. It is a bog standard chassis with no modifications. Protective coatings are not classed as a modification.

If its a standard chassis [galvanising is just another type of protective covering]then no.

Thanks lads.

Yeah, it's just a standard chassis otherwise.

Airways said:

I would say no. I would not make any mention of it unless you are thinking of jacking the value up because of it. It is a bog standard chassis with no modifications. Protective coatings are not classed as a modification.

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Yes i would have to agree on that! BUT insurance is insurance if they can use anything AND I MEAN ANYTHING to get out of paying they will! just food for thought!

It shouldnt as it is a direct replacement. BUT TELL THEM ANYWAY TO BE SAFE