it would to insure a td5 but not a series 3
17 yr old td5 insurance
- Thread starter Mattward
- Start date
This site contains affiliate links for which LandyZone may be compensated if you make a purchase.
it would to insure a td5 but not a series 3
- Posts
- 7,332
- Location
- Under my landy
basically making a comparison that buying a freelander and admitting it is similar to admitting being gay....
Exactly
2.0_hippo
Well-Known Member
- Posts
- 6,069
- Location
- Hertfordshire
Silly tratter boys
Nigel-S
soft and furry
- Posts
- 6,070
I drive a 2000 Disco TD5, my insurance is just under £300 fully comp including recovery, I'm the wrong side of 60. My son on the other hand drives a 1973 Rolls Royce Silver Cloud, his insurance is £120 fully comp including recovery, he's half my age. The Rolls didn't cost much more than my TD5 Discovery
- Posts
- 668
Ben,
The price you've had there is extremely good for a new driver, I very highly doubt you will get anything cheaper.
Safe driving.
Jordan
drewster
Well-Known Member
- Posts
- 2,997
- Location
- new milton hampshire
I am 18 and just bought a 1988 defender 90 and found that insurance on it was cheaper than most small engine cars for a person of my age! There are slight terms and conditions to finding cheap insurance for a landy for a young driver... It has to be pre 1990 and be n/a so I found the right one and bought it I pay 1200 a year fully comp which isn't half bad for an 18yo
I pay 1200 a year fully comp which isn't half bad for an 18yoThor1950
Well-Known Member
- Posts
- 39,238
- Location
- Land of the midnight sun
I am 18 and just bought a 1988 defender 90 and found that insurance on it was cheaper than most small engine cars for a person of my age! There are slight terms and conditions to finding cheap insurance for a landy for a young driver... It has to be pre 1990 and be n/a so I found the right one and bought it
Because they know it will be up on blocks, getting fixed
Jaspermowatt
Active Member
- Posts
- 230
Ben Waine, what insurance company was that?
My advice to Matt is to flog the mini, use the capital to buy a car that is in the insurance category 1 as this is stupidly cheap to insure (relative to your quotes). For an example, Last year when I was 17, I insured a Chevy spark for £1600 which was before the ruling by the European Courts that it was sexist to charge males more than females. Thus you should find it even cheaper to insure. I used direct line, you have to phone them though. The good thing about cat 1 insurance cars are they seem to have a value depreciation plateau between around 20k miles and 50k miles, what i mean by this is they seem to hover at that a price and so if you only do 10k miles in the year driving to get your no claims, you won't lose much as it will resale close to what you pain - tis what I found anyway. Also newer cars are far less likely to go wrong so that avoids expensive repair bills. Plus cars like the chevy cost £26 to tax.
So drive a car like that for at least a year to get your experience up whilst gaining your NCB.
Now listen here, don't do what I did and sell the sensible car after 9 months and buy a car that, I quote my self, "don't mind scratching nor crashing" as I am now sat here, writing this with a broken back in three places and a broken neck. Having a more expensive newer car seems to make you more cautious and sensible which in your first year is very helpful.
So basically be boring for a year, save money and then upgrade to a landy when you're wise and its economical sensible because remember the money you pay in insurance goes in to a horrible abyss, so the more that gets swallowed, the more you'll kick yourself later...
My advice to Matt is to flog the mini, use the capital to buy a car that is in the insurance category 1 as this is stupidly cheap to insure (relative to your quotes). For an example, Last year when I was 17, I insured a Chevy spark for £1600 which was before the ruling by the European Courts that it was sexist to charge males more than females. Thus you should find it even cheaper to insure. I used direct line, you have to phone them though. The good thing about cat 1 insurance cars are they seem to have a value depreciation plateau between around 20k miles and 50k miles, what i mean by this is they seem to hover at that a price and so if you only do 10k miles in the year driving to get your no claims, you won't lose much as it will resale close to what you pain - tis what I found anyway. Also newer cars are far less likely to go wrong so that avoids expensive repair bills. Plus cars like the chevy cost £26 to tax.
So drive a car like that for at least a year to get your experience up whilst gaining your NCB.
Now listen here, don't do what I did and sell the sensible car after 9 months and buy a car that, I quote my self, "don't mind scratching nor crashing" as I am now sat here, writing this with a broken back in three places and a broken neck. Having a more expensive newer car seems to make you more cautious and sensible which in your first year is very helpful.
So basically be boring for a year, save money and then upgrade to a landy when you're wise and its economical sensible because remember the money you pay in insurance goes in to a horrible abyss, so the more that gets swallowed, the more you'll kick yourself later...
Last edited:
lcbandit
Well-Known Member
- Posts
- 1,548
- Location
- west yorks
ouch jasper hope you get better soon!!! assume it was a car accident?
my lad has had his landy for the last 3 years now and the ins is now £480 ish fully comp, but he now has 7 years ncb and that is on a multi car with admiral, his audi a3 quattro isn't much more!! and I am on it as a named driver too which lowers it, his first car was a nova the car cost £1200 n so did the insurance!
my lad has had his landy for the last 3 years now and the ins is now £480 ish fully comp, but he now has 7 years ncb and that is on a multi car with admiral, his audi a3 quattro isn't much more!! and I am on it as a named driver too which lowers it, his first car was a nova the car cost £1200 n so did the insurance!
henseyseries3
Active Member
- Posts
- 191
- Location
- Birmingham Kingsnorton
Reading down this has half give me some hope on insuring my series 3 when I pass my test
henseyseries3
Active Member
- Posts
- 191
- Location
- Birmingham Kingsnorton
88" ex RAF it was registered in 88 but it was mad in 82
henseyseries3
Active Member
- Posts
- 191
- Location
- Birmingham Kingsnorton
Its a van
henseyseries3
Active Member
- Posts
- 191
- Location
- Birmingham Kingsnorton
Go to aviva van insurance, mine was £1200 ish fully comp with a couple add ons, dads was a named driver, took off about £50 from memory
Sweet I'll have a look
