Insuring Defender 90

Tim Hobbs wrote:

> >
> > Can I give a plug to Carole Nash?
>
> You'd have to ask nicely I guess..

I wont bother then...

On or around Fri, 22 Oct 2004 19:32:25 +0000 (UTC), "Richard Brookman"
<[email protected]> enlightened us thusly:

>Why not? There's nothing I've ever heard of the debars Land Rover drivers
>from having a no-claims discount. Have you got an NCD with another insurer
>that you can transfer?

IME, these days, only if you stop insuring the other one.

there is some limited scope for insuring "second vehicle" on the same
policy, NFU do one, but in their case, only if you've not had a claim in the
last x years and I think there may be restrictions on the policy and/or use,
too.

In news:[email protected],
Me <[email protected]> blithered:
> Firestone shaved over £100 off my wifes Vitara insurance, and dropped
> my 110 1989 from £160 to £120, both fully comp and included previous
> NCB.
>
> Also try CIS (co-op) they are very good, but use a local rep to set
> you up (he comes to the door with your initial paperwork) so it can
> be a bit slow to get going. They also will accept your NCB, plus give
> up to 65% discount for new business
>
> Also if ur Landy only does a low mileage, let them know, if U only do
> 506k per year in it, tell them, it drops the premium.. My £120 wuz
> using it as my main vehicle.
>
> But keep shopping, the big insurers don't quite know what to do with
> us odd Landrover mob, so it's really worth digging into the smaller
> ones and the specialists

That is streatching low mileage just a bit!

--
UR SHGb02+14 &ICMFP
If at first you don't succeed,
maybe skydiving's not for you!

So Trevor Appleton was, like

>> If you're
>> over 50, Saga are good for standard vehicles (or so a very old
>> friend of mine tells me). ;-)
>
> er yes...at 51 it did occur to me, but then I couldn't accept it had
> come to that!

It comes to us all (or so my mate told me).

>
> This is a second vehicle, so they seem to class it alongside the
> first one you've ever had, which amazes me.

Not really, if you think in terms of risk to the company. Say you have a
car insured for self and spouse. The car can only be driven by one driver
at a time, so the risk to the company is X, and the premium based on the
"riskiest" driver. If you then get a second car and want to insure it
alongside the first (again with two drivers), you have potentially two cars
on the road at the same time, and the risk to the insurer is ~doubled. You
think you have a "cheap" second car and expect to pay a few quid extra to
insure it, but the company don't see it like that. If you insured the
second car as "insured only to drive", I bet the premium would be
dramatically lower. At least that's what an insurance broker told me when I
wanted to insure my ex-wife (still a learner then) on my policy.

--

Rich

Series 2a
RR 4.6
V8 trialler
dog, wife, kids, whatever

"Trevor Appleton" <[email protected]> wrote in message
news:[email protected]...
>
> "Trevor Appleton" <[email protected]> wrote in
message
> news:[email protected]...
> > Looking to insure Defender 19 1989 2500 cc TD. Cost £3400.
> >
> > Horrified to learn that despite 30 years of driving 20K per year with no
> > claims, that this isn't taken into account, so its as if starting from
> > scratch.
> >
> > Got quote for £197 for Third Party Fire and theft.. Does this sound
about
> > right? Any suggestions for insurance companies/ brokers to try?
> >
>
> The 197 was from CSMA (Civil Service Motoring ASS) Frizzells. It was for
> TPFT.
>
> Got fully comp from sureterm inc green laning, trailors etc for £166

I've just got my renewal from same place( Frizzells) £194 fully comp for my
85-90, but I will be shopping around.