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Insurance

Discussion in 'General Land Rover Forum' started by Madtaffy, May 15, 2019.

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  1. Madtaffy

    Madtaffy Member

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    hi I’m looking to upgrade to a td5 can anyone recommend cheap insurance company’s.thank you
     
  2. Marmaduke

    Marmaduke Well-Known Member

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    I use brentacre or Adrian Flux depending who's cheaper declaring all the modifications
     
  3. Trench Rat

    Trench Rat Well-Known Member

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    Adrian flux were bad for me last time I tried.

    Strangely admiral were pretty good.
     
  4. Marmaduke

    Marmaduke Well-Known Member

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    Unfortunately not many main stream insurers cover vehicles which modifications
     
  5. Madtaffy

    Madtaffy Member

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    I’m with Adrian flux at the moment 300tdi disco was 280 last year ,got a quote of them today for a 2002 td5 disco everything the same annual mileage 5000 the same value 1500 they quoted 480 .
     
  6. kermit_rr

    kermit_rr Well-Known Member

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    You can get wildly different quotes online depending on the time of day, day of week and how far in advance you want it to start
     
  7. neilly

    neilly Well-Known Member

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    Seems it is now best to get quotes at least 21 days before you have a renewal.

    Cheers
     
  8. Trench Rat

    Trench Rat Well-Known Member

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    This is very true. I just found the chap I spoke to with AF rude and pushy.

    My series is pretty standard. Worth asking though. They have been very good with me.
     
  9. Marmaduke

    Marmaduke Well-Known Member

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    Alas mine is modified so most companies don't want to know, but when AF was fifty quid cheaper then my renewal from Brentacre this year then they can be as rude as they like:D
     
  10. Trench Rat

    Trench Rat Well-Known Member

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    Not bad not bad at all. I just didn’t appreciate the AF guys attitude. He quoted me higher than the previous year. Then when I said I’d call him back as I was going to shop around a bit, he tried his damnedest to make me pay for insurance and then “if not happy with it, apply for a refund”. He was just a tad pushy and rude and I didn’t appreciate it.

    Went back to admiral, told them, they knocked £80 off so I was happy.
     
    Last edited: May 15, 2019
  11. neilly

    neilly Well-Known Member

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    Better than Lancaster,

    Last Year, the guy there insisted my 300tdi was a 3 litre and I must work for a recovery company as I have a winch.

    This Year, they said they would call me back and never bothered.

    I shall enjoy having a chat when I see the lancaster booth at the shows.

    Cheers
     
  12. Trench Rat

    Trench Rat Well-Known Member

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    Lancaster quoted me £1200 a year...
     
  13. Marmaduke

    Marmaduke Well-Known Member

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    Are you 18 or summat:eek:
     
  14. Trench Rat

    Trench Rat Well-Known Member

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    I was 23 when they quoted me that. Admiral said £380. I’ll be 25 next month so hoping for some nice discounts.
     
  15. Marmaduke

    Marmaduke Well-Known Member

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    Mine's £301 and I'm 46, they reckon it's cos it's got 7 seats. Insurance is a scam anyway especially all this no claims discount BS
     
  16. Trench Rat

    Trench Rat Well-Known Member

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    Mine is listed as 2 seats as it’s omlymgot two legal seatbelted seats. My last quote was for about £380 before I added legal and breakdown cover.

    Oh yeah for sure on the scam side, I had to argue not getting a larger premium for my 2nd year with them. After arguing she said “oh so we see you’re a good driver... blah blah”
     
  17. norseman

    norseman Well-Known Member

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    Car insurance is nothing but a racket, I've owned & insured dozens of vehicles over the last 55 years & there often seems no logical explanation for some of the quotes.
    I insured my '87 RRC with Heritage for 5 years, then last year the premium went all silly & they wouldn't reduce it to anything near the previous. I changed brokers & got a good deal, then a week later Heritage emailed me stating that 'we will beat any quote' What a load of bol...ks
    Do what most owners do these days, use the comparison sites but you could have problems with 'mods'
     
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