Heressome further info i have found out recently regarding disco insurance ,may be of some help to anybody else in my position ,i live in manchester ,5 mile north out of the centre so insurance due to the postcode is a lot higher than a lot of more urban areas,also im 46 with a perfect 28 year driving record ,never one point my claim to fame ! well being a gardener in the summer and a decorator in the winter iv been using a vauxhall combo ven for four years now but 2 weeks ago i sold and bought a 97 p reg disco but before i did i did some homework on the insurance ,you see i was with swinton with 5 years no claims bonus ,commercial that is cos of the van ,on getting a quote for the disco swinton said they only insure them as a private car hence i would lose my bonus and the price rockets ,er thought im not aving that so studied the internet and found the van insurer then autonet insurance ,stoke on trent based ,who said yes we can insure landrovers as a commercial vehicle no problem so thats what iv done ,told swinton who were not happy ! they wanted 850 with no bonus but iv got full comprehensive for use in connection with my work for 470 ,now paid in full ,so how many people have ripped off when swapping a van to a car ,landrover by insurance companies ? im now using the disco for my work just like i did with the van etc ,hope this experience may help somebody else ,ady
