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Are flux desperate?

Discussion in 'Land Rover Insurance' started by goonarmy, Nov 5, 2021.

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  1. lynall

    lynall Well-Known Member Full Member

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    Tesco renewal 12 quid last than last year, and as Im lazy thats who I am going with.
     
  2. goonarmy

    goonarmy Beer tester LZIR Despatch Agent

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    Admiral won in the end, cheaper than the specialists, nearly a third of Fluxs quote.
     
    domino likes this.
  3. domino

    domino Well-Known Member Full Member

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    Exactly the same for me. Cheapest by far from all, including the specialists.

    Check the small print for theft insurance though...
     
  4. goonarmy

    goonarmy Beer tester LZIR Despatch Agent

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    What am I looking out for on that? I've had em before but not claimed off em. Tbf I'm looking to not have the motor stolen.
     
  5. domino

    domino Well-Known Member Full Member

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    On the policy, there's a section somewhere that goes on about including anything in the special requirements leaflet. When I followed that, it shows its not covered for theft unless it has a tracker.

    Still haven't phoned them to confirm but need to.
     
  6. goonarmy

    goonarmy Beer tester LZIR Despatch Agent

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    Might have to read that then.
     
  7. domino

    domino Well-Known Member Full Member

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    Here we go.

    Screenshot_20211205_193904.jpg

    And then...

    Screenshot_20211205_194106.jpg
     
    v8250 likes this.
  8. goonarmy

    goonarmy Beer tester LZIR Despatch Agent

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    Extra conditions
    These conditions only apply if shown on your current Policy Schedule.
    1. Agreed value
    If your vehicle is lost, stolen or damaged beyond repair, we will pay you the amount stated on the current Agreed
    Valuation Certificate.
    If the value of your vehicle has changed, you can contact us for a new valuation.
    You are covered to attend club rallies and competitions if you do not participate in racing, pace making, rallying, track
    days trials or speed tests either on a road, track, private grounds or at an off-road 4x4 event.
    2. Telematics policy
    This policy is subject to additional terms, conditions and charges relating to the type of Telematics policy you have.
    Please see the relevant guide, available from admiral.com for full details. These are:
    y LittleBox Hard Install Guide
    y LittleBox Plug & Drive Guide.
    Your Policy Schedule will show you which product you have chosen.
    3. Active tracker and subscription
    If your vehicle is stolen, we will only pay your claim if it is fitted with a functional tracker with an active
    network subscription
    The first sentence means it only applies if its on yer policy.
    I am a bit concerned it states that MOD property is a hazardous location and they won't cover that. I'm probably gonna be spending more time on bases shortly.
     
  9. domino

    domino Well-Known Member Full Member

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    Check the policy image - it states there, in the policy, to read the extra conditions.

    Its unclear, that's part of the problem.
     
  10. goonarmy

    goonarmy Beer tester LZIR Despatch Agent

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    Nah, that first sentence is exclusive. Certain cars will require trackers, I'm surprised it didn't include mine ,seeing as it's keyless.
     
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