OT Points and insurance

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S

Steve Taylor

Guest
Bugger it. Just collected my first ever points for speeding - on the M62
at Liverpool - 65 in an apparently 50 limit. (not in a 101)

And its insurance renewal time. Are three points going to make much of a
difference ?

Steve
 
"Steve Taylor" <[email protected]> wrote in message
news:[email protected]...
> Bugger it. Just collected my first ever points for speeding - on the M62
> at Liverpool - 65 in an apparently 50 limit. (not in a 101)
>
> And its insurance renewal time. Are three points going to make much of a
> difference ?
>
> Steve

No - they almost expect you to have three!
Jon


 
Jon wrote:
> "Steve Taylor" <[email protected]> wrote in message
> news:[email protected]...
>> Bugger it. Just collected my first ever points for speeding - on the M62
>> at Liverpool - 65 in an apparently 50 limit. (not in a 101)
>>
>> And its insurance renewal time. Are three points going to make much of a
>> difference ?
>>
>> Steve
>
> No - they almost expect you to have three!

Indeed, for speeding it isn't going to make much difference.
Everyone and their Gran has a speeding ticket now-a-days.

Matt.
 
Matthew Maddock wrote:
> Jon wrote:
>> "Steve Taylor" <[email protected]> wrote in message
>> news:[email protected]...
>>> Bugger it. Just collected my first ever points for speeding - on
>>> the M62 at Liverpool - 65 in an apparently 50 limit. (not in a 101)
>>>
>>> And its insurance renewal time. Are three points going to make much
>>> of a difference ?
>>>
>>> Steve
>>
>> No - they almost expect you to have three!
>
> Indeed, for speeding it isn't going to make much difference.
> Everyone and their Gran has a speeding ticket now-a-days.
>
> Matt.

Aint had one in ten years, as i dont speed!!!

Nige


--
--
Subaru WRX
Range Rover LSE (Bob) FOR SALE!!!
Range Rover 4.6 HSE (The Tank!)

'"I don't remember asking you a goddam thing"


 
>
> Indeed, for speeding it isn't going to make much difference.
> Everyone and their Gran has a speeding ticket now-a-days.
>
Even though Gran hasn't actually driven a car for the last 10 years!


 

>
> And its insurance renewal time. Are three points going to make much of a
> difference ?
>
Highly unlikely, but depends on the insurer.
Liverpool and Victoria (very cheap for RR's) don't even ask how many points,
as long as you haven't had a ban they don't penalise you at all.
(They also don't charge extra for LPG, or ask to see a certificate)


 
Matthew Maddock <[email protected]> uttered
summat worrerz funny about:
> Jon wrote:
>> "Steve Taylor" <[email protected]> wrote in message
>> news:[email protected]...
>>> Bugger it. Just collected my first ever points for speeding - on
>>> the M62 at Liverpool - 65 in an apparently 50 limit. (not in a 101)
>>>
>>> And its insurance renewal time. Are three points going to make much
>>> of a difference ?
>>>
>>> Steve
>>
>> No - they almost expect you to have three!
>
> Indeed, for speeding it isn't going to make much difference.
> Everyone and their Gran has a speeding ticket now-a-days.
>
> Matt.

Yes quite a few "Grans" have point's....many driving blinged up pimped
motors :)

Though we often get tasked to go and visit some registered keepers, equiped
with photographs to jog their memory in a pervert the course of justice kind
of way.

I've three points meself and made no difference to any of my policies -
don't forget to declare them on all policies now though even though it may
not be renewal time just yet. I was in denial for a while but took it on the
chin, wouldn't have been so bitter if I thraped my cars all over the place.

Lee
--
www.lrproject.com



 
....and Matthew Maddock spake unto the tribes of Usenet, saying...


> Jon wrote:
>> "Steve Taylor" <[email protected]> wrote in message
>> news:[email protected]...
>>> Bugger it. Just collected my first ever points for speeding - on
>>> the M62 at Liverpool - 65 in an apparently 50 limit. (not in a 101)
>>>
>>> And its insurance renewal time. Are three points going to make much
>>> of a difference ?
>>>
>>> Steve
>>
>> No - they almost expect you to have three!
>
> Indeed, for speeding it isn't going to make much difference.
> Everyone and their Gran has a speeding ticket now-a-days.
>
> Matt.

Got a quote off Saga a couple of years back and asked if three points would
make a difference. The lady told me that if I didn't have at least three I
would be the odd one out. And that's from a company that deals with the
over-50s! Made me feel a bit better.

--
Rich
==============================

There are 10 kinds of people in the world - those who understand binary
and those who don't.


 
On Wed, 22 Feb 2006 19:47:40 -0000, Nige wrote:

> Aint had one in ten years, as i dont speed!!!

I've never had a single point, let alone three, in 29 years of having a
full licence.

If "everyone" has 3 points I feel I ought to be getting a discount on my
insurance for bing so good.

--
Cheers [email protected]
Dave. pam is missing e-mail



 
Dave Liquorice <[email protected]> uttered summat worrerz funny about:
> I've never had a single point, let alone three, in 29 years of having
> a full licence.
>
> If "everyone" has 3 points I feel I ought to be getting a discount on
> my insurance for bing so good.

Oh Dave...thats tempting fate a bit!

Gatso points come in three's... at least at the lower end of the scale. So
say for instance you drove the A34 (named gatso alley by Top Gear
presenters) from South Staffs to North Staffs with a faulty speedo you could
be banned several times over.

Well done though you are a stirling example to motorists.. and I mean that,
I too was once proud of my unblemished licence.

Lee D
--
www.lrproject.com



 
had a clean licence for some 25 yrs. then got caught on the m180 last yr. sunday morning at 0900hrs doing 90mph. nowt on the road too. buggers.

agreed, that most insurances cos dont much bother about 3 points.
 
On Wed, 22 Feb 2006 22:34:00 -0000, Lee_D wrote:

> Oh Dave...thats tempting fate a bit!

I guess so but now I drive a LR (all be it a Disco II TD5 ES7) my top
speed is about 65. On most roads I trundle along at 60 max, on motorways
and dual carriageways I set the cruise to about 62mph and just bowl
along. That is fast enough to make decent time and fast enough to get
past the heavies limited to 56 at a reasonable rate.

> Well done though you are a stirling example to motorists.. and I mean
> that, I too was once proud of my unblemished licence.

I hope to keep it that way, previously I have been a little lucky. I have
had the double flash a couple of times (nothing ever arrived on the mat)
and been stopped but I don't argue, come clean, and play the "I'm very
sorry officer". Mind I've not been going particulary over the limit on
those occasions. B-)

--
Cheers [email protected]
Dave. pam is missing e-mail



 
On Wed, 22 Feb 2006 22:34:00 -0000, "Lee_D"
<[email protected]> wrote:

>Gatso points come in three's... at least at the lower end of the scale. So
>say for instance you drove the A34 (named gatso alley by Top Gear
>presenters) from South Staffs to North Staffs with a faulty speedo you could
>be banned several times over.

You could get banned driving from newcastle to stone if you were
unlucky :( (around 10 miles at the most)

I remember when (a lot of) that road used to be derestricted and clear
but now its dropped to 60 (and 30 in places) and has blossomed lots of
camreras :(
I'd put money on it dropping again too over the next few years :( That
road is a perfect example of revenue generating cameras (the bit out
of town anyway). A clear, rural dual carriageway with hardly any
houses - it was fine at 70.

 
In message <[email protected]>
Tom Woods <[email protected]> wrote:

> On Wed, 22 Feb 2006 22:34:00 -0000, "Lee_D"
> <[email protected]> wrote:
>
> >Gatso points come in three's... at least at the lower end of the scale. So
> >say for instance you drove the A34 (named gatso alley by Top Gear
> >presenters) from South Staffs to North Staffs with a faulty speedo you could
> >be banned several times over.
>
> You could get banned driving from newcastle to stone if you were
> unlucky :( (around 10 miles at the most)
>
> I remember when (a lot of) that road used to be derestricted and clear
> but now its dropped to 60 (and 30 in places) and has blossomed lots of
> camreras :(
> I'd put money on it dropping again too over the next few years :( That
> road is a perfect example of revenue generating cameras (the bit out
> of town anyway). A clear, rural dual carriageway with hardly any
> houses - it was fine at 70.
>

Hear hear! I used to go to work at Rists that way. Speed limits like
that just bring speed limits into disrespect. It took about a week
for everyone to learn where the cameras are a get back to normal...
The best bit though was the "campaigner" in who lives/lived in Tittensor
at the time they were introduced - being remarkably vocal in demandng
cameras be put up she promptly got 6 points in one day......from
the new cameras in Tittensor. Smart woman.

Richard
--
www.beamends-lrspares.co.uk [email protected]
Running a business in a Microsoft free environment - it can be done
Powered by Risc-OS - you won't get a virus from us!!
Boycott the Yorkshire Dales - No Play, No Pay
 
Tom Woods wrote:
> On Wed, 22 Feb 2006 22:34:00 -0000, "Lee_D"
> <[email protected]> wrote:
>
>> Gatso points come in three's... at least at the lower end of the
>> scale. So say for instance you drove the A34 (named gatso alley by
>> Top Gear presenters) from South Staffs to North Staffs with a faulty
>> speedo you could be banned several times over.
>
> You could get banned driving from newcastle to stone if you were
> unlucky :( (around 10 miles at the most)
>
> I remember when (a lot of) that road used to be derestricted and clear
> but now its dropped to 60 (and 30 in places) and has blossomed lots of
> camreras :(
> I'd put money on it dropping again too over the next few years :( That
> road is a perfect example of revenue generating cameras (the bit out
> of town anyway). A clear, rural dual carriageway with hardly any
> houses - it was fine at 70.

You could get done on the A657 Leeds Road inbetween my house & Shipley (a mile) there are 8 (yes, 8)
cameras. Utter madness & they are in the wrong place too!! My wife has managed to get copped twice in one
week ffs!!! How, i will never know!!

Nige


--
--
Subaru WRX
Range Rover LSE (Bob) FOR SALE!!!
Range Rover 4.6 HSE (The Tank!)

'"I don't remember asking you a goddam thing"


 
Tom Woods <[email protected]> uttered summat worrerz funny
about:
> On Wed, 22 Feb 2006 22:34:00 -0000, "Lee_D"
> <[email protected]> wrote:
>
>> Gatso points come in three's... at least at the lower end of the
>> scale. So say for instance you drove the A34 (named gatso alley by
>> Top Gear presenters) from South Staffs to North Staffs with a faulty
>> speedo you could be banned several times over.
>
> You could get banned driving from newcastle to stone if you were
> unlucky :( (around 10 miles at the most)
>
> I remember when (a lot of) that road used to be derestricted and clear
> but now its dropped to 60 (and 30 in places) and has blossomed lots of
> camreras :(
> I'd put money on it dropping again too over the next few years :( That
> road is a perfect example of revenue generating cameras (the bit out
> of town anyway). A clear, rural dual carriageway with hardly any
> houses - it was fine at 70.

Well I did hear some news that the Cameras were going to have to be
re-assessed every so often and removed if there was no longer any
proportionality in their being there. This is a double edged sword really
because those revenue generating cameras which are there for no other reason
will have to be pulled, but also the genuine ones which help stop road
deaths / injury will also get pulled until there are some more injuries /
deaths to justify their reinstatement , go figure!

The best bit of news I've heard though is that they will all have to have
the speed limit for that area printed on to the back of them in some form or
another, which should remove alot of guess work and heavy braking which
people do in unfamiliar areas.

I got nailed at 53mph in what had the previously been a derestricted area,
the sun was in my eyes so I was concentrating on the vehicles in front
rather than the road furniture...... not that I'm bitter, much.

Lee
--
www.lrproject.com





 
....and Lee_D spake unto the tribes of Usenet, saying...

> Well done though you are a stirling example to motorists.. and I mean
> that, I too was once proud of my unblemished licence.
>
> Lee D

Me too. I had a clean licence for 24 years (after a couple of pulls when I
was young and stupid), but since then I have had points on it. First was a
Gatso on a deserted A-road mid-evening, then a month after the points from
that came off, I was nabbed by a Scamera van 5m inside the signs at the end
of a village. Both times a few mph over the limit, both times when the road
was deserted. The thing is, when I had a clean licence I tried really hard
to keep it that way. Now I've got 3 points, I wouldn't be that bothered if
I had 6, or even 9 - as long as it didn't affect my insurance I really
couldn't care any more. I've lost all respect for the system.

--
Rich
==============================

There are 10 kinds of people in the world - those who understand binary
and those who don't.


 
On Thu, 23 Feb 2006 19:36:12 -0000, "Richard Brookman"
<[email protected]> wrote:

>...and Lee_D spake unto the tribes of Usenet, saying...
>
>> Well done though you are a stirling example to motorists.. and I mean
>> that, I too was once proud of my unblemished licence.
>>
>> Lee D
>
>Me too. I had a clean licence for 24 years (after a couple of pulls when I
>was young and stupid), but since then I have had points on it. First was a
>Gatso on a deserted A-road mid-evening, then a month after the points from
>that came off, I was nabbed by a Scamera van 5m inside the signs at the end
>of a village. Both times a few mph over the limit, both times when the road
>was deserted. The thing is, when I had a clean licence I tried really hard
>to keep it that way. Now I've got 3 points, I wouldn't be that bothered if
>I had 6, or even 9 - as long as it didn't affect my insurance I really
>couldn't care any more. I've lost all respect for the system.

As I high-mileage driver it goes with the territory, although my
licence has been clean for some years. I'm very obedient of speed
limits in built up areas, but could very easily cop a straight-out ban
on the motorway one of these days. I'm not proud of the clean
licence, but I'm very proud to have nearly half a million miles under
my belt without a single accident (apart from the RAV4 that piled into
the back of me whilst I was stationary).

It comes down to 'appropriate speed' and 'appropriate distance'.
Cameras can't measure that. Sadly we are now using them as the
primary method of policing the roads (read 'taxing motorists'), so
tailgaters, unroadworthy vehicles, drunks, druggies and basic
****-poor drivers are less likely to be detected.




--
Tim Hobbs
 
....and Tim Hobbs spake unto the tribes of Usenet, saying...

>
> It comes down to 'appropriate speed' and 'appropriate distance'.
> Cameras can't measure that. Sadly we are now using them as the
> primary method of policing the roads (read 'taxing motorists'), so
> tailgaters, unroadworthy vehicles, drunks, druggies and basic
> ****-poor drivers are less likely to be detected.

Says it all.

--
Rich
==============================

There are 10 kinds of people in the world - those who understand binary
and those who don't.


 
On Fri, 24 Feb 2006 06:47:36 -0000, "Richard Brookman"
<[email protected]> scribbled the following nonsense:

>...and Tim Hobbs spake unto the tribes of Usenet, saying...
>
>>
>> It comes down to 'appropriate speed' and 'appropriate distance'.
>> Cameras can't measure that. Sadly we are now using them as the
>> primary method of policing the roads (read 'taxing motorists'), so
>> tailgaters, unroadworthy vehicles, drunks, druggies and basic
>> ****-poor drivers are less likely to be detected.
>
>Says it all.

did chuckle the other day though on the A43 when a Saxo chav mobile
came by, big wheels, big exhaust, the worlds supply of plastic bolt on
bumpers, UV lights underneath....

Sticker in the back window said "Taxed, tested and insured, Go catch
some real criminals"

Inviting being pulled I know, but I found it hilarious! Can't quite
comprehend how a Chav could have been so witty to think something like
that up though! Must have seen it on Trisha while he thought of ways
of spending the dole money!
--

Simon Isaacs

Peterborough 4x4 Club Newsletter Editor and Webmaster
Green Lane Association (GLASS) Financial Director
101 Ambi, undergoing camper conversion www.simoni.co.uk
1976 S3 LWT, Fully restored, ready for sale! Make me an offer!
Suzuki SJ410 (Wife's) 3" lift kit fitted, body shell now restored and mounted on chassis, waiting on a windscreen and MOT
Series 3 88" Rolling chassis...what to do next
1993 200 TDi Discovery
1994 200 TDi Discovery body sheel, being bobbed and modded.....
 
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