Way way OT - but you're a well informed lot on here ...

This site contains affiliate links for which LandyZone may be compensated if you make a purchase.
B

Bob Sinclair

Guest
Son (aged 17) has just passed his driving test and wants to insure a 1.1
litre motor. The best quote I've found so far is £1173 TPFT with a £250
excess ........

....... anybody got any favourite insurers for newly qualified young drivers
please?

(p.s. he's not getting anywhere near my Disco)


 
Bob,

Max Power and other such young driver magazines often have specialist firms
in the back. ISTR Adrian Flux are quite good.....of course plan B is for you
to insure it and name him as a driver....

--
Neil
RR06 MUD - 4.2 Range Rover Vogue SE - Bagheera
P19 MUD - 4.6 Discovery ES - Piglet


 
....and Neil Brownlee spake unto the tribes of Usenet, saying...


> Bob,
>
> Max Power and other such young driver magazines often have specialist
> firms in the back. ISTR Adrian Flux are quite good.....of course plan
> B is for you to insure it and name him as a driver....


.... as long as he won't be the main driver. If you insure it yourself with
him named on your policy, when in fact it is his car and he is the main/only
driver (which is what I understand from the OP), then you will be committing
fraud. The honesty or otherwise of that approach is up to you, but may well
form the basis of an unpaid claim if you are found out, and his prosecution
for driving an uninsured vehicle and/or possibly fraud.

--
Rich
==============================

There are 10 kinds of people in the world - those who understand binary
and those who don't.


 

"Bob Sinclair" <[email protected]> wrote in message
news:[email protected]...
> Son (aged 17) has just passed his driving test and wants to insure a 1.1
> litre motor. The best quote I've found so far is £1173 TPFT with a £250
> excess ........
>
> ...... anybody got any favourite insurers for newly qualified young
> drivers please?
>
> (p.s. he's not getting anywhere near my Disco)
>

If he takes a pass plus,He will get a discount from certain insurance
companies who are with this scheme.
To be honest,That quote you have is not that bad if it's for the year and
considering his age and inexperience.
My son has just turned 19,He has been driving since he was 17,He has done
the pass plus.And is driving a 1200 clio for £600 a year tpft with Finsure.


 
On Sun, 12 Mar 2006 17:18:00 +0000 (UTC), "Bob Sinclair"
<[email protected]> scribbled the following nonsense:

>Son (aged 17) has just passed his driving test and wants to insure a 1.1
>litre motor. The best quote I've found so far is £1173 TPFT with a £250
>excess ........
>
>...... anybody got any favourite insurers for newly qualified young drivers
>please?
>
>(p.s. he's not getting anywhere near my Disco)
>


according to the adverts, Admiral love younger drivers.....

Problem is all insurance companies see a 17 yr old driving a car full
of his mates with the stereo as loud as it can go. They just use it
as an excuse to feck you over. Have heard stories of new drivers in
cars worth about £50 being charged over £1k just for TPFT.... makes
you understand why some of them dont bother...... Why not start
sensible then start loading the premium after the first couple of
whacks, at least that way they will be able to afford insurance!
--

Simon Isaacs

Peterborough 4x4 Club Chairman, Newsletter Editor and Webmaster
Green Lane Association (GLASS) Financial Director
101 Ambi, undergoing camper conversion www.simoni.co.uk
1976 S3 LWT, Fully restored, ready for sale! Make me an offer!
Suzuki SJ410 (Wife's) 3" lift kit fitted, body shell now restored and mounted on chassis, waiting on a windscreen and MOT
Series 3 88" Rolling chassis...what to do next
1993 200 TDi Discovery
1994 200 TDi Discovery body shell, being bobbed and modded.....
 

"Neil Brownlee" <[email protected]> wrote in message
news:[email protected]...
> Bob,
>
> Max Power and other such young driver magazines often have specialist
> firms
> in the back. ISTR Adrian Flux are quite good.....of course plan B is for
> you
> to insure it and name him as a driver....
>
> --
> Neil
> RR06 MUD - 4.2 Range Rover Vogue SE - Bagheera
> P19 MUD - 4.6 Discovery ES - Piglet
>
>

Im with Adrian Flux and tried to get my lad on my insurance before he passed
his test,Just to save him a few bob on lessons.
They wont entertain learners or anyone under the age of 21.


 

"Neil Brownlee" <[email protected]> wrote in message
news:[email protected]...
> Bob,
>
> Max Power and other such young driver magazines often have specialist
> firms
> in the back. ISTR Adrian Flux are quite good.....of course plan B is for
> you
> to insure it and name him as a driver....
>
> --
> Neil
> RR06 MUD - 4.2 Range Rover Vogue SE - Bagheera
> P19 MUD - 4.6 Discovery ES - Piglet
>
>

Im with Adrian Flux and tried to get my lad on my insurance before he passed
his test,Just to save him a few bob on lessons.
They wont entertain learners or anyone under the age of 21.


 

"Simon Isaacs" <[email protected]> wrote in message
news:[email protected]...
> On Sun, 12 Mar 2006 17:18:00 +0000 (UTC), "Bob Sinclair"
> <[email protected]> scribbled the following nonsense:
>
>>Son (aged 17) has just passed his driving test and wants to insure a 1.1
>>litre motor. The best quote I've found so far is £1173 TPFT with a £250
>>excess ........
>>
>>...... anybody got any favourite insurers for newly qualified young
>>drivers
>>please?
>>
>>(p.s. he's not getting anywhere near my Disco)
>>

>
> according to the adverts, Admiral love younger drivers.....
>
> Problem is all insurance companies see a 17 yr old driving a car full
> of his mates with the stereo as loud as it can go. They just use it
> as an excuse to feck you over. Have heard stories of new drivers in
> cars worth about £50 being charged over £1k just for TPFT.... makes
> you understand why some of them dont bother...... Why not start
> sensible then start loading the premium after the first couple of
> whacks, at least that way they will be able to afford insurance!
> --
>
> Simon Isaacs
>
> Peterborough 4x4 Club Chairman, Newsletter Editor and Webmaster
> Green Lane Association (GLASS) Financial Director
> 101 Ambi, undergoing camper conversion www.simoni.co.uk
> 1976 S3 LWT, Fully restored, ready for sale! Make me an offer!
> Suzuki SJ410 (Wife's) 3" lift kit fitted, body shell now restored and
> mounted on chassis, waiting on a windscreen and MOT
> Series 3 88" Rolling chassis...what to do next
> 1993 200 TDi Discovery
> 1994 200 TDi Discovery body shell, being bobbed and modded.....


Its a new law out now,If you have just passed your test then you only get 2
chances.I believe they are called section 7 or something.
Get 2 of these and you are off the road for a year.
In a way its a good idea,But why give it to new drivers?.Surely it should
apply to all.
And you are so right about the stereo up loud.I wont go in the car with my
son.
Firstly i cant stand garage.hip-hop or rap.
Secondly,His stereo is that powerful my nostrils vibrate!!.Im serious.


 

"Bob Sinclair" <[email protected]> wrote in message
news:[email protected]...
> Son (aged 17) has just passed his driving test and wants to insure a 1.1
> litre motor. The best quote I've found so far is £1173 TPFT with a £250
> excess ........
>
> ...... anybody got any favourite insurers for newly qualified young
> drivers please?
>
> (p.s. he's not getting anywhere near my Disco)



Daughter aged 17 with Ford Ka 1.3, fully comp in her name
was £712 with Diamond, now 18 and pased test six months ago
has a Pug 206 1.4 fully comp is £645 again with Diamond.

Alan


 
On Sun, 12 Mar 2006 18:26:15 -0000, "Alan Crowder"
<[email protected]> scribbled the following nonsense:

>
>"Bob Sinclair" <[email protected]> wrote in message
>news:[email protected]...
>> Son (aged 17) has just passed his driving test and wants to insure a 1.1
>> litre motor. The best quote I've found so far is £1173 TPFT with a £250
>> excess ........
>>
>> ...... anybody got any favourite insurers for newly qualified young
>> drivers please?
>>
>> (p.s. he's not getting anywhere near my Disco)

>
>
>Daughter aged 17 with Ford Ka 1.3, fully comp in her name
>was £712 with Diamond, now 18 and pased test six months ago
>has a Pug 206 1.4 fully comp is £645 again with Diamond.
>


diamond are women only IIRC
--

Simon Isaacs

Peterborough 4x4 Club Chairman, Newsletter Editor and Webmaster
Green Lane Association (GLASS) Financial Director
101 Ambi, undergoing camper conversion www.simoni.co.uk
1976 S3 LWT, Fully restored, ready for sale! Make me an offer!
Suzuki SJ410 (Wife's) 3" lift kit fitted, body shell now restored and mounted on chassis, waiting on a windscreen and MOT
Series 3 88" Rolling chassis...what to do next
1993 200 TDi Discovery
1994 200 TDi Discovery body shell, being bobbed and modded.....
 
On Sunday 12 March 2006 17:18, Bob Sinclair [[email protected]]
wrote in message <[email protected]>

> Son (aged 17) has just passed his driving test and wants to insure a 1.1
> litre motor. The best quote I've found so far is £1173 TPFT with a £250
> excess ........
>
> ...... anybody got any favourite insurers for newly qualified young
> drivers please?
>
> (p.s. he's not getting anywhere near my Disco)


Buy him an Aixam. ;-)

Those cars are so feeble they're not classed as cars. My 125cc learner-legal
motorbike[1] has more power than some of those cars.

[1] I passed a few years ago but never bothered selling it. 120+mpg and very
cheap parts makes for an economical runabout.

--
S3 SWB Petrol Hard-top
 

"PDannyD" <[email protected]> wrote in
message news:[email protected]...
> On Sunday 12 March 2006 17:18, Bob Sinclair [[email protected]]
> wrote in message <[email protected]>
>
> > Son (aged 17) has just passed his driving test and wants to insure a 1.1
> > litre motor. The best quote I've found so far is £1173 TPFT with a £250
> > excess ........
> >
> > ...... anybody got any favourite insurers for newly qualified young
> > drivers please?
> >
> > (p.s. he's not getting anywhere near my Disco)

>
> Buy him an Aixam. ;-)
>
> Those cars are so feeble they're not classed as cars. My 125cc

learner-legal
> motorbike[1] has more power than some of those cars.
>
> [1] I passed a few years ago but never bothered selling it. 120+mpg and

very
> cheap parts makes for an economical runabout.
>
> --
> S3 SWB Petrol Hard-top


Try the NFU

Gerald


 
On 2006-03-12, PDannyD <[email protected]> wrote:

> Buy him an Aixam. ;-)


Blimey. They don't require a license as they're classed as quadricycles due to;

"empty weight not exceeding 350 kg, a maximum speed of 45 km/h and
must develop a power of 4 kW (5.6 hp)"

--
Blast off and strike the evil Bydo empire!
 
Bob Sinclair wrote:
> Son (aged 17) has just passed his driving test and wants to insure a 1.1
> litre motor. The best quote I've found so far is £1173 TPFT with a £250
> excess ........
>
> ...... anybody got any favourite insurers for newly qualified young drivers
> please?
>
> (p.s. he's not getting anywhere near my Disco)
>
>

My daughter passed last September. I spent an age hunting the best deals
for her 1.2L 1995 Corsa, best I found was, believe it or not Tesco,
about £700 TPFT with a sensible excess.

Gazza
 
bones wrote:
> "Neil Brownlee" <[email protected]> wrote in
> message news:[email protected]...
>> Bob,
>>
>> Max Power and other such young driver magazines often have specialist
>> firms
>> in the back. ISTR Adrian Flux are quite good.....of course plan B is
>> for you
>> to insure it and name him as a driver....
>>
>> --
>> Neil
>> RR06 MUD - 4.2 Range Rover Vogue SE - Bagheera
>> P19 MUD - 4.6 Discovery ES - Piglet
>>
>>

> Im with Adrian Flux and tried to get my lad on my insurance before he
> passed his test,Just to save him a few bob on lessons.
> They wont entertain learners or anyone under the age of 21.


Adrian Flux are Brokers not Insurers.

--
"He who says it cannot be done is advised not to interrupt her doing
it."

If at first you don't succeed,
maybe skydiving's not for you!


 
Alan Crowder wrote:
> "Bob Sinclair" <[email protected]> wrote in message
> news:[email protected]...
>> Son (aged 17) has just passed his driving test and wants to insure a
>> 1.1 litre motor. The best quote I've found so far is £1173 TPFT
>> with a £250 excess ........
>>
>> ...... anybody got any favourite insurers for newly qualified young
>> drivers please?
>>
>> (p.s. he's not getting anywhere near my Disco)

>
>
> Daughter aged 17 with Ford Ka 1.3, fully comp in her name
> was £712 with Diamond, now 18 and pased test six months ago
> has a Pug 206 1.4 fully comp is £645 again with Diamond.
>
> Alan


But she's female, Diamond's favourites.

--
"He who says it cannot be done is advised not to interrupt her doing
it."

If at first you don't succeed,
maybe skydiving's not for you!


 
Thanks everybody for your contributions.

At last - an excuse to buy Max Power!!!!
otherwise
NFU and Tesco here we come. More form filling.

Thanks again.

Bob.

"Bob Sinclair" <[email protected]> wrote in message
news:[email protected]...
> Son (aged 17) has just passed his driving test and wants to insure a 1.1
> litre motor. The best quote I've found so far is £1173 TPFT with a £250
> excess ........
>
> ...... anybody got any favourite insurers for newly qualified young
> drivers please?
>
> (p.s. he's not getting anywhere near my Disco)
>



 
Doh...I guess that's not the same as named and spouse ;-)

--
Neil


 
Back
Top