Insurance Nightmare

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Insurance companies have decided they hate Defenders. Ive had the same issue.

Slightly modified and its a flat out no or a ridiculous price

Easily stolen, expensive to repair (by a garage) parts costs are high, values are hard to determine.

Some people have been lucky with Flux but they "where pleased to quote me £3k"🫣, NFU are good but wont accept you if you have any claims.

As for the tdci, many insurers have grouped those with the new Defenders, seen a few people being refused insurance because of keyless entry on an 18 year old Defender that never had Keyless entry 🤷‍♂️

Avoid Hastings at all costs, seen many policies cancelled for "non standard stickers" it had Defender lettering on the bonnet..... factory fit for some models
 
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Strange, mine went down last year.
Try Admiral as I have a Td5 90, my son has a Ninety (200tdi) and a D2 no problems or restrictions.
I found the specialists more expensive or restrictions, in a garage ( yeah right).
A-plan said we are in a high risk postcode and wanted a lot more money.
 
Phill said:
Just renewed mine on the 8th with Lancaster. £189 for the year.
Do you live in Gaza?
Click to expand...
Cornwall I think.
I know it's quite interesting to compare prices but rather pointless at the same time as so many variations between people circumstances.
For us Lancaster were also not competitive.
Adrian Flux, in the past, we're actually one company you could rely on to insure just about anything. Although I never had much confidence that they had a clue what they were doing.
 
Anaconda said:
Strange, mine went down last year.
Try Admiral as I have a Td5 90, my son has a Ninety (200tdi) and a D2 no problems or restrictions.
I found the specialists more expensive or restrictions, in a garage ( yeah right).
A-plan said we are in a high risk postcode and wanted a lot more money.
Click to expand...
I’m with Admiral too. They were the best price around, didn’t mind the minor modifications either.
 
Sorry to be picky but they are declining to offer you insurance. It's different to refused.
Refused would be if you've previously been found to have put in a fraudulent claim or some other relevant conviction etc
You don't need to tick the box 'have you ever been refused insurance' just because a company wouldn't offer you cover
 
kermit_rr said:
Sorry to be picky but they are declining to offer you insurance. It's different to refused.
Refused would be if you've previously been found to have put in a fraudulent claim or some other relevant conviction etc
You don't need to tick the box 'have you ever been refused insurance' just because a company wouldn't offer you cover
Click to expand...

my daughter had that argument with Hastings Direct ... she been declined insurance because she had an anti-cat theft device fitted and they didn't believe that it didn't boost performance ... :rolleyes::eek:
 
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