My recent insurance experience

Got insurance on my first Defender yesterday. Have to say it was a bit of an arse to sort - no decent prices from comparison sites so I ended up giving our details over and over again on the phone to various companies.

Turned out the combination of a hardtop 90 (counted as a van by most insurance companies) and on street parking (not even considered by many specialist 4x4 insurers) made it quite hard to find a deal. Also, the fact that my wife and I have been driving company cars for years and thus don't have a no claims discount (although some companies took our company car experience into account)

For reference, Lancaster weren't interested in insuring a hardtop - they referred me to Sureterm. Unfortunately, Sureterm's 4x4 policy required off street parking and their standard policy resulted in a silly quote.

NFU Mutual gave me a quote of about £650

The best deal ended up being around £400 through Adrian Flux.


Hopefully by the time I need to renew the insurance I will have sorted some off street parking and I'll have more options. I'm also going to look into what security devices I can fit that might help with insurance.

Did you tell AF you are a member on here? They'll give you an additional discout if so...

Mind you, you can tell them you're a member of the WI and they'll give you an additional discount...

I got the club membership discount as I have just joined the Midland Rover Owners Club - is that the same discount?

im supprised adrian flux have give you a decent price, they told me for a first car that a classic vw beetle 1300 would cost 1200quid fully comp i rang up about it one month after and i was quoted 3900 for it, same with a corsa, how the hell does a 1 lirte £700 car cost 4250 pounds to insure. id happily pay extra to not be insured by adrian flux

AF do this to you

Shaft ya...