Insurance Queries

Just been on to lancaster insurance to find out how much it would cost to insure my soon to be rebuilt 110. I gave them all the details stating that it was a 200TDI and the underwriters are demanding that I put an imobiliser on it. I didnt think I could on one of these, don't you need some sort of ECU for these immobilisers to work?

dieselwheasel said:

Just been on to lancaster insurance to find out how much it would cost to insure my soon to be rebuilt 110. I gave them all the details stating that it was a 200TDI and the underwriters are demanding that I put an imobiliser on it. I didnt think I could on one of these, don't you need some sort of ECU for these immobilisers to work?

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You can put an immobiliser on it but it would be easy to bypass. As long as it satisfies your insurance company then sling it on.

It will have to be fitted by a thatcham approved installer to be recognised.
Have you tried rh or rs specialist insurance classic policy?


Lynall

This is one of the oddities of insurance.
I have been using Lancaster for years on my rebuilt 1986 90 (300TDi fitted) but there is no requirement for an imobiliser. A similar question on one of the other forums recently detailed that someone (with a similar agreed value policy as mine) had been told by Lancaster that they wouldn't be covered for travelling too & from a fixed place of work with their policy yet mine covers this as well.

I think that insurance is such a complicated equation that as you throw in different details (age, vehicle, address, driving history, modifications etc) it comes up with a policy that fits you only, the next person who comes along will have a different set of details so the same policy won't be suitable for them. This is why I always say that comparing insurance quotes on here is pretty much a waste of time as what fits one doesn't fit another.

I just got my project and main landy insured wit Adrian Flux. No requests from them for immobilisers.

If you want to insure with them then give them another ring and make sure you know precisely what they are asking for, and whether it does need to be an approved make and installerbefore you start any work. I`d also be tempted to ring round a few specialist brokers and see if they say the same thing for the same premium.