Insuring my 17 year old lad. Yup, I have searched!

This is becoming a nightmare already and he hasn't even passed his test yet. He probably will on the 19th but I can't even seem to get a quote for him as a named driver. It seems insurance companies have wised up to parents lying about the amount of use their kids are taking up driving and will now only insure your child as the main driver and policy holder.

I spoke to someone at Adrian Flux who advised me to get an old Series for him and insure him on that. It would cost about £1200. However, he doesn't want an old Land Rover and I can understand that.

Fair advice from AF but I don't have the space for another car at the house nor the time and skill to keep it on the road, be it a Land Rover or Ford Fiesta.

Any tips on getting my lad insured on my 04 Freelander? I uses the thing all day every day so it really will be occasional weekend and early evening use.

I know this has been done to death but it's driving me to distraction.

Do like everyone else and get him a starter car. Fiesta/Clio etc and get him to start building up his own driving history. Last week a friends Daughter insured a 1.2 Clio, 16valve on an 02 plate for £948. She is 19.

Don't get him insured on the freelander .... Everyone will think he's gay ...

200tdi ayre said:

Don't get him insured on the freelander .... Everyone will think he's gay ...

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:lalala:

200tdi ayre said:

Don't get him insured on the freelander .... Everyone will think he's gay ...

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What makes you think he isn't?

Hi
My daughter is 17, and has her own car and own insurance. The only issue is, she has a tracker fitted as part of the deal, and it's still over £2k for the first year, but will be halved by year two. She pays £200 a month, at a struggle, but she will build her no claims that way. It's pretty much the only way these days.

Mine was 2400 first year 1600 second year 900 third year on a 200tdi 90

the trouble is they class all kids the same and they are not if you had only seen what I did last night down on a beach in Ireland I would not insure any of them but the you go up the road and see a young lad driving a tractor probably better than some old ones ,sorry I can not help the only thing I can say consider a bigger excess. and third party but you will definitely need a old car for that

Looked at a '98 Ford Fiesta. Fully comp for him has come out £1761.

I think I have answered my own question.

try the co-op. they fit a tracker to monitor driving style so you have to remember to drive nicely when it's your turn.

why go fully comp

with an old car its not worth the cost and reduced cover will cut the premium in half (at least it does here in France)

digby said:

why go fully comp

with an old car its not worth the cost and reduced cover will cut the premium in half (at least it does here in France)

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Mines cheaper fully comp I just have a large excess for damages to my own vehicle as I would fix it myself this dropped my premium quite alot and I gained windscreen cover and some other things by doing it

There is usually very little difference between fully comp and third party in UK.

Forget Fiestas and other wee small cars that all teenagers drive, you will probably get lower quotes on less desirable cars like mid sized saloons that kids dont see as cool. Vectra, Mondeo etc....

Other than that, suck it up and pay it....you are not the only one in that boat.

300AJC said:

Looked at a '98 Ford Fiesta. Fully comp for him has come out £1761.

I think I have answered my own question.

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Try a quote with him as main driver/owner and add additional experienced drivers as second drivers, this reduces the insurance due to the car being occasionally driven by the second experience drivers. My son has 4 additional drivers on his policy reduced it by about £400 plus i get to use it when i want.

Well he passed his test on Wednesday and is now the proud owner of a Ford KA. A 2002, 1300cc, with just 56,000 miles on the clock. It has 12 months MOT and 6 months tax, just £750.

More importantly we got it insured fully comp for £1440.

A result me thinks...

300AJC said:

Well he passed his test on Wednesday and is now the proud owner of a Ford KA. A 2002, 1300cc, with just 56,000 miles on the clock. It has 12 months MOT and 6 months tax, just £750.

More importantly we got it insured fully comp for £1440.

A result me thinks...

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Good for him,, nice one

Result on the insurance an all, my mates wife just got a renewal notice for her old Citroen Xrara and it was over 900 quid, She has max no claims and is 55 years old, don't make any sense to me

landowner said:

Good for him,, nice one

Result on the insurance an all, my mates wife just got a renewal notice for her old Citroen Xrara and it was over 900 quid, She has max no claims and is 55 years old, don't make any sense to me

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Post code and address

Tickets

Mid life crises

Thor1950 said:

Post code and address

Tickets

Mid life crises

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Post code average

No tickets

Young at heart

Last years was 450 quid, she could have got it cheaper but they wanted 200 quid for her to leave even though insurance was ended, they said it was for administration, must be to pay for the Aviva ads

300AJC said:

Well he passed his test on Wednesday and is now the proud owner of a Ford KA. A 2002, 1300cc, with just 56,000 miles on the clock. It has 12 months MOT and 6 months tax, just £750.

More importantly we got it insured fully comp for £1440.

A result me thinks...

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Thats amazing, they want 3k+ round ere for young newly passed.

landowner said:

Good for him,, nice one

Result on the insurance an all, my mates wife just got a renewal notice for her old Citroen Xrara and it was over 900 quid, She has max no claims and is 55 years old, don't make any sense to me

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Mines less than that and I'm 20 !!