Got my renwal quote from AF, so rang them to see if they could move on the price at all.
They told me to find a cheaper quote elsewhere myself, then ring them back and they would match it.
That cost them two car policies they will never see again.
10W40, and 15W40 to ACEA A3/B3 are recommended in the 2002 handbook.
BMW stopped using the 1951cc M47D in 2003, though the M47R LR/Rover version continued in production.
They may have just changed the spec to the same oil as the 1995cc M47TU