How many seats does a classic make ?

Here's the scenario

I have a 79 III series 5 doors/12 seats, while its not in the plan i got an
insurance quote over the internet from firebond, with a view to insuring and
taxing it in its own right.

I didnt think the quote was too bad all things considered £230 TPF&T (I do
realise people on here do get much better deals, but i was only looking for
a ball park figure)

Anyhow Firebond rang me the day after, suggesting that they could get the
price down by quite a bit, they said they could drop the quote quite
substantially if i could park it in a drive (unfortunately not going to
happen). However they said let us check the details and all was fine until
we came to seating "Oh its got 12 seats...in that case we can't insure it as
a classic"

So basically does anyone know how many seats it has to have to be considered
a classic, or does anyone know of 12 seat friendly insurers ?

Or should i reclassify the rear bench seats as short beds ?

johnty

Convert it into an ambulance and get into 'Red Ken's' congestion area for
free !!!!!!

AlunP

In <[email protected]> johnty wrote:
> Anyhow Firebond rang me the day after, suggesting that they could get
> the price down by quite a bit, they said they could drop the quote
> quite substantially if i could park it in a drive (unfortunately not
> going to happen). However they said let us check the details and all
> was fine until we came to seating "Oh its got 12 seats...in that case
> we can't insure it as a classic"

No idea about the number of seats but....

Be careful insuring under a classic policy if you have or want to have
any no claims bonus. If you already have NCB and transfer your policy to
a classic policy you lose your NCB. You also don't earn any NCB while
insured as a classic.

I learnt this the hard way after transferring a policy with 4 years NCB
onto a classic policy and then transferring it 2 years later onto a
vehicle that couldn't be insured under a classic policy. I found that I
was no longer eligible for any NCB on the new policy. In effect I lost 6
years NCB to save 100 quid over two years.

Classic policies should only be entertained where you have no NCB
available and/or you intend to keep the vehicle forever.

cheers

Dave W.
http://www.yorkshireoffroadclub.net/

Mine had 12 seats, that was the way they were built, either 10 or 12 and it
is insured as a Classic via Footman James, they never asked about the seats,
all they wanted was photographs to go with it.

The age guaranteed it as a classic, I don't think they are interested in the
interior after all Land Rovers came in so many varieties with so many
specials what I am doing with mine is not exceptional.

I paid £126 on renewal this year, unlimited mileage, park anywhere.


--
Larry
Series 3 rust and holes


"johnty" <[email protected]> wrote in message
news:[email protected]...
> Here's the scenario
>
> I have a 79 III series 5 doors/12 seats, while its not in the plan i got
an
> insurance quote over the internet from firebond, with a view to insuring
and
> taxing it in its own right.
>
> I didnt think the quote was too bad all things considered £230 TPF&T (I do
> realise people on here do get much better deals, but i was only looking
for
> a ball park figure)
>
> Anyhow Firebond rang me the day after, suggesting that they could get the
> price down by quite a bit, they said they could drop the quote quite
> substantially if i could park it in a drive (unfortunately not going to
> happen). However they said let us check the details and all was fine until
> we came to seating "Oh its got 12 seats...in that case we can't insure it
as
> a classic"
>
> So basically does anyone know how many seats it has to have to be
considered
> a classic, or does anyone know of 12 seat friendly insurers ?
>
> Or should i reclassify the rear bench seats as short beds ?
>
> johnty
>
>

Mine seats 15 people legally, its a utility vehicle and don't forget
that, its not a mini bus, let them know. Oh and its not a sports either
( SUV ) check your log book. Think this way " YOU ARE DRIVING A ROAD
TRACTOR " ITS true and the insurance should reflect that. Try NFU.

Larry wrote:
> Mine had 12 seats, that was the way they were built, either 10 or 12 and it
> is insured as a Classic via Footman James, they never asked about the seats,
> all they wanted was photographs to go with it.
>
> The age guaranteed it as a classic, I don't think they are interested in the
> interior after all Land Rovers came in so many varieties with so many
> specials what I am doing with mine is not exceptional.
>
> I paid £126 on renewal this year, unlimited mileage, park anywhere.
>
>

On or around Thu, 28 Oct 2004 20:09:00 GMT, Orack2000
<[email protected]> enlightened us thusly:

>Mine seats 15 people legally, its a utility vehicle and don't forget
>that, its not a mini bus, let them know. Oh and its not a sports either
>( SUV ) check your log book. Think this way " YOU ARE DRIVING A ROAD
>TRACTOR " ITS true and the insurance should reflect that. Try NFU.

motor car with more than 8 passengers is a minibus, in the legal wossname,
unless perhaps it comes under "dual purpose vehicle" by being 4x4.

for private use, it shouldn't make much difference, though.

Although my limo was originally insured as a classic I later changed that as
I needed business use, and I have inherited the no claims from the limo onto
my Land Rover classic policy.


--
Larry
Series 3 rust and holes



"Dave White" <[email protected]> wrote in message
news:[email protected]...
> In <[email protected]> johnty wrote:
>
> No idea about the number of seats but....
>
> Be careful insuring under a classic policy if you have or want to have
> any no claims bonus. If you already have NCB and transfer your policy to
> a classic policy you lose your NCB. You also don't earn any NCB while
> insured as a classic.
>
> I learnt this the hard way after transferring a policy with 4 years NCB
> onto a classic policy and then transferring it 2 years later onto a
> vehicle that couldn't be insured under a classic policy. I found that I
> was no longer eligible for any NCB on the new policy. In effect I lost 6
> years NCB to save 100 quid over two years.
>
> Classic policies should only be entertained where you have no NCB
> available and/or you intend to keep the vehicle forever.
>
> cheers
>
> Dave W.
> http://www.yorkshireoffroadclub.net/