Modifications?

pos · Jan 29, 2008

Hello,

Does an 'A-Bar' with spotlights, side steps, an induction kit and a set of four black steel wheels count as a modification when I am insuring my 90?

Thanks in advance for any help!
-Pos

The Mad Hat Man · Jan 29, 2008

yes
anything that gives the insurance co a let-out and lets them say "yu dint tell us.........."

Sean · Jan 29, 2008

they'll probably think yer "induction kit" was a performance mod - ignorance is bliss eh

pos · Jan 29, 2008

**** so does that mean that technically I'm not insured? They dont know I have an a-bar or anything

The Mad Hat Man · Jan 29, 2008

well lets put it this way - the time yu is gonna find out aint the time to find out yu aint

.

pos · Jan 29, 2008

say what?

Sirus · Jan 29, 2008

spudy · Jan 29, 2008

mhm to pos conversion on babel says he says...

the time you find out off your insurence will be the time you don't want to find out its no longer covered..ie a claim..

wow babelfish is exelent

landy10 · Jan 29, 2008

The Mad Hat Man said:
well lets put it this way - the time yu is gonna find out aint the time to find out yu aint.

He means its not best to find out you aint insured when you need to know you are.
(ie just after you had and accident or need to make a claim)
I think

chris_mack · Jan 29, 2008

ring them up and let them know.

you will probably find the A bar, side steps and rims only affect your excess, and the induction kit bumps the premium up slightly (as its a performance mod). depends how savvy your ins company is though.

Sean · Jan 29, 2008

chris_mack said:
... and the induction kit bumps the premium up slightly (as its a performance mod).....

can a mod please move this comment to the jokes thread please

chris_mack · Jan 29, 2008

yeh i know....but on paper its a performance mod!

Sean · Jan 29, 2008

chris_mack said:
yeh i know....but on paper its a performance mod!

be honest, does it really make any difference ?

chris_mack · Jan 29, 2008

i have no idea, im not stupid enough to spend my money getting one...

but the point in makin is that they claim it adds power (5bhp or 20bhp for a v8, accordin to an advert for scorpion racin i got in front of me) which is enough reason for it to bump up your premium

Sean · Jan 29, 2008

chris_mack said:
i have no idea, im not stupid enough to spend my money getting one...

but the point in makin is that they claim it adds power (5bhp or 20bhp for a v8, accordin to an advert for scorpion racin i got in front of me) which is enough reason for it to bump up your premium

ah twas aimed at pos was that question - i'd not beleive anything from scorpion (or scrapiron as they are known) they have a very bad reputation for selling inferior copies of popular items - the x-eng transmission brake being one example

Grippa · Jan 29, 2008

Sean said:
they have a very bad reputation for selling inferior copies of popular items - the x-eng transmission brake being one example

Whyzzat crap then?

Pikey · Jan 29, 2008

The X eng one is really good, The scorpion copy is cheap chinese crap.

GRUNT · Jan 29, 2008

So any how I doubt if an insurance company would say you weren't insured just cos you dint tell them you had some spotlamps fitted, they may say you couldn't claim for new spots if they got damaged in an accident. But you might as well tell em anyhow just incase.

Sean · Jan 29, 2008

redhand said:
The X eng one is really good, The scorpion copy is cheap chinese crap.

and aparently scrapiron have been using the x-eng picture in their adverts and sending peeps their own brand version which is made out of cheese

Griffdowg · Jan 29, 2008

amen to that... colin@scrap-iron out simon@x-eng in

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