What is my 90 worth??

sible88

New Member

Posts

3,492

Location

Hertfordshire

• Oct 20, 2011

• #1

Insurance is due and not sure what to value my 90 at? Here is a pic
2"lift
Zu alloys
Mud tyres
Alli hindges
300tdi
Alli sport intercooler
Stearing guard
New bulkhead
New doors
RDX grill
NAS LED lights
Cobra bucket seats
3 point harnesses
Cubby box
Carpet through out
DVD head unit
Sub & 2 amps
2 6*9 in boxes
Stainless exhaust
Fully sanded and painted chassis with no rot.
Tree sliders

 

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[JP]

New Member

Posts

3,980

Location

Newbury, Berks

• Oct 20, 2011

• #2

you forgot the year?

 

sible88

New Member

Posts

3,492

Location

Hertfordshire

• Oct 20, 2011

• #3

Sorry it's 1988 though F reg would give it away lol

 

GRATCH

HUGE MEMBER

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15,781

Location

North Cheshire

• Oct 20, 2011

• #4

Scrap value would be about £200.

 

Station House

Well-Known Member

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3,960

Location

Fife, Scotland

• Oct 20, 2011

• #5

For Insurance - £2.5k?

 

666 george

Well-Known Member

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1,535

Location

Essex

• Oct 20, 2011

• #6

To replace £3.5K?

 

sible88

New Member

Posts

3,492

Location

Hertfordshire

• Oct 20, 2011

• #7

Yeah was thinking about insure it for 2.5k but will never be able to have the same for that money.

 

sible88

New Member

Posts

3,492

Location

Hertfordshire

• Oct 20, 2011

• #8

You struggle to buy a half decent 90 for 2k let alone all the extras.
Alarm and tracker next I think.

 

Station House

Well-Known Member

Posts

3,960

Location

Fife, Scotland

• Oct 20, 2011

• #9

sible88 said:

You struggle to buy a half decent 90 for 2k let alone all the extras.
Alarm and tracker next I think.

Click to expand...

and steering wheel disk lock if you haven't already! Need to make it as hard as yoiu can for the tea leafs

 

sible88

New Member

Posts

3,492

Location

Hertfordshire

• Oct 20, 2011

• #10

I have security devices which I don't want to state on here, but tbh there is very few car thefts in Hertfordshire.

 

defender11069

AKA Mr cool...

Posts

8,616

Location

up sh*t creek with out a paddle

• Oct 20, 2011

• #11

priceless

 

Fur Trapper

Banned

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8,481

Location

international

• Oct 20, 2011

• #12

sible88 said:

Yeah was thinking about insure it for 2.5k but will never be able to have the same for that money.

Click to expand...

why not insure it for what you think it is worth?

 

sible88

New Member

Posts

3,492

Location

Hertfordshire

• Oct 20, 2011

• #13

Fur Trapper said:

why not insure it for what you think it is worth?

Click to expand...

Because I don't know what it's worth!!!

 

lanny man 90

Well-Known Member

Posts

2,181

Location

in a house that's in a street

• Oct 20, 2011

• #14

its only worth wot someone else wants to pay for it but my be worth 10k in your eyes
o an you have to be over 25 to get a guaranteed value

 

Fur Trapper

Banned

Posts

8,481

Location

international

• Oct 20, 2011

• #15

lanny man 90 said:

its only worth wot someone else wants to pay for it but my be worth 10k in your eyes
o an you have to be over 25 to get a guaranteed value

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Oh the benefit of being a old git.

The priced paid for fender + what ever you added to would be what a fare value would be wouldn't it ??????????

 

300tdistu

Well-Known Member

Posts

3,652

Location

blackpool

• Oct 20, 2011

• #16

i have an agreed evaluation with my insurance company on my 1985 90 for £4300

 

Helmetbolt

New Member

Posts

123

Location

Geordieland.

• Oct 20, 2011

• #17

Lancaster insurance asked for 6 photo's of my 90 / Defender. it's a 1990 with a 300TDI and R380 box. Rebuilt in 2009. It has a similar spec to the OP's.

They valued it at £9500.

That's more than twice what I paid for it.

 

S

Sean

Banned

Posts

19,268

Location

Orkney

• Oct 20, 2011

• #18

Helmetbolt said:

Lancaster insurance asked for 6 photo's of my 90 / Defender. it's a 1990 with a 300TDI and R380 box. Rebuilt in 2009. It has a similar spec to the OP's.

They valued it at £9500.

That's more than twice what I paid for it.

Click to expand...

I suspect they mistakenly added a trailing zero to their valuation

 

Vagrent

Yaaaar

Posts

18,109

Location

Poiret West Sussex, Chichester.

• Oct 20, 2011

• #19

Mate, are you stuck on the last picture?

:lol:

 

L

-Ludo

New Member

Posts

49

• Oct 20, 2011

• #20

Helmetbolt said:

Lancaster insurance asked for 6 photo's of my 90 / Defender. it's a 1990 with a 300TDI and R380 box. Rebuilt in 2009. It has a similar spec to the OP's.

They valued it at £9500.

That's more than twice what I paid for it.

Click to expand...

What insurance company you with?

I valued my 1992 90 at £4000 as its all stock when i picked it up. Adding to it as i go.

How i see it is that insurance companys will pay out what they say book price is worth and if you have proof of value of the extras they will make a offer on them.
I think they just up the policy price if you have more bits on the car because its more likely to be nicked. When ever i have had wheels or other bits and bobs on my cars in the past, i have told the insurance that i'd not want them replaced. That way they know about the parts and i dont pay over the odd's to insure it.