insurance advice

disco95 · Oct 18, 2010

hi all
got a 300tdi disco recently as well as for on road use i spent alot of money on it for off road use also.
explained to my insurance company wanting it insured for what it all cost me and not market value if god forbid its writen off or stolen.
they advised can only get market value.

anyone advise if they right or if not, any one recommend who would insure what i looking for.

discool · Oct 18, 2010

I run a classic car and that's on an 'agreed value' policy so ask for that, they may say no as it's not yet a classic vehicle which usually only do a low annual mileage and doesn't normanly earn any NCB.

disco95 · Oct 18, 2010

will give it a try
thanks

Hedgehog70 · Oct 18, 2010

Yes - Speak to a specialist insurer such as Adrian Flux or Sureterm Direct

T

The Mad Hat Man · Oct 18, 2010

AF use Equity Redstar - not good

Philthy · Oct 18, 2010

SureTerm were a nightmare when someone drove into the back of my wife in our Defender. It was clearly not her fault and the other side admitted liability. SureTerm made us feel like we were trying to pull a fast one when we simply followed their procedures. Been with Admiral for other cars for years and when she was rear ended several years later they dealt with it excellently.

Hedgehog70 · Oct 18, 2010

I think most insurers are crap. The company who insure our fleet are trying to suggest that we had something to do with stripping 3 motors of parts whilst they were parked up for the weekend.

Unfeckinbelievable

T

Gafferjim · Oct 19, 2010

Try 4x4 off road insurance - Frank Pickles
They will only insure you if your vehicle IS MODIFIED, in fact the more modifications you have, the more they like it. It's also insured whilst green laning

paul_c · Oct 19, 2010

Gafferjim said:
It's also insured whilst green laning

Green lanes are legal highways, EVERY insurance company that covers cars on the road would also cover green lanes. Did you mean off roading?

Philthy · Oct 19, 2010

Some of the buggers exclude Green Lanes even though they are legal roads. :doh: Probably run by some ignorant ramblers.

disco95 · Oct 20, 2010

thanks all will let you know how i get on
ta

steveo999 · Oct 25, 2010

I recommend Frank Pickles, did mine for 12months £204 apose to £700 with Directline and it covers offroad use, just don't get any no claims bonus and limited mileage, but that does not bother me as the disco is my 2nd car.

rollin danny · Oct 25, 2010

Frank Pickles will not insure you if you are a labourer or a scaffolder wtf ?

steveo999 · Oct 25, 2010

Might be you have a more risk to use your vehicle for work puposes??

Dunno they all have weird rules if you ask me.

insurance advice

disco95

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discool

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disco95

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Hedgehog70

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The Mad Hat Man

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