insurance problems

i have a big problem my freelander insurance is nuts its £4680 a year and i cant aford it any more i'm 18 and love my landy and cant bare the idea of parting with it i've tryed every where and rely need help please

So why is it so expensive?

If you can't afford the cover and you can't bear to part with the car then you need to change something else that's making it so pricey.

have you tried the specialist insurers in the back of the lr mags, usually get some good deals from em, or just lie like fook on the renewal

matt_s_e said:

i have a big problem my freelander insurance is nuts its £4680 a year and i cant aford it any more i'm 18 and love my landy and cant bare the idea of parting with it i've tryed every where and rely need help please

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Jeez I moaned about the cost of mine to the insurance company this year and I am only paying £183.00 this year fully comp with no claims protection on a TD4 3 yrs old.

I feel really sorry for you as £4680 is a huge amount of money.

There has to be a reason for this other than your age.

Is the motor quite new?

Do you have points on your licence?

Have you had a claim on your insurance?

I can understand why it is quite a bit higher for teenagers and those in their early 20's as I bet not many of us were angels on the road at that age, I certainly wasn't (the stories I could tell)

But what they want is plain silly if you have a clean licence, no claims and the motor isn't to new.

matt_s_e said:

i have a big problem my freelander insurance is nuts its £4680 a year and i cant aford it any more i'm 18 and love my landy and cant bare the idea of parting with it i've tryed every where and rely need help please

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Try the post office they just quoted me £176 for a 93 disco tdi with a £50 cashback as well

Get you hippo,s ownership changed so that it is owned by someone who has max no claims then have your-self put as a named driver.Direct line will let you build up your own nc even as a named driver.I had to do this for my son after he had just passed his test.Hope this helps.

I agree with Loatmead, i've done same for my lad with his Fiesta. If not then try Liverpool Victoria,they seem good with younger drivers

thanks for all the imput i'll try it all

wow where did you get a quote for 183 ? i got best quote of 313 for my 03 plate td4, full no claims..

cheers

The Kergan said:

Jeez I moaned about the cost of mine to the insurance company this year and I am only paying £183.00 this year fully comp with no claims protection on a TD4 3 yrs old.

I feel really sorry for you as £4680 is a huge amount of money.

There has to be a reason for this other than your age.

Is the motor quite new?

Do you have points on your licence?

Have you had a claim on your insurance?

I can understand why it is quite a bit higher for teenagers and those in their early 20's as I bet not many of us were angels on the road at that age, I certainly wasn't (the stories I could tell)

But what they want is plain silly if you have a clean licence, no claims and the motor isn't to new.

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Hi dude have you tried swiftcover.com dirt cheap.

moss said:

wow where did you get a quote for 183 ? i got best quote of 313 for my 03 plate td4, full no claims..

cheers

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That was with Churchill insurance, that was just the insurance. I also had legal cover that was another £20 plus I took the Full breakdown cover as well. (well it is a freelander you know)

What age are you though, I am 36

usually if an insurance company quotes that much they really don't want the business.. if you have bin insured by them before they are legally required to give you a quote even if they think the risk is too high. so what they do is quote way over the odds so you'll **** off else where.

course there could be other reasons its so high

327 For me with churchill, 36, full no claims... maybe its the year or the model of freelander that makes it differ ? TD4 on a 03 plate..
i live in a low crime area of surrey, i thought insurances was cheaper down here ! obviously not

is it still worth taking breakdown cover on a TD4 , surely they are the most reliable of them all

The Kergan said:

That was with Churchill insurance, that was just the insurance. I also had legal cover that was another £20 plus I took the Full breakdown cover as well. (well it is a freelander you know)

What age are you though, I am 36

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scott davies said:

Hi dude have you tried swiftcover.com dirt cheap.

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Hi im 29 swiftcover.com is the cheapest around

moss said:

327 For me with churchill, 36, full no claims... maybe its the year or the model of freelander that makes it differ ? TD4 on a 03 plate..
i live in a low crime area of surrey, i thought insurances was cheaper down here ! obviously not

is it still worth taking breakdown cover on a TD4 , surely they are the most reliable of them all

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Mine is an 04 TD4 but im in Wiltshire.

I always take breakdown cover on any vehicle I have owned as I am to car repairs what DK17 is to web design.