I would just like to say

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Brown said:
If you're rich, it's a lot easier to keep things confidential. "No of course this house isn't mine. It's owned by a holding company in Uruguay, that's majority owned by another company in Singapore that just happens to let me have the keys." It's just us brokies that get looked at.

Mind you, there doesn't seem to be much by way of enforcement. Here in the UK, a lot of things have been effectively decriminalised. Shoplifting, burglary, a lot of drug offences, even the kids who twist the wing mirrors off your car - the likelihood of any penalty being imposed is pretty low. Not much seems to happen with regard to debt either. I can think of a couple of people who've accumulated quite substantial credit card debts and just stopped paying them. If you're prepared to be bloody minded about it and don't answer the phone, screen callers at your door via a camera and chuck the letters in the bin, it's surprising what you can get away with. Council tax, unpaid fines and VAT might be a bit difficult to do that with, because they have relatively greater powers. But most bog standard debts seem to be very poorly enforced.
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None of those fings have been decriminalised in law. Credit card debt is delt wiv via bay lifts but yet can't pay back wot yer ain't got. No assets means it wil be wroted oft but yer credit history will be severely damaged.
 
Brown said:
With that sort of thing unless you'd signed as a guarantor, they'd have great difficulty getting any money. All they can do is write you stiff letters. I don't know if you found this, but after a while the letters assume a wheedling, almost pathetic tone. 'Mrs. Smith, please work with us to resolve this . . .' If you respond, it encourages them as it shows it's a 'live' contact.
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They can go after yer estate.
 
Stanleysteamer said:
W isn't sure, she thinks her mother and her aunt sent the pension books back when they found them in her handbag which they collected from the hospital when/where she died. They were honest about what they found and where. The authorities wouldn't have been able to claim much if anything back as she didn't have much in the way of assets and she only rented her place.
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Eye fort that may be they case. Eye have known peeps gerrup set when handing over old pension books. They took the book to one side to check for missing pages. It's popular to pinch one dated for a few months away and hope they dun't notice.
 
Brown said:
I doubt if the low-level staff at the DWP have the wherewithal to deal with this sort of thing anyway. When I've had to contact them on behalf of others, including deceased relatives, the people answering the phone seem to have difficulty in reading the script on the computer screen in front of them, let alone activating an investigation. What happens is that about six months later you get an ominously worded letter from the equally ominously titled 'Recovery from Estates Division' with a load of forms to fill in and instructing you 'Do not distribute the estate'. Too late, in most cases. Not that any of my lot ever left an estate worthy of the name. If you ignore this, they send you another one a few weeks later and if this goes unanswered that's the last you hear of it.

There's no infrastructure left to get anything done. It doesn't bode well for any efforts to get money back off pensioners working on the side, or tax from people selling their old clothes on Ebay or Vinted.
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Its not the person on the phone who will follow up the claim. They're just taking the information. Cases are highlighted for money owed and dealt wiv by other peeps. May get written oft if its low value or credit checks confirm nowt left. Look up the figures of how much they claw back. Its surprising. If assets have been moved to hide it and they find oot they can still go after them.

Its not taxing peeps selling their own possessions. It's taxing peeps who sell fings 'cash in hand' on ebay. Like peeps who buy from auctions or second hand markets because they spot a badgin. Then sell for profit onlne. Amazon sellers flogging stuff 20% higher than shops because someone wants it delivered quick. Check oot the prices. Buy a drill in the sales then flog it full price +20 on amazon. Make a profit but pay no tax. That ain't fair. Many do this as a job.
 
Hippo said:
Eye fort that may be they case. Eye have known peeps gerrup set when handing over old pension books. They took the book to one side to check for missing pages. It's popular to pinch one dated for a few months away and hope they dun't notice.
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They won't pay out on slips with missing counterfoils and no book cover ...
 
Dippypud said:
They won't pay out on slips with missing counterfoils and no book cover ...
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Not entirely relevant perhaps but when a loved one dies there is a single number to call and the deceased's govt accounts are ceased whatever they might be (Pension, NHS, Benefits etc.) the govt is trying to make it 1 call does it all.
Whether this is to reduce stress on the surviving family or to prevent/reduce fraud I am not sure.
 
DanClarke said:
Not entirely relevant perhaps but when a loved one dies there is a single number to call and the deceased's govt accounts are ceased whatever they might be (Pension, NHS, Benefits etc.) the govt is trying to make it 1 call does it all.
Whether this is to reduce stress on the surviving family or to prevent/reduce fraud I am not sure.
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Indeed there is, It's called 'Tell Us Once'.
It can be done online via the Gov UK site or verbally when you call the Registrar.
 
IMG_1521.jpeg
 
Morning All. :D
Still here, still smiling (now and then). :)
I got a "Thank you" from my lad yesterday for fitting a curtain track in the room his little girl will be sleeping in when she stays over. :)
He has ordered a bed to go in there too. It's all about keeping boys & girls separate when they stay over with him at mine.

I may have jumped the gun on the VFD purchase ( @My Old Landy ) the one I bought is not the fancy Advanced Vector type and is only 220in/220out, still, I have yet to see the rating plate on the motor and the wiring options. That's fun for tomorrow after the lathe gets delivered. I may have it wrong but wiring the VFD direct to the motor will probably negate all the safety interlocks the machine might have? I naively envisaged the 3-phase output of the VFD going to the main power input cable of the lathe, but what I read on the interweb seems to suggest go direct to the motor.

A bit of a frost here this morning. :(

Have a nice day everyone. :D
 
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