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21% price hike on renewal quote???

Discussion in 'Land Rover Insurance' started by julianf, Aug 26, 2020.

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  1. julianf

    julianf Well-Known Member

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    Location:
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    So, we have three active car policies.
    No claims on ANY of them for decades...

    The other two policies go down, year after year.

    Flux had just sent me a renewal "invitation" at just over 21% more than I paid with them last year!!!


    Is it just me or is this proper chancing it?


    And next -

    Who else to call for a TDI powered 101 ambi camper (on the v5 / DVLA as a motor caravan)?

    Ps I called flux and they talked about commissions and all the usual stuff... But, whatever way you look at it, 21% takes the...


    Oh, and they said it was the best that they could do. And followed up by "if you find it cheaper, we will beat it" - so thats a lie right there too!

    Grrr...
     
  2. derwendolly

    derwendolly Well-Known Member

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    I've just had similar. Last year I put my D4 over to the same company that did my motorhome - Devitt - and the cost was £630 for 10+ years no claim, protected no claims, no convictions whatsoever and no voluntary excess. This year, for exactly the same the cost requested was £772, so I told them where to. GC came up with AA so I phoned them and for the same specification they asked £450. Big difference.
     
  3. Adrian Flux

    Adrian Flux Active Member Forum Sponsor

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    Hi there,

    Sorry to learn of the dissatisfaction about the increase in the renewal. Without wishing to discuss on the open forum I believe that you have since made contact with our renewals department and our premium is nearer to last years?

    Admittedly there is a slight increase, although that I believe is due to a combination of the insurers 6% rate increase and we have an admin fee of £10 this year.

    Feel free to message me if you aren't happy with the revised rate.

    Kind Regards,

    Dan
     
  4. julianf

    julianf Well-Known Member

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    Yeah, i called up and got the increase down from 21% to a mere 12%.



    What's inflation running at again? 1.74% last year.... So the added 10%, is that just for fun?


    So, i pay 10% extra this year, then 10% next year, then... (sorry, no, 12% - but only if i call up and barter, otherwise its 20%!)

    All the while, whilst my other car policies get cheaper?

    As i stated on the phone, despite my other premiums getting cheaper, I'm OK with paying the same as last year out of convenience, but, alas, it seems like no-one there thinks i can do simple maths.

    21%, 12% when inflation is running at less than 2% and my other policies are falling?

    I mean, really?
     
  5. norseman

    norseman Well-Known Member

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    Flux did that to me as well. Following a 'phone conversation the premium came down to a more reasonable (but still inflated) figure, but the excess was higher than I have ever been quoted in all my 56 years of vehicle ownership ... over £400 & this for a 33 yr.old RR driven by a 75 yr.old pensioner with a clean license, full ncd & a 3k annual mileage limit. They also declined to quote for agreed value because the car isn't garaged, despite not living in a high risk area.
    Never mind, I did obtain cover from another broker for much less than Flux & a fraction of the excess, but sadly still no agreed value.
     
    Last edited: Sep 19, 2020
  6. Grim

    Grim Active Member

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    Thats crap!!!

    I can honestly say it sounds like time to change insurance provider. I can highly recommend Evergreen Insurance. Set up by a Land Rover lover, and the customer service is second to none. My policy gets lower each year.

    https://evergreeninsuranceservices.co.uk/
     
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