HELP! where can i get some Insurance for my disco.

Hi.
I have been looking about and getting some insurance quotes for my 1993 discovery and the prices im been quoted are crazy, they are ranging from £450 to £1200
Can anyone recomend any good insurance companys that are not out to try and rip me off with prices like the above.

My info
Im 45 years young, i have held my licence for 12 years, 10 years no claims bonus, i do about 5000 miles a year roughly,i am curently unemployed
I have a discovery 1993, 2595cc factory fitted alarm,
I would like to pay by installments with me been unemployed.

Any advice would be appreciated please.

adrian flux worked for me

Churchill was cheapest for me but have heard that adrian flux is good

I have been with Adrian flux for a few years, and have just renewed my insurance with them. I agree with tmm the prices are rediculous, i am 42, been driving since 1986 and have 10yrs plus no claims. My insurance has just cost £543.00. My previous car a 1996 4.6hse range rover cost £340 last year, fully comp with protected no claims and breakdown and £250 xcess.
I know my disco is a little newer than the range rover was but discos seem dearer to insure in general.
The best quote i had was swintons, the girl on the phone sounded very enthusiastic when saying "we have a marvelous quote for you", "Really" i said "yes £1243.00" she said. She wasn`t so enthusiastic after.
Try Ecar on the net they wernt too bad or LV, every one else was talking £750 and up, and wanted £450 xcess.
Good luck
Mark

try moneysupermarket.com for some offers.

in the end i went to adrian flux, 1994 disco 1 300tdi, 48yrs old, 3000 mile limit, £1900 value, zero no claims as its my 2nd car, driveway parked.

Total was £120 for TPF&T

i was impressed.

Ecar Quote for me is

Quote Details
View Excesses & Endorsements

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Premium £445.74
Grand Total: £445.74

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Adrian Flux quote £600+

Frank Pickles for me, just loves modified ones.

TMM did you by any chance send Adrian Flux an email? they are very slow to get back to you (if at all) just call them direct 0800 369 8590.

moneysupermarket and others are worth a shot too but just check the insured value if you speak to anyone, one company tried to knock £2000 off the value of my other car.

we are with a company called 1st central. Cost us £450 fully comp, plus my partner has no no claims bonus

bobbler said:

TMM did you by any chance send Adrian Flux an email? they are very slow to get back to you (if at all) just call them direct 0800 369 8590.

moneysupermarket and others are worth a shot too but just check the insured value if you speak to anyone, one company tried to knock £2000 off the value of my other car.

Click to expand...

Hi.
I took your advice and rang them,
Adrian Flux quote £600+

alex8882 said:

we are with a company called 1st central. Cost us £450 fully comp, plus my partner has no no claims bonus

Click to expand...

1st central Quote.
Your Premium


A single payment of£1,317.17
or



A deposit of £263.43 and 10 monthly instalments of£114.86

I'm with swift cover the cheapest by a long way for me

papasmurf123 said:

I'm with swift cover the cheapest by a long way for me

Click to expand...

Just Tryed Swift and this is what i got.


Quote declined
Unfortunately the details you have entered mean we cannot provide you with cover. If you would like to review your details to ensure that they are correct, please select 'GO BACK'
Thanks for giving swift a try for your car insurance.
Failure to provide us with the correct information may invalidate your policy.

This is just not my day.

Hi TMM, ive got a 2002 4.0 v8 auto ES with LPG conversion and only pay £430 fully comp with protected no claims and like for like curtesy car,10 yrs no claims discount and thats with Churchill Insurance

Update.
I have just got a quote from Direct Line

£71.40 1st instalment
£34.34 Remaining 9 instalments
Plus the apr %
Total £414.44

Thats a good quote

TMM said:

Hi.
I took your advice and rang them,
Adrian Flux quote £600+

Click to expand...

thats just silly, I got mine with them this week for my disco, Im 33, fully comp, 6k a year, same no claims, all mods declared, clean license-£340.
dont get how they quoted you that?

Try NFU Mutual - your local office, NOT the national call centre.
I got both my fenders (93 200 TDi 90 and 09 110 Puma) fully comp, business use, £100 excess for less than £500 total (ie both vehicles).

foss said:

thats just silly, I got mine with them this week for my disco, Im 33, fully comp, 6k a year, same no claims, all mods declared, clean license-£340.
dont get how they quoted you that?

Click to expand...

To be honest i dont know either , im sure there just pulling the prices out of fresh air.

Got a quote from churchill and it was £400.97

This is Looking like its the best i can get, Once over age and lots of years NCD made a differrance with insurance now i dont think it makes that much difference

Fookin ell you must be doing something wrong. I paid 88 quid fully comp for my disco last year with swinton. I'm now driving a s3 109 which I've insured with sureterm for 84 quid fully comp. I'm 45 with a clean licence and full no claims. Have you got a dodgy postcode or something?