Insurance

rob evans · Oct 16, 2010

Well for me its that time of the dam year again,got the quote and its up again...£385 fully comp.
I know its diff for every one,age, area and where you are but for gods sake its gone up over £60 .the cars a year older,their pay out if its written off will be less(you can bet every penny on that)....
Anyway, anyone on here found a good cheap insurance...i am 47,ok area and its in a garage..Do less than 5k a year full no claims....
Any suggestions will try,have got to get it under £385???

nathan5346 · Oct 16, 2010

£385 and ur moaning

seems pretty good to me

robp38 · Oct 16, 2010

was paying around £200 with swiftcover,, similar age etc

dougdotcom · Oct 16, 2010

We pay £258 with 2 drivers full comp at M & S. about same age, nottingham area. Done in 5 mins 0800 0582941 and NO i dont work for them.

Hamster97 · Oct 17, 2010

Don't complain. There was another thread regarding insurance not so long ago.
My Mum had a renewal quote of £550 on a 2002 1000cc 3 cylinder Suzuki Swift . 59 years old, over 10 years no claims. Think yourself lucky you don't live in my area.

JohnP38 · Oct 17, 2010

I am paying £175 from Swiftsure .But they all try it on at renewal time.The premium for our Mondeo for last year was £232 full comp 7 NCD.the renewal from the same company for next year is £938!!with no claims last year.They try very feeble excuses to explain it away and offered to reduce it by £150 when I said to cancel the renewal.Got it from RAC for £216.18!!

gemsdad · Oct 17, 2010

try priviledge insurance,they gave me a very good price on my p38.

wickford90 · Oct 17, 2010

rob evans said:
Well for me its that time of the dam year again,got the quote and its up again...£385 fully comp.
I know its diff for every one,age, area and where you are but for gods sake its gone up over £60 .the cars a year older,their pay out if its written off will be less(you can bet every penny on that)....
Anyway, anyone on here found a good cheap insurance...i am 47,ok area and its in a garage..Do less than 5k a year full no claims....
Any suggestions will try,have got to get it under £385???

try graham-sykes.co.uk think thats the address.
from 365 with churchill to 141 with them. same as you low milage per year
ok area plus decent no claims.the policy was with highway insurance.

rob evans · Oct 17, 2010

thank you for your ideas..tried most but will give RAC a go and graham sykes(left phone Nunber) will not do online quote???

RichM · Oct 17, 2010

Try Adrian Flux. When they ask if you're a member of a club, say yes.

http://www.adrianflux.co.uk/4x4/

They cover for green laning and off road use too.

I would NEVER insure a 4x4 with your average insurance company/broker. (Direct Line, Norwich union, RAC, M&S, Quinn-Direct, Endsleigh etc etc) Simply due to the fact that they wouldn't cover the car for what I actually use it for.

rob evans · Oct 18, 2010

Thank you for your help...M&S wanted £1058.........rac=£679
Aviva best at the mo £349 insurance not till nov 9th so any other help would be great.

fleck · Oct 18, 2010

nfu for the win

RichM · Oct 18, 2010

rob evans said:
Thank you for your help...M&S wanted £1058.........rac=£679
Aviva best at the mo £349 insurance not till nov 9th so any other help would be great.

Did you try Adrian Flux? They specialise in 4x4s and for many on here, they gave the cheapest quote by far. Aviva (Used to be known as Norwich Union!) may be reasonable but they won't cover you for off roading and green laning may be questionable.

rob evans · Oct 18, 2010

Yes i did try A.F but they were £567 NUF are ringing me back so see what they say :monitor_punch:

roddy4 · Oct 18, 2010

rob evans said:
Well for me its that time of the dam year again,got the quote and its up again...£385 fully comp.
I know its diff for every one,age, area and where you are but for gods sake its gone up over £60 .the cars a year older,their pay out if its written off will be less(you can bet every penny on that)....
Anyway, anyone on here found a good cheap insurance...i am 47,ok area and its in a garage..Do less than 5k a year full no claims....
Any suggestions will try,have got to get it under £385???

what year is the vehicle?

p38on22s · Oct 18, 2010

i got a p38 dse and use adrian flux and pay 348 a year full comp proteced ncb screen cover with all the mods listed wheels,tints,side steps a bar,exhaust, dvd player rear screens and wife on it, my parents have a p38 dse and they use (more than) and only pay 259 full comp protected ncb and screen cover

rob evans · Oct 18, 2010

roddy4 said:
what year is the vehicle?

Its a 2001 30th Anniversary

P38_love/hatething · Oct 18, 2010

Well i was paying 380 with sureterm direct on a limited milage (8000 miles, hardly limited). They are brokers for equity red star. I'm only 28 but had 3 years no claims til last week when my wife decided to take the side out of a parked clio! Now i'm getting quotes for 826 when i lose my no claims. Its not up for renewal til february but still gonna hurt!

The Mad Hat Man · Oct 18, 2010

P38_love/hatething said:
Well i was paying 380 with sureterm direct on a limited milage (8000 miles, hardly limited). They are brokers for equity red star. I'm only 28 but had 3 years no claims til last week when my wife decided to take the side out of a parked clio! Now i'm getting quotes for 826 when i lose my no claims. Its not up for renewal til february but still gonna hurt!

I am with Equity Redstar - lets just say I aint impressed

P38_love/hatething · Oct 18, 2010

I'm keen to know why, i haven't had any issues yet, but only had to inform them last saturday about the accident. But no damage to my car so i don't expect to hear from them again

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