Yes most insurance companies insist that the main driver is also the registered keeper.
If you wanted to be the named driver you would have to register the landy in someone else's name. If you want to build up a noclaims bonus. buy a cheap small engined car and stick it at the end of the drive and leave it there. No chance of an accident and therefore no need to make a claim.
I haven't had any trouble at all, take care and don't crash your landy, dont claim and keep quiet about who drives what.
My dad is the registered keeper of my car, he's gonna sign it over to me when my insurance goes down seeing as I paid for it.
one last question. do you think my dad will be able to have 2 seperate insurance policys with 2 different companies ??
i was always told by an insurance asser i know that the main driver has to drive the most, some use percentages of time as much as 80% main driver 20% named driver,
As they have the money and you have to get it from them if you need to clam it is down to you to prove you are not using it more than the main driver.
This plus building my NCB made me get my own, but i know lots of people that have done what your suggesting and had no problems.
M_O
one last question. do you think my dad will be able to have 2 seperate insurance policys with 2 different companies ??
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