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Motor Trade policies will only pay out a motor trade value.

I appreciate the post is asking how much it is worth, it is a shame that you find it difficult to express yourself. I was simply trying to provide information from an insurers point of view and for other purchasers of motor trade policies. Perhaps you could reread the post or express yourself...

Motor Trade policies are aimed at the motor trade, therefore, will only pay the policy holder the trade price for a vehicle as the assumption is that the motor trader will have purchased from the auction in the first place. As the payout is lower this means that the 'risk' is lower, therefore...