Legality of no bumpers?

Yeah but my engine is not any more powerful from what I have been able to
infer by varios gubbins is that it may have been a diesel at one time as
well.

It is now a 2.2 petrol and the insurance company knows that. How much is
original in a 30 + year old motor ?

Boy racer I am definately not !!!


--
Larry
Series 3 rust and holes


"SimonJ" <[email protected]> wrote in message
news:[email protected]...
> > That is if anyone knows, I suspect the engine is not original because it
> > should not be a 5 main bearing, but when that was changed you cannot
> expect
> > me to know,
> >
> So if Mr Boy Racer buys himself a 1.1 nova, insures it as such, and the
> insurance find out that the car had been fitted with a 2 litre engine
before
> Mr Racer bought it, do you think they will pay out?
>
>

Larry wrote:
> That is if anyone knows, I suspect the engine is not original because it
> should not be a 5 main bearing, but when that was changed you cannot expect
> me to know,
>
> Does an insurance company seriosly expect you to have the whole thing
> dismantled and every bolt checked to see if it is original spec.
>
> There are limits and common law is predicated upon reasonable knowlege of
> things.
>
>
> If you take things too literally, I should inform them that I have changed
> the sealed beam headlamps, and attached new lights to the roof rack,
> notwithstanding a box thereon. I franky do not think they would really
> appreciate the beurocracy.
>
> There are limits to everything and notions of common sence. I have in my
> time had insurance payouts on varios vehicles including a total write off.
> Now the write off had an electric fan that was not standard, a grille and
> auxilliary lamps that weren't standard and I don't know what else, was
> anyone interested ... NO.
>
> The only time I ever had any difficulty was when I changed an engine when
> they at first insisted on an engineers report and then saw sence that it was
> no necessary for a straigtforward recon engine swap notified to the DVLA.
>
> Next you will say a set of Halfords Wiper blades invalidates insurance, any
> company that tried that on would be the ones who were sorry.
>
> Small print notwithstanding there are unenforcable terms in many contracts
> simply because they exceed what the law of contract allows.
>
>
>

Famous case of a young female driver who bought her first car.
Crashed it and was told her insurance was invalid because it had
different wheels (alloys) than standard. She didn't know that they
didn't come with alloys and of course the wheels weren't a factor in
the accident, but would have been a factor if the vehicle was stolen.

Doesn't matter when it was modified, it still needs to be noted,
providing you are aware of the modifications. I don't know whether a
case can be made for not being reasonably expected to know of a
particular modification.

--
Regards,
Danny

http://www.gaggia-espresso.com (a purely hobby site)
http://www.dannyscoffee.com (UK advert for my mobile espresso service)
http://www.malabargold.co.uk (UK/European online ordering for Malabar
Gold blend)
swap Z for above characters in email address to reply

Steve Taylor wrote:

> How do these boy-racer folks get away with these spinning blades on
> their wheels ? How on earth are they legal.
>
> Steve

If they are perceived as a modification then, regardless of the
legality of them, the insurance wouldn't necessarily pay out in the
case of an accident.


--
Regards,
Danny

http://www.gaggia-espresso.com (a purely hobby site)
http://www.dannyscoffee.com (UK advert for my mobile espresso service)
http://www.malabargold.co.uk (UK/European online ordering for Malabar
Gold blend)
swap Z for above characters in email address to reply

Well the law is clearly an Ass and I am not worried, I have never had any
trouble.

I can't see some assurance assesor with a parts manual checking my series 3
if I ever make a claim. Heck I have changed the bumpers, they don't have the
military overiders anymore, not that they should have been there in the
first place,

I think that insurance companies may try it on only with people whom they
think they can get away with it with, I am sure they will back down if you
are persistant and you can use your legal claims insurance to sue them


--
þT

L'autisme c'est moi

"Space folds, and folded space bends, and bent folded space contracts and
expands unevenly in every way unconcievable except to someone who does not
believe in the laws of mathematics"



"Danny" <[email protected]> wrote in message
news:[email protected]...
> Larry wrote:
>
> Famous case of a young female driver who bought her first car.
> Crashed it and was told her insurance was invalid because it had
> different wheels (alloys) than standard. She didn't know that they
> didn't come with alloys and of course the wheels weren't a factor in
> the accident, but would have been a factor if the vehicle was stolen.
>
> Doesn't matter when it was modified, it still needs to be noted,
> providing you are aware of the modifications. I don't know whether a
> case can be made for not being reasonably expected to know of a
> particular modification.
>
> --
> Regards,
> Danny
>
> http://www.gaggia-espresso.com (a purely hobby site)
> http://www.dannyscoffee.com (UK advert for my mobile espresso service)
> http://www.malabargold.co.uk (UK/European online ordering for Malabar
> Gold blend)
> swap Z for above characters in email address to reply
>

"Larry" <[email protected]> wrote in message
news:[email protected]...
> Well the law is clearly an Ass and I am not worried, I have never
had any
> trouble.
>
> I can't see some assurance assesor with a parts manual checking my
series 3
> if I ever make a claim. Heck I have changed the bumpers, they don't
have the
> military overiders anymore, not that they should have been there in
the
> first place,
>
> I think that insurance companies may try it on only with people whom
they
> think they can get away with it with, I am sure they will back down
if you
> are persistant and you can use your legal claims insurance to sue
them
>
>
> --
> þT
>
> L'autisme c'est moi
>
> "Space folds, and folded space bends, and bent folded space
contracts and
> expands unevenly in every way unconcievable except to someone who
does not
> believe in the laws of mathematics"
>
>
>
> "Danny" <[email protected]> wrote in message
> news:[email protected]...
> > Larry wrote:
> >
> > Famous case of a young female driver who bought her first car.
> > Crashed it and was told her insurance was invalid because it had
> > different wheels (alloys) than standard. She didn't know that
they
> > didn't come with alloys and of course the wheels weren't a factor
in
> > the accident, but would have been a factor if the vehicle was
stolen.
> >
> > Doesn't matter when it was modified, it still needs to be noted,
> > providing you are aware of the modifications. I don't know
whether a
> > case can be made for not being reasonably expected to know of a
> > particular modification.
> >
> > --
> > Regards,
> > Danny
> >
> > http://www.gaggia-espresso.com (a purely hobby site)
> > http://www.dannyscoffee.com (UK advert for my mobile espresso
service)
> > http://www.malabargold.co.uk (UK/European online ordering for
Malabar
> > Gold blend)
> > swap Z for above characters in email address to reply
> >
>
>

Don't underestimate how picky insurance companies can be. One of my
shops burnt down recently, and a condition of my insurance was that
there was an electrical test every three years. In fact I had it done
every fourteen months as required by an old GLC regulation (it's a
launderette), but they weren't satisfied with just the report covering
the date of the fire - they wanted the last eight years worth of
certificates as I had been insured with them (claim free) for eight
years. As it happened not only did I have copies but the originals
were lodged with the local environmental health dept. After much foot
dragging they have at last agreed to pay out and reconstruction will
start on Monday nearly nine weeks after the fire.

AWEM

In news:[email protected],
Andrew Mawson <andrew@no_spam_please_mawson.org.uk> blithered:
> "Larry" <[email protected]> wrote in message
> news:[email protected]...
>> Well the law is clearly an Ass and I am not worried, I have never
>> had any trouble.
>>
>> I can't see some assurance assesor with a parts manual checking my
>> series 3 if I ever make a claim. Heck I have changed the bumpers,
>> they don't have the military overiders anymore, not that they should
>> have been there in the first place,
>>
>> I think that insurance companies may try it on only with people whom
>> they think they can get away with it with, I am sure they will back
>> down if you are persistant and you can use your legal claims
>> insurance to sue them
>>
>>
>> --
>> þT
>>
>> L'autisme c'est moi
>>
>> "Space folds, and folded space bends, and bent folded space
>> contracts and expands unevenly in every way unconcievable except to
>> someone who does not believe in the laws of mathematics"
>>
>>
>>
>> "Danny" <[email protected]> wrote in message
>> news:[email protected]...
>>> Larry wrote:
>>>
>>> Famous case of a young female driver who bought her first car.
>>> Crashed it and was told her insurance was invalid because it had
>>> different wheels (alloys) than standard. She didn't know that they
>>> didn't come with alloys and of course the wheels weren't a factor in
>>> the accident, but would have been a factor if the vehicle was
>>> stolen.
>>>
>>> Doesn't matter when it was modified, it still needs to be noted,
>>> providing you are aware of the modifications. I don't know whether
>>> a case can be made for not being reasonably expected to know of a
>>> particular modification.
>>>
>>> --
>>> Regards,
>>> Danny
>>>
>>> http://www.gaggia-espresso.com (a purely hobby site)
>>> http://www.dannyscoffee.com (UK advert for my mobile espresso
>>> service) http://www.malabargold.co.uk (UK/European online ordering
>>> for Malabar Gold blend)
>>> swap Z for above characters in email address to reply
>>>
>>
>>
>
> Don't underestimate how picky insurance companies can be. One of my
> shops burnt down recently, and a condition of my insurance was that
> there was an electrical test every three years. In fact I had it done
> every fourteen months as required by an old GLC regulation (it's a
> launderette), but they weren't satisfied with just the report covering
> the date of the fire - they wanted the last eight years worth of
> certificates as I had been insured with them (claim free) for eight
> years. As it happened not only did I have copies but the originals
> were lodged with the local environmental health dept. After much foot
> dragging they have at last agreed to pay out and reconstruction will
> start on Monday nearly nine weeks after the fire.
>
> AWEM

But 14 months is NOT three years!

--
"He who says it cannot be done should not interrupt her doing it."

If at first you don't succeed,
maybe skydiving's not for you!