insurance discount

just to let you guys know ive just got a discount on my insturance of around £100 for mensioning im i member of landyzone "a specialist landrover owners forum"
my quotes were coming in at around £550 untill i tryed "flux direct" (sister company of adrian flux) and a said "do i get a discound cos im a member of an owners website?" she went away to speak to her maniger and came back with £420 third party fire and theft
with key care and brakedown! even covered third party off road
not bad for somone living in a high risk area and 6 points on my licence
8 year no claims though

thanks again LANDYZONE
raise:

Very decent of them, smart business sense from them really as you are promoting them by proxy...

I just changed vehicles recently and i realised i had not disclosed a traffic light offence, policy had run for three consecutive years, yikes... anyway, i informed them of my oversight and apologised but to my disgust they wanted to backdate the 3 policies and load them with the now revealled offence, c u n t s wanted £70 PER policy extra,
In extremely fruity language i told them to go F U C K themselves and that i would not be a cash cow, and the only reason my oversight continued for 3 terms was because of the ongoing automatic renewal, anyway, long story short, they backed down and agreed to backdate just the current policy to the tune of £54, under the circumstances i think this was fair, ALWAYS disclose any offences, as in event of any claim you would be stuffed.

gfromleeds said:

just to let you guys know ive just got a discount on my insturance of around £100 for mensioning im i member of landyzone "a specialist landrover owners forum"
my quotes were coming in at around £550 untill i tryed "flux direct" (sister company of adrian flux) and a said "do i get a discound cos im a member of an owners website?" she went away to speak to her maniger and came back with £420 third party fire and theft
with key care and brakedown! even covered third party off road
not bad for somone living in a high risk area and 6 points on my licence
8 year no claims though

thanks again LANDYZONE
raise:

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Jesus, £182.38 fully comp!! full NCB and 2000 miles per annum, I'm out of the country a lot

tomcat59alan said:

Jesus, £182.38 fully comp!! full NCB and 2000 miles per annum, I'm out of the country a lot

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You don't drive much then 5.479 miles a day???????????

Thor1950 said:

You don't drive much then 5.479 miles a day???????????

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Away for 5 mths a year, plus other cars. Today 0 miles

tomcat59alan said:

Away for 5 mths a year, plus other cars. Today 0 miles

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so 8 miles a day, mathematically it doesn't get to operating temp.

And oil change every 3 years

Thor1950 said:

so 8 miles a day, mathematically it doesn't get to operating temp.

And oil change every 3 years

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I may do 16 tomorrow then

I use a broker called A-Plan. I've got the RR insured as a second car but with it's own stand alone policy. They mirrored the NCD on my daily driver and have let me gain NCD on the RR policy. So for an 02 Reg Vogue 4.6 with LPG I pay 238 a year with the policy now having 1 years NCD. That's 12k miles a year and insured for 4k. I'm 43 live in the sticks have a clean license and have a disability the DVLA are aware about but have decided to place no restriction on my car license but with a restriction on my motorbike license.

I live in a high risk area plus I do around 40miles a day
so for me thats quite cheep

Isn't it a bummer when where you live bumps your insurance so much. Mind you the 100 quid saving for being on here is pretty cool.

doz said:

Isn't it a bummer when where you live bumps your insurance so much. Mind you the 100 quid saving for being on here is pretty cool.

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well thats what the thread was about! saving money! not compering quotes
cos if thats what were doing my old man trumps you all! drives a peugeot 306 hasent claimed in 35years lives in a very nice area retired Design engineer drives 3k a year and pays only £79

doz said:

Isn't it a bummer when where you live bumps your insurance so much. Mind you the 100 quid saving for being on here is pretty cool.

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Admiral told me that it was cheaper to register my P38 as parked on the street rather than the obviously safer driveway because "our statistics show that most Range Rovers are stolen from driveways"...

gfromleeds said:

well thats what the thread was about! saving money! not compering quotes
cos if thats what were doing my old man trumps you all! drives a peugeot 306 hasent claimed in 35years lives in a very nice area retired Design engineer drives 3k a year and pays only £79

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You would have to pay me more than £79 to drive a Peugeot

I had a peugeot years ago, a 309 Diesel in 'slash your wrists' grey metallic, was my first ever purchase with mpg in mind, after a month i punted to a mate, one i didn't like so much,,,,lol. He got rid quicker than i did.

TCubed said:

Admiral told me that it was cheaper to register my P38 as parked on the street rather than the obviously safer driveway because "our statistics show that most Range Rovers are stolen from driveways"...

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Thats cos most rangerovers are kept on driveways lol
but still worth checking. .

gfromleeds said:

Thats cos most rangerovers are kept on driveways lol
but still worth checking. .

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Precisely! Keeping it on the driveway doesn't make it less secure, it's just most contributors to that statistic are kept as such.. Statistics are useless in the wrong hands, which insurance companies definitely fall into haha

doz said:

Isn't it a bummer when where you live bumps your insurance so much. Mind you the 100 quid saving for being on here is pretty cool.

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To true, I had a Cheshire postcode (because that's where I live), when THEY decided I now live in Merseyside my insurance premium went up. Now I have a CH postcode (I haven't moved by the way) my premiums never went down!!! Rip off barstewards