I would just like to say

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kevstar said:
Ive seen someone in pain with kidney stones wasnt nice. Best wishes matey. ;)
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Middle dottir and husband hardly ever go on holiday.
A while back they went to Venice, secodn day he got em, totally ruined their holiday, they ain't been on one since. :(

Oops made yet another typo, meant "second", don't want any more angry faces.;)
 
I am happy to say that Wifey & I visited the banks we could not get to acknowledge her existence today and all accounts are in the process of being closed. The most difficult one was TSB (who WE bank with) and so we went through a whole rigmarole for the sum of <£150 in the old gal's dormant account with them.
So that parts is all done. Now we move on to try and get probate initiated. :)
Here's a conundrum; part of the determination whether you need probate or not is the complexity and value of the estate.
Liquid assets the old gal had were <£50k and the domestic chattels are just scrap. The house is seen by the land registry as being worth 500k BUT, it is falling down and has already had 2 goes at being underpinned and is still cracking up and really is only worth the value of the plot for a redevelopment. So what do we say to HMRC/Probate peeps?
My view is that we get a local estate agent to value the place (as is) with the knowledge that it is blighted and then get a surveyor to write a report stating it is structurally unsound.
 
DanClarke said:
I am happy to say that Wifey & I visited the banks we could not get to acknowledge her existence today and all accounts are in the process of being closed. The most difficult one was TSB (who WE bank with) and so we went through a whole rigmarole for the sum of <£150 in the old gal's dormant account with them.
So that parts is all done. Now we move on to try and get probate initiated. :)
Here's a conundrum; part of the determination whether you need probate or not is the complexity and value of the estate.
Liquid assets the old gal had were <£50k and the domestic chattels are just scrap. The house is seen by the land registry as being worth 500k BUT, it is falling down and has already had 2 goes at being underpinned and is still cracking up and really is only worth the value of the plot for a redevelopment. So what do we say to HMRC/Probate peeps?
My view is that we get a local estate agent to value the place (as is) with the knowledge that it is blighted and then get a surveyor to write a report stating it is structurally unsound.
Click to expand...
That's the way to go , definitely a structural engineers report before the evaluation,
 
DanClarke said:
Here's a conundrum; part of the determination whether you need probate or not is the complexity and value of the estate.
Liquid assets the old gal had were <£50k and the domestic chattels are just scrap. The house is seen by the land registry as being worth 500k BUT, it is falling down and has already had 2 goes at being underpinned and is still cracking up and really is only worth the value of the plot for a redevelopment. So what do we say to HMRC/Probate peeps?
My view is that we get a local estate agent to value the place (as is) with the knowledge that it is blighted and then get a surveyor to write a report stating it is structurally unsound.
Click to expand...
I did look into this a couple of years ago for me n 'er indoors. Can't remember the exact details, regarding joint estates and tax which may need to be paid. I think as a married couple each has an upper limit and then inheritance tax has to be paid, but the survivor of the couple inherits the dead partner's allowance. So a £500k house can be passed on by the survivor without any inheritance tax. Also inheritance tax can be avoided if the house is left to children and / or grandchildren. So my first suggestion is to get this aspect clarified (my memory ain't that good on this).
On the structural report, I would not get it declared structurally unsound as this might undermine the value excessively. Rather get an accurate condition report, stating what repairs are advisable. That way the property might avoid being considered to be blighted.
I'll do a search and see if I can find the info on joint estates, think it was a gov site.
 
Mornin
Sunny start today
Got washing in washer
Got 5 pills to take this morning, lets hope they work and I can get back to normal.
While I've been on hols, lawns need cutting, sunflowers over six feet and I got weeds in me path 🙂
And I need to put wheels back on old truck (security)
Stay cool all 🙂
 
The big noos today is that W has been rung up with an appt to go back into hospicle for them to do the job properly this time.
Only thing is she needs to go in for a "preassessment" a fortnight earlier.
So she is pleased but all of a tiz-woz about arrangements to get her over there and back, twice, unless she can get them to move the dates closer together.
Still, finally, good noos it's happeneing. (Oops, did it again, soz folks, meant "

It rained a lot yessdi, and has been cooler for a while now.
Have a good day all. :):):)
 
What a faff!
It has taken us until now to book 4 flights with Ryan flipping air.
Still tis done now.
(Flights back from Bornemuff are at insane o'clock in the a.m. )
She has to go in once for preop assessment, then again about 2 weeks later for the op.
 
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