Insurance for 17 year old

Hi,

I've phoned around Footman James, Adrian Flux, NFU, etc.
None of them still do there "Young classic drivers policy" anymore. And some wont even touch me.

I've looked on comparison sites and the cheapest I've found so far for me on my standard 88" 1961 petrol is £2700.

How come I hear of people my age insuring them for around £700-£1000?

Never heard of a young driver insuring a landy at that price.

Try Prosure in Kent, worth a shot, but your age is against you.

Cheaper for diesel I think.

i was charged £2700 on my 1.2 fiat punto when i was 17, so £2700 on a 2.25ltr engine? feel free to correct me if im wrong on engine size.

What security have you on it and wheres it parked at night?

when i was 17 i was paying just over £800 on my lightweight, with footman james try to get a limited milage policy and join a landrover club thats what i did. and good luck !

I am 18, my td5 defender 90 is registered to my dad, this means that it can be on his nfu insurance policy but i am still insured as a main driver. worth a try !!

Footman James insured me last year when i was 17. £1200 third party fire and theft

Big Mat said:

Footman James insured me last year when i was 17. £1200 third party fire and theft

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I tried Footman James last year when I was 21 and they wouldn't touch me as I was below 25 years old

JNEC said:

i was charged £2700 on my 1.2 fiat punto when i was 17, so £2700 on a 2.25ltr engine? feel free to correct me if im wrong on engine size.

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engine size has very little to do with it...

It comes down to accident statistics

Not forgetting the 2.25 petrol in a landy has as much power as my desktop fan

Post Code plays strongly in it as well on price comparison websites.

capodastaro said:

I tried Footman James last year when I was 21 and they wouldn't touch me as I was below 25 years old

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I've heard this before, it seems they use that as an excuse when they don't want to insure you, either that or it depends who you speak to!

Bump said:

Post Code plays strongly in it as well on price comparison websites.

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Postcode plays a massive factor. When I was 17 I brought a cosworth and had no trouble insuring it where i live in the middle of the country. I moved down to Hertfordshire for University and my insurance more than trippled when i got a quote for a similiar car at my Hertfordshire postcode.

You could try moving

Your problem isn't just postcode, engine size age etc it's bloody computers! All the insurance company does is pump all the info into the infernal machine and it weighs up all the statistics and hey presto they wont insure you! Accident stats for 17yr olds are very bad, but 17yr olds in Land Rovers! Prob none! As someone else said join a club, go for a limited mileage policy and try to find an insurance company who use the human approach ie they're willing to talk to you and understand the risk. Be very careful of comparison sites, I got what I thought was a great qoute for my '75 88" petrol (just £78 fully comp, but then I am a lot older than you) but when they found out the Landy was my only vehicle they nearly tripled the qoute!

But whatever you do don't give up, it's great to see a youngster driving one of the greatest vehicles ever made!!

Good Luck

got my landy s3 1972 as the insurece is only £1200 a year third party i will have to find the company

hencarpy said:

got my landy s3 1972 as the insurece is only £1200 a year third party i will have to find the company

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Bloody hell that's a lot.

I'm paying £93 fully comp on a 1985 110

I'm 26

it used to be that the vehicles' insurance group was set when the car was new and never revised. Hence, a 1964 mini cooper S still has a relatively high insurance group despite struggling to beat many shopping trolleys to 60.

Your old landy will have had its group set before 1961, when a landy will have been seen as 'powerful'.

Try here maybe? - Classic Car Insurance, Sports Car Insurance, Multi Car Insurance I got my insurance through them. Though I am 23, I have only had my license for a year and a half and I have my friend on the policy as well (and my dad.).

JerryXt said:

Your old landy will have had its group set before 1961, when a landy will have been seen as 'powerful'.

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Has a 2.25 land rover ever been seen as powerful?

77hp is less than a kia picanto



A ****ty little city car which weighs half as much as the land rover

original mini coopers were 65ish bhp - they won the MonteCarlo rally!