Re: charity calendar - update

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Tim Hobbs wrote:

> Tax can be equally straightforward. VAT on what you buy and income
> tax on a sliding scale related to earnings. Council tax at a flat
> rate, no exemptions, single-persons allowances etc.


And why pray tell should income tax not be flat rate too? Just because
I earn twice as much as you do shouldn't mean I have to pay 3 times the
amount of tax - I'm getting nothing extra in return for handing over
more money to the govt.


--
EMB
 
In message <[email protected]>, Paul S. Brown
<[email protected]> writes
>hugh wrote:
>
>
>>>P.

>> As a council tax payer who campaigns on behalf of pensioners for its
>> abolition I am all in favour of a bit of revenue raising from cameras.
>> Personally I think they should all be hidden as cunningly as possible.
>> All the alternatives involve more expense which falls on the council tax
>> payer rather than the offender. The innocent become the (financial)
>> victims.

>
>OK.
>
>Let's take this to its extreme.
>

If you must
>CCTV to enforce littering - £60 fine for every occurrence - can you honestly
>say you never litter, even unintentionally?
>

Just look at he disgusting state of any town High Street on a Saturday
afternoon, or the, majority of lay-bys on our roads
>Oh yes - spitting is also illegal you know - £60 fine for every instance.
>

Filthy habit' Always remember the No Spitting signs on buses when I was
a kid and wondering who on earth would want to.
>Using Profanity over fixed or wireless communications media is an offence -
>£60 fine for every instance you commit - can you say for sure you never use
>the world "Damn" or "Bugger" while talking on the phone?
>

Always has been. Sign of a weak vocabulary, I was always told.
>There are lots and lots of easy to prosecute crimes that would just take a
>bit of technology to enforce. Your mindset appears to want them to be taken
>to their extreme.
>

No I just oppose your rantings.
>I really, really hope you enjoy having the butt plug installed to monitor
>your methane emissions and surcharge you on them.
>
>You, sir, appear to be the brand of ****wit exemplified as "Major W.H.
>Moaner of Greater Whinging".
>
>*PLONK*

Good, so I'll be spared the brainless reply.
>
>P.


--
hugh
Reply to address is valid at the time of posting
 
In message <[email protected]>, Steve Taylor
<[email protected]> writes
>hugh wrote:
>
>>> Clip the kerb - driving without due care

>> An innocent elderly couple near us walking along the pavement were
>>squashed like flies by a truck which did little more than that. The
>>driver got off scot free..

>
>Maybe it was an accident. They do happen. People were run over and
>killed by horse and carts.
>
>

Then you can define anything as an accident.
>>> Doing 75 in a 70 - you 'orrible little speeder you

>> Speeding increases the impact of any accident whether at 70 or 30
>>mph

>What's your point ? What are the chances of having an accident at 75mph
>Have they increased 10 fold from 70 mph ? If the road conditions allow,
>75 is a perfectly acceptable speed,it doesn't increase the chances of
>having an accident.
>
>When the speed you drive is not appropriate - like the pillocks who
>tear down the straight road by my sons'school at 40mph - they're
>usually mums by the way, then sure, charge people.

Speed limits are inevitably a blunt instrument. The point I was trying
to make is that he argument is not just does extra speed cause more
accidents but rather that if an accident is to happen the consequences
will be greater at higher speed.
>
>
>
>>> Eating an apple/drinking a drink at the wheel - driving without due care
>>>

>> OK so they thought it was a mobile phone.

>
>...no,they knew it was an apple I believe.
>
>
>>
>>> Lots of behaviour that while victimless is still considered to be
>>>criminal.
>>>

>> It's the potential to create victims that matters. Why should we wait
>>until some poor innocent's life is ruined before taking action.

>
>EVERYthing has the potential to "create victims"- your driving a 4X4
>potentially does so. Your argument is a classic argument for sitting on
>your arse while wrapped in cotton wool.
>

Of course it has. It's a matter of degree. We can't create a risk free
world/ It's a matter of looking at significant risks and trying to
reduce them - e.g. the MOT was introduced because of the high level of
risk from unsafe cars, and mobile phones are banned and radios are not
because of the different degree of risk from the distraction to the
driver that each causes.
>> As a council tax payer who campaigns on behalf of pensioners for its
>>abolition I am all in favour of a bit of revenue raising from cameras.
>>Personally I think they should all be hidden as cunningly as possible.
>>All the alternatives involve more expense which falls on the council
>>tax payer rather than the offender. The innocent become the
>>(financial) victims.

>
>Why not work to getting the councils to cut themselves back to
>something we can all afford, then we can perhaps slip the pensioners a
>bung ?
>

I was specifically referring to the funding of the police and the
conventional argument against cameras is that there should be more
traffic police, which in turn would present a heavier burden on the
council tax payers. With self funding cameras the offenders pay. Cameras
also offer the technology to enforce the more flexible speed limits you
argue for.

Pensioners shouldn't need a "Bung" as you call it. The National
Insurance fund is several billions in surplus - a surplus which has been
built up by the contributions of today's pensioners.
>Why not have a flat rate charge for anyone receiving council services ?
>Like the "flat tax " schemes working so well in Eastern Europe, a "flat
>council tax" scheme would work too.
>

That was the principle of the Poll Tax, slightly modified under great
pressure, but basically taking no account of ability to pay or demand on
services.
>Steve

The council tax and its impact on pensioners is a wider issue, but some
pensioners I now pay a quarter of their monthly income straight back in
council tax. Don't be fooled by all the headlines about rebates and
benefits. The greater part of council tax is spent on education of the
young. Most colleges which provide adult education have seen their
funding progressively cut. Almost any scheme would be better than one
based on the value of a fixed asset especially as the value can continue
to rise whilst your income falls as you pass though middle age. Many
people of course are paying absolutely nothing under the present system
and surely you must agree that is wrong.

I'm not particularly fighting for my own vested interest here. I got
involved because of the sense of injustice and outrage I felt at the way
our pensioners are treated when I investigated one specific case.
--
hugh
Reply to address is valid at the time of posting
 
In message <[email protected]>, Tim Hobbs
<[email protected]> writes
>>
>>Why not work to getting the councils to cut themselves back to something
>>we can all afford, then we can perhaps slip the pensioners a bung ?
>>
>>Why not have a flat rate charge for anyone receiving council services ?
>>Like the "flat tax " schemes working so well in Eastern Europe, a "flat
>>council tax" scheme would work too.
>>
>>Steve

>
>Here's a radical thought (the first thing I would do if "in power").
>
>Positively outlaw giving discounts to pensioners, students, the
>disabled etc etc. If you get on a bus it costs x. If you watch TV,
>the licence costs y. The cost of transporting a pensioner 10 miles on
>a bus is exactly the same as transporting me 10 miles.
>
>At the same time, calculate what people need to live on and pay it to
>them via the benefits system. Now people have what they need and can
>decide what to spend it on. We don't need heaps of bureaucracy to
>support exemptions from this, council tax rebates, winter fuel
>payments. Just give people a decent income and let them buy what they
>need or want at the true cost.
>

Well that is basically what the pensioners are campaigning for. Means
tested benefits are hopelessly inefficient. The current pensioners
credit is failing to reach about 20% of the intended target. In some
case about £4.00 is being spent to process a payment of about 50p

>Tax can be equally straightforward. VAT on what you buy and income
>tax on a sliding scale related to earnings. Council tax at a flat
>rate, no exemptions, single-persons allowances etc.
>

I would scrap council tax and pay the whole lot from central taxation
(75% already is) - then you can judge your local council on how
efficiently they use the money.
>I'd also like to see councils stripped right back to the bone - at
>present they are a breeding ground for people with no real idea of
>what they are doing but plenty of time on their hands to do it. A few
>regional bodies could simply award contracts to run whole towns, or
>large chunks of services such as waste or traffic, to professional
>enterprises with proper performance measures.
>
>

Radical, very radical :)
--
hugh
Reply to address is valid at the time of posting
 
On Thu, 12 May 2005 07:58:34 +1200, EMB <[email protected]> wrote:

>Tim Hobbs wrote:
>
>> Tax can be equally straightforward. VAT on what you buy and income
>> tax on a sliding scale related to earnings. Council tax at a flat
>> rate, no exemptions, single-persons allowances etc.

>
>And why pray tell should income tax not be flat rate too? Just because
>I earn twice as much as you do shouldn't mean I have to pay 3 times the
>amount of tax - I'm getting nothing extra in return for handing over
>more money to the govt.


Common sense. Unless you are going to say that a bin man's working
week is worth the same as a brain surgeon's and pay him the same then
you have to accept a sliding scale of tax to go with it. Otherwise
you will have low paid people paying more tax than they earn in order
to keep the national tax receipts as they are today.

And before you ask, I pay more in tax each month than most people
earn. I can't say that I do so happily given how much of it is
wasted, but I don't have any problem with paying proportional to my
ability to do so. Besides, if you add NI to income tax the real
difference between basic rate and higher rate is really quite small.


--

Tim Hobbs

'58 Series 2 88" aka "Stig"
'77 101FC Ambulance aka "Burrt"
'03 Volvo V70
 
Tim Hobbs wrote:

> Common sense. Unless you are going to say that a bin man's working
> week is worth the same as a brain surgeon's and pay him the same then
> you have to accept a sliding scale of tax to go with it. Otherwise
> you will have low paid people paying more tax than they earn in order
> to keep the national tax receipts as they are today.


Sorry Tim, we may have been talking at cross purposes there. What I
meant by flat was a flat percentage - eg everyone pays 20% income tax,
preferably with a threshold above which no further tax is paid. What I
was objecting to was the concept that someone earning 10000 quid/annum
pays at 10% and someone earning 20000 quid pays at 15% - the higher
earner is already contributing more, why should they also be penalised
further for being affluent?


--
EMB
 
hugh wrote:

>> Maybe it was an accident. They do happen. People were run over and
>> killed by horse and carts.
>>
>>

> Then you can define anything as an accident.


Not really, hurtling down the pavement, reading a book,while driving an
HGV isn't an accident.

>and mobile phones are banned and radios are not
> because of the different degree of risk from the distraction to the
> driver that each causes.


This one gets me too. Why is the level of interaction on a phone worse
than the driver and passenger talking together ? There are zealots
calling for hands-free phones to be banned too.

> Pensioners shouldn't need a "Bung" as you call it. The National
> Insurance fund is several billions in surplus - a surplus which has been
> built up by the contributions of today's pensioners.


I don't really believe in the idea of an isolated "pot"in surplus
anymore than the government believes in hypothocation.

>
>> Why not have a flat rate charge for anyone receiving council services
>> ? Like the "flat tax " schemes working so well in Eastern Europe, a
>> "flat council tax" scheme would work too.
>>

> That was the principle of the Poll Tax, slightly modified under great
> pressure, but basically taking no account of ability to pay or demand on
> services.


So, with modifications like a test on the ability to pay , which if it
was "flat" everyone should be able to afford anyway,you'd be for it ?

>Many people of course are paying absolutely nothing under the present system
> and surely you must agree that is wrong.


I absolutely and totally agree. The "benign" effects of a little
inflation in the 60's and 70's is really coming home to roost.Inflation
was a hard unmeans tested tax on the old people of today.

Steve
 
>
>>Many people of course are paying absolutely nothing under the present system
>> and surely you must agree that is wrong.

>
>I absolutely and totally agree. The "benign" effects of a little
>inflation in the 60's and 70's is really coming home to roost.Inflation
>was a hard unmeans tested tax on the old people of today.
>


Cuts both ways that one. The flipside is that thirty years ago people
took on high mortages for houses to find that inflation made the debt
virtually insignificant a few years on when inflation had moved the
goalposts.

Nowadays, a mortgage which takes 35% of your income today will still
be doing similar in ten years time.
--

Tim Hobbs

'58 Series 2 88" aka "Stig"
'77 101FC Ambulance aka "Burrt"
'03 Volvo V70
 
Tim Hobbs wrote:
> Cuts both ways that one. The flipside is that thirty years ago people
> took on high mortages for houses to find that inflation made the debt
> virtually insignificant a few years on when inflation had moved the
> goalposts.
>


True, but folks didn't create the inflation -governments do that.
At points, like now; albeit on a small scale governments do it as a
matter of policy. "good for the system"

> Nowadays, a mortgage which takes 35% of your income today will still
> be doing similar in ten years time.


I wonder how many realise that, or that the "ooh look my house is now
worth 10X what I paid for it" isn't worth it.

Steve

 
in article [email protected], Ian Rawlings at
[email protected] wrote on 11/5/05 6:30 pm:

> On 2005-05-11, Rory Manton <[email protected]> wrote:
>
>> As an ex binman i wish too know more about this fund like will it by me that
>> rather pretty Srs2 Ambulance that I have a longing for?

>
> Hello Rory, as it's a memorial fund I suspect you might have to die
> first before you can get access to any loot, do you really want that
> series 2 that much? ;-)



Bit of a technical glitch in my master plan then!


 
On Wed, 11 May 2005 14:03:01 +0100, "Paul S. Brown"
<[email protected]> wrote:

>Let's take this to its extreme.


Why not just accept that we're all criminals really, no matter how
hard we try not to be so? I'm always slightly concerned by those who
claim never to have broken any law, never to have used 'bad language',
never to have been other than 'the perfect citizen', for they are the
ones who inevitably have something to hide "behind closed doors".

If every 'law' were enforced, there would be no liberty - at all.

[..]

>You, sir, appear to be the brand of ****wit exemplified as "Major W.H.
>Moaner of Greater Whinging".
>
>*PLONK*


Ah, I was a few months ahead of you there. Still, interesting to see
my judgement wasn't too off the mark :)

 
On Wed, 11 May 2005 20:14:58 +0100, Tim Hobbs
<[email protected]> wrote:

>The cost of transporting a pensioner 10 miles on
>a bus is exactly the same as transporting me 10 miles.


I thought about that for a while, and although it may initially seem
to make sense, it did cross my mind that a wrinkly will probably only
take the one seat...

 
On Wed, 11 May 2005 22:41:32 +0100, Steve Taylor
<[email protected]> wrote:

>This one gets me too. Why is the level of interaction on a phone worse
>than the driver and passenger talking together ? There are zealots
>calling for hands-free phones to be banned too.


There is a very good argument for banning kids in cars (oh, and my
mother-in-law). I'd far prefer the 'distraction' of a mobile
telephone any day...

 
On Thu, 12 May 2005 09:37:37 +0100, Mother <"@ {m} @"@101fc.net>
wrote:

>On Wed, 11 May 2005 20:14:58 +0100, Tim Hobbs
><[email protected]> wrote:
>
>>The cost of transporting a pensioner 10 miles on
>>a bus is exactly the same as transporting me 10 miles.

>
>I thought about that for a while, and although it may initially seem
>to make sense, it did cross my mind that a wrinkly will probably only
>take the one seat...


You wouldn't be calling....

No, of course you wouldn't.


--

Tim Hobbs

'58 Series 2 88" aka "Stig"
'77 101FC Ambulance aka "Burrt"
'03 Volvo V70
 
In message <[email protected]>, Mother <"@ {m}
@"@101fc.net> writes
>On Wed, 11 May 2005 20:14:58 +0100, Tim Hobbs
><[email protected]> wrote:
>
>>The cost of transporting a pensioner 10 miles on
>>a bus is exactly the same as transporting me 10 miles.

>
>I thought about that for a while, and although it may initially seem
>to make sense, it did cross my mind that a wrinkly will probably only
>take the one seat...
>

Depends how you define cost.
The cost of a bus making a journey from a to b is largely independent of
the number of passengers carried. The marginal cost of carrying one
extra passenger is very small. The cost per passenger depends on the
number of passengers being carried.
--
hugh
Reply to address is valid at the time of posting
 
In message <[email protected]>, Steve Taylor
<[email protected]> writes
>hugh wrote:
>
>>> Maybe it was an accident. They do happen. People were run over and
>>>killed by horse and carts.
>>>
>>>

>> Then you can define anything as an accident.

>
>Not really, hurtling down the pavement, reading a book,while driving an
>HGV isn't an accident.
>
>>and mobile phones are banned and radios are not
>> because of the different degree of risk from the distraction to the
>>driver that each causes.

>
>This one gets me too. Why is the level of interaction on a phone worse
>than the driver and passenger talking together ? There are zealots
>calling for hands-free phones to be banned too.
>

I think the argument is that the passenger is also aware of what is
going on around you and should modify their conversation accordingly
whereas the person on the other end of the phone is totally isolated, or
something like that. I was at a local Police Forum meeting last night.
Number of fatal/serious accidents in Cheshire were up 12% last year. The
police representatives put this down mainly to speed and using mobile
phones.
>> Pensioners shouldn't need a "Bung" as you call it. The National
>>Insurance fund is several billions in surplus - a surplus which has
>>been built up by the contributions of today's pensioners.

>
>I don't really believe in the idea of an isolated "pot"in surplus
>anymore than the government believes in hypothocation.
>
>>

But it does. That is why NI is separate from Income Tax.
>>> Why not have a flat rate charge for anyone receiving council
>>>services ? Like the "flat tax " schemes working so well in Eastern
>>>Europe, a "flat council tax" scheme would work too.
>>>

>> That was the principle of the Poll Tax, slightly modified under great
>>pressure, but basically taking no account of ability to pay or demand
>>on services.

>
>So, with modifications like a test on the ability to pay , which if it
>was "flat" everyone should be able to afford anyway,you'd be for it ?

Nope. I was merely pointing out that what the previous poster was
advocating had in fact already been tried, and resulted in rioting. I
have always suspected that the instigators were those who suddenly found
themselves having to pay a local tax but hat is only supposition on my
part.
>
>>Many people of course are paying absolutely nothing under the present


>>system and surely you must agree that is wrong.

>
>I absolutely and totally agree. The "benign" effects of a little
>inflation in the 60's and 70's is really coming home to roost.Inflation
>was a hard unmeans tested tax on the old people of today.
>
>Steve

Pensioners are calling for the link to be restored between state pension
and average earnings. That way they also share in the increasing
prosperity of the country. Currently state pension is linked to RPI
which effectively means their standard of living is frozen. The link was
broken by the Thatcher government but our "socialist" chancellor has
said he has no intention of restoring it. In fact he said in his speech
tot eh CBI last November ti was one of the best things that Thatcher
ever did and our prosperous economy was based on it.
--
hugh
Reply to address is valid at the time of posting
 
In message <[email protected]>, Steve Taylor
<[email protected]> writes
>Tim Hobbs wrote:
>> Cuts both ways that one. The flipside is that thirty years ago people
>> took on high mortages for houses to find that inflation made the debt
>> virtually insignificant a few years on when inflation had moved the
>> goalposts.
>>

>
>True, but folks didn't create the inflation -governments do that.
>At points, like now; albeit on a small scale governments do it as a
>matter of policy. "good for the system"
>
>> Nowadays, a mortgage which takes 35% of your income today will still
>> be doing similar in ten years time.

>
>I wonder how many realise that, or that the "ooh look my house is now
>worth 10X what I paid for it" isn't worth it.
>
>Steve
>

Exactly. It's a fixed asset and the only way you can turn it in to cash
is to sell it (then were do you live) or borrow against it. Don't be
taken in by these "equity release schemes". They're just sales bull****
for "have a loan at a higher rate of interest than a normal mortgage."
--
hugh
Reply to address is valid at the time of posting
 
In message <[email protected]>, Tim Hobbs
<[email protected]> writes
>>
>>>Many people of course are paying absolutely nothing under the
>>>present system
>>> and surely you must agree that is wrong.

>>
>>I absolutely and totally agree. The "benign" effects of a little
>>inflation in the 60's and 70's is really coming home to roost.Inflation
>>was a hard unmeans tested tax on the old people of today.
>>

>
>Cuts both ways that one. The flipside is that thirty years ago people
>took on high mortages for houses to find that inflation made the debt
>virtually insignificant a few years on when inflation had moved the
>goalposts.
>

But what of those who couldn't afford their own house?
>Nowadays, a mortgage which takes 35% of your income today will still
>be doing similar in ten years time.

House price inflation is subject to supply and demand - very little
supply, very great demand. Demand used to be rationed by mortgage
availability - you actually had to have a savings account with most
lenders to get in the queue for a loan. There is also the expectation of
a very much higher quality of building than was the case in the 60s -
fitted carpets work tops, kitchen cupboards, double glazing central
heating were all extras.
--
hugh
Reply to address is valid at the time of posting
 
In message <[email protected]>, Mother <"@ {m}
@"@101fc.net> writes
>On Wed, 11 May 2005 22:41:32 +0100, Steve Taylor
><[email protected]> wrote:
>
>>This one gets me too. Why is the level of interaction on a phone worse
>>than the driver and passenger talking together ? There are zealots
>>calling for hands-free phones to be banned too.

>
>There is a very good argument for banning kids in cars (oh, and my
>mother-in-law). I'd far prefer the 'distraction' of a mobile
>telephone any day...
>

That's why they should all be in the back - preferably of a 101.
--
hugh
Reply to address is valid at the time of posting
 
On Fri, 13 May 2005 14:20:20 +0100, hugh <hugh@[127.0.0.1]> wrote:

>In message <[email protected]>, Mother <"@ {m}
>@"@101fc.net> writes
>>On Wed, 11 May 2005 20:14:58 +0100, Tim Hobbs
>><[email protected]> wrote:
>>
>>>The cost of transporting a pensioner 10 miles on
>>>a bus is exactly the same as transporting me 10 miles.

>>
>>I thought about that for a while, and although it may initially seem
>>to make sense, it did cross my mind that a wrinkly will probably only
>>take the one seat...
>>

>Depends how you define cost.
>The cost of a bus making a journey from a to b is largely independent of
>the number of passengers carried. The marginal cost of carrying one
>extra passenger is very small. The cost per passenger depends on the
>number of passengers being carried.


But not in any way upon their age, educational status or demographic
group.


--

Tim Hobbs

'58 Series 2 88" aka "Stig"
'77 101FC Ambulance aka "Burrt"
'03 Volvo V70
 

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