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Hippos And spuggies on those. Bet if they make em in blue he'll buy some.
Acherly these were nicked offa is washin line
Eye want me pants back yer perv
We know who got 'em but they have been washed with 'is red sox.Ah be wored oot un me pants av bin nicked toff washin lyne.
With interests rates as low as they are there is little point in overpaying just to cut the period. Use the money for just about anything else!Just looking at my income / outgoing figures for each month with a view to reducing my mortgage as quickly as possible.
At the minute by the end of 2025 I'll have it settled, but would I be silly to temporarily reduce what I pay in to a pension for 6 months in order to increase what I pay off the mortgage for the same duration?
Thankfully at the moment and for its full duration I'm on a base-rate tracker so I'm only paying about 1.95% at the moment. That's why the idea of overpaying as much as I can seems like a good idea.If worried about possible rate increases then switch now to a fixed rate and relax.
I've really enjoyed the past two weeks of doing what I want, when I want.
I would not reduce payments into a pension pot. In 5 years time you will have your property, no mortgage, and when the time comes a nice wedge in your back pocket every month to do what you want when you want. Once you have the mortgage paid off you can make cash savings outside of the pension.At the minute by the end of 2025 I'll have it settled, but would I be silly to temporarily reduce what I pay in to a pension for 6 months in order to increase what I pay off the mortgage for the same duration?
Thanks, I'm just looking at all the possible sources of funds that could be used to pay off the mortgage sooner rather than their current purpose, but I totally understand what you're saying.I would not reduce payments into a pension pot.
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