Range rover insurance young lad?

Hi i know what your thinking! but its not that seriously! lol

im 17 currently taking lessons, i already have looked at a quote for £3900 for a 2010 2.7 range rover with my dad as named driver!

for the people who will say fraud since the kid will be driving blah! it wont be like that since il only drive it when im with him or weekends.

my question is, my dad had 10 year no claims discount before he went and became a taxi driver.

so for that he took out new taxi insurance and the 10 year no claims has not been touched since 2006. I was wondering is it still usable? since its not like hes stopped driving or anything and we can still prove he was driving with the taxi no claims discount?

wakas

it normal for it only to last 2 years, after that you just loose it..

No claim discount usually lapses after 2 years.

Even if it didn't then the policy would have to be in his name to benefit rather than just being named on it. At best they may allow two or three years worth but I'm afraid Insurance companies are getting wiser all the time. Be wary of any who will take you on in these circumstances, you could end up paying thousands for what you think is insurance but is only actually a bit of paper. Make sure they are BMIB registered or equivalent.

hippolover said:

Even if it didn't then the policy would have to be in his name to benefit rather than just being named on it. At best they may allow two or three years worth but I'm afraid Insurance companies are getting wiser all the time. Be wary of any who will take you on in these circumstances, you could end up paying thousands for what you think is insurance but is only actually a bit of paper. Make sure they are BMIB registered or equivalent.

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Funnily enough this isn't always the case......a friends daughter just insured her first car and putting both her parents on as named drivers with her as the policy holder reduced her premium by nearly £300.......my friend checked with the company, making it clear that she would be driving alone and they would be occasional drivers and the company had no problem with this. Strange but true

Adding an older named driver often reduces premiums, but beware pitfalls in declaring Main driver........if they can get out of a claim they will..........afterall it's fraudulent!

At the end of the day, own insurance is best and build up own ncb. Like I say companies are getting wiser so any scam isn't worth it. Watch out for these deals that give credit for a named driver's own bonus too.

I recently insured my P38 diesel and was told they would not insure my wife to drive it until she had at least 1 years experience on a full driving licence. My wife, by the way, is over 25. (that's all I dare say!!)

When I was seventeen, me and all my mates drove old wrecks. All of us had crashes. I think most people on this forum waited until they had quite a bit of experience before getting behind the wheel of a 35k+ vehicle. ps have you won the lottery?

Kinell - and here's me thinking that software development was a good living - looks like I should have been a taxi driver after all these years.

A 17 year old in a Range Rover should not be allowed to happen IMHO - and £3900 sounds way too cheap for insuring a 17 yr old on a RR, take it an run, after reading the small print of course.

I'm sorry to **** on yer fire and all that but you REALLY need to start at the bottom and work your way up like what we all had to. How about a new mini for starters, saw one the other day that was £35,000 - for a fecking Mini for feck sake lol

You need to go to an FSA regulated insurance broker as on here you can only get opinions and not advice and none of the previous posts should be taken as advice only opinion.
Now fook off and scam elsewhere