17 yr old td5 insurance

I know there are loads of threads about young land rover drivers and insurance but none of them seem to be insuring td5's ? I'm not 17 yet but I have a 1982 1340 austin mini as a first car at the moment. However I've been bought up around land rovers and I'm starting to like the idea of selling the mini and buying a td5 defender 90. The only thing that is concerning me is the insurance. I know for sure with the mini insurance will be around a grand. Does anyone else have any experience of insuring a td5 at the age of 17? Any advice or information would be much appreciated.
Thanks, matt.

Or a td5 disco

Matt,

In all honesty, if you've already got yourself a mini, stick with it. They're by far the cheapest sort of car to insure. Trying to insure a LR at your age would be extremely expensive.

Regards,

Ed

The allmighty one has spoken..

Well matt has 4-5 years to save up his money to buy a damn nice one then. Hell with the insurance saving he would have 10-12k to buy a nice one, for cash

not strictly true i had my first landy when i was 17. 200tdi disco

Ed: I understand where your coming from but the difference between insuring a 1.3 mini and a td5 defender can't be a dramatic increase in insurance cost to be honest. The problem is I've been bought up around Land rovers. My dad has had 6 brand new land rovers since I was born so it is in my blood. The reason I bought the mini was because people was insuring them for around £800 at the age of 17. Now I realise they aren't quite as reliable as a land rover plus lack of space could be an issue. Plus my mini is more of a show car than a every day bus.
Thor1950:I will take my test in October this year and depending on what money I got if I sold the mini a nice land rover defender 90 td5 could well be on the cards depending on insurance costs for me.

ED give him some sticker shock...:lol: Lots of insurance company's won't touch under 25 yr olds. Your age group have the worst driving records, most tickets, and highest rate of claims. But good luck with things

I know it's actually terrible, thanks mate. It would be nice to own a td5 and be driving it around at the age of 17

Why debate in a vacuum - just call and ask a few brokers - there are some specialist insurers but it still isn't going to be cheap and I'd say a Defender 90 is probably going to be more expensive again because it is the tea leaves favourite. A broker that deals with many insurers is your best bet - try A-Plan they are quite good at finding oddball policies.

Any car is as reliable as you make it, they need time and money investing regularly to keep them reliable - especially older cars (I have 4 cars more than 30 years old).

why not start with a 2.5NA 90? Slow, cheap etc and get a couple of years no claims under your belt then chop it in for a td5/300tdi?

Ed

My dad has a 200tdi which I might use that for a bit but the idea of a td5/300tdi sounds so good and they can't be much more to insure than a 2.5NA

Mattward said:

My dad has a 200tdi which I might use that for a bit but the idea of a td5/300tdi sounds so good and they can't be much more to insure than a 2.5NA

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I wouldnt know about that and no poi t guessing. Get some quotes and youll have your definitive answer.

Yeah I'm going to have a ring around some different insurance companies tomorrow to see what I will be able to insure a td5 for. Cheers goonarmy

Mattward said:

Yeah I'm going to have a ring around some different insurance companies tomorrow to see what I will be able to insure a td5 for. Cheers goonarmy

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send a PM to ED on the Adrin Flux thread with you details, he has 30 different companys to quote from

Mattward said:

My dad has a 200tdi which I might use that for a bit but the idea of a td5/300tdi sounds so good and they can't be much more to insure than a 2.5NA

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i am a fair bit older than you, and i have been driving for years and have full no claims and a td5 was a lot more than a 2.5na, the na cost me £70 fully comp

i was fishing around for quotes anyway online out of interest

If this helps; I am 21, which is only a few years older that you, and I have have just insured myself on a Defender 110 Station Wagon with Admiral Multicar fully comp for £558 for the year.

My dad is with admiral for his nissan navara (sorry for swearing) and yeah that did help a fair bit, maybe I could be a named driver on a multi car policy if push came to shove. Thanks Golding

Mattward said:

My dad has a 200tdi which I might use that for a bit but the idea of a td5/300tdi sounds so good and they can't be much more to insure than a 2.5NA

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Actually they can, a lot more. Once you add the Tdi bit. I got a quote to add my daughter to a Landy policy when she was 17. The Tdi (didn't seem to matter which one) doubled the quotes, probably because of the turbo bit

In the end she said she would be ashamed to be seen out in a cold ugly box so I didn't bother

Hi pal i am 19 and have owned a defender 90 300tdi from before i passed my test, i did insurance quotes and i could get insured but it was far cheaper to be a named driver ( obviously )
I found if you get a panel van type defender then it is far cheaper to insure as it can be insured as a van ie 2 seats.

My insurance is currently £900 with nfu as a named but i have had quotes at £600 , it just the old man likes nfu lol,
On my own it would cost me about £1200-1500.

I have just brought a td5 disco and it works about £1000 just the same if you buy a commercial it is far cheaper as its only 2 seats.

Hope this helped lol