MoreThan Insurance - MoreThanEnoughStupidRules

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M

Mark Solesbury

Guest
Morning

Just tried to get the 90 re-insured after the roll, now that its got a
brand new shiny MOT.

Heard something on the Radio about a 40% discount for under 25's if you
dont use the vehicle between 11pm and 6am. (£25 charge if you do - They
fit a tracker to it).

Started to tell them the story about the write off etc which they were
fine with. Took all my details - no problems.

Then they asked about the vehicle - Its a defender 90 i replied. "Sorry
sir, we don't insure them". Why i asked. "They are classed as a Military
Vehicle" I asked why again and was told that they don't insure them as
they do not have the safety features as a 'normal' car. I replied "Its
got an engine and 4 wheels though" and was promptly told that they don't
insure them, and that's the bottom line.

They would however have no problem insuring my 1987 3.5V8 Range Rover.

I dont understand this at all... They are defiantly morethan a bunch of
****ers!

What to do now :(


--
Mark
90 90 200tdi - MOT = Pass :)
87 RR V8 EFI - Sorn'd

http://www.mozilla.com/firefox/ - Firefox Rules!
http://fireftp.mozdev.org/ - FTP Plugin for Firefox
 

"Mark Solesbury" <[email protected]> wrote in message
news:[email protected]...
> Morning
>
> Just tried to get the 90 re-insured after the roll, now that its got a
> brand new shiny MOT.
>
> Heard something on the Radio about a 40% discount for under 25's if you
> dont use the vehicle between 11pm and 6am. (£25 charge if you do - They
> fit a tracker to it).
>
> Started to tell them the story about the write off etc which they were
> fine with. Took all my details - no problems.
>
> Then they asked about the vehicle - Its a defender 90 i replied. "Sorry
> sir, we don't insure them". Why i asked. "They are classed as a Military
> Vehicle" I asked why again and was told that they don't insure them as
> they do not have the safety features as a 'normal' car. I replied "Its got
> an engine and 4 wheels though" and was promptly told that they don't
> insure them, and that's the bottom line.
>
> They would however have no problem insuring my 1987 3.5V8 Range Rover.
>
> I dont understand this at all... They are defiantly morethan a bunch of
> ****ers!
>
> What to do now :(

well dont try Tesco thats for sure!

for me with the Disco (94 3.9 v8) with 15K miles and business use, Tesco are
a clear 180 quid more than everyone else, and thats even bumping the
voluntary up to 250.

So far i'm quite impressed at admiral multi-car, as that brings it down to
480 for the disco, and 250 for SWMBO Mondeo (combined)

Si


 
GrnOval wrote:

>
> for me with the Disco (94 3.9 v8) with 15K miles and business use, Tesco are
> a clear 180 quid more than everyone else, and thats even bumping the
> voluntary up to 250.
>
> So far i'm quite impressed at admiral multi-car, as that brings it down to
> 480 for the disco, and 250 for SWMBO Mondeo (combined)

So I'd best not mention the £80 I pay for my Series IIa with a £80 excess.


--
EMB
 
On or around Sat, 05 Aug 2006 09:15:26 +0100, Mark Solesbury
<[email protected]> enlightened us thusly:

>Morning
>
>Just tried to get the 90 re-insured after the roll, now that its got a
>brand new shiny MOT.
>
>I dont understand this at all... They are defiantly morethan a bunch of
>****ers!

feckin' idiots.

apart from chasing them for credible reasons why they refuse to insure a 90,
I'd suggets you try elsewhere...

NFU seem to be good for land rovers... and, as their advertising says, you
don't have to be a farmer.
--
Austin Shackles. www.ddol-las.net my opinions are just that
"There is plenty of time to win this game, and to thrash the Spaniards
too" Sir Francis Drake (1540? - 1596) Attr. saying when the Armarda was
sighted, 20th July 1588
 
"Austin Shackles" <[email protected]> wrote in message
news:[email protected]...
>
> NFU seem to be good for land rovers... and, as their advertising says, you
> don't have to be a farmer.

Yes, but what their advertising doesn't say is that although you don't need
to be a farmer they have a fairly extensive list of occupations that they
won't insure. Of course, you don't discover that your occupation is on this
"black list" until you declare your occupation and they then tell you they
won't insure you.

Steve :-(


 
"Mark Solesbury" <[email protected]> wrote in message
news:[email protected]...
> What to do now :(

Try Norwich Union Direct, I recently got a quote for a Defender from them
because they do my car and they were not only happy to cover it and share my
car's NCD but were actually competitive with a mate's insurance on his
Defender through one of those specialist companies. Oh and how's this for
strange, they said the van version is a group 8 and the CSW group 32 or
something like that!. Of course I was asking about an unmodified Defender...

Greg


 

"Greg" <[email protected]> wrote in message
news:[email protected]...
> "Mark Solesbury" <[email protected]> wrote in message
> news:[email protected]...
> > What to do now :(
>
> Try Norwich Union Direct, I recently got a quote for a Defender from them
> because they do my car and they were not only happy to cover it and share
my
> car's NCD but were actually competitive with a mate's insurance on his
> Defender through one of those specialist companies. Oh and how's this for
> strange, they said the van version is a group 8 and the CSW group 32 or
> something like that!. Of course I was asking about an unmodified
Defender...
>
> Greg
>
>

They wont insure a 12 seater


 
Steve wrote:

|| "Austin Shackles" <[email protected]> wrote in message
|| news:[email protected]...
|||
||| NFU seem to be good for land rovers... and, as their advertising
||| says, you don't have to be a farmer.
||
|| Yes, but what their advertising doesn't say is that although you
|| don't need to be a farmer they have a fairly extensive list of
|| occupations that they won't insure. Of course, you don't discover
|| that your occupation is on this "black list" until you declare your
|| occupation and they then tell you they won't insure you.
||
|| Steve :-(

I was with NFU for ages (LR90) and only stopped when I took it off the road.
I recently tried to get a quote from them for the Disco and S2a, but they
were not interested. Reading between the lines, they would only consider
insuring a vehicle as part of a much bigger deal (like a big farm, was my
impression). Perhaps I should try a different office?

--
Rich
==============================

I don't approve of signatures, so I don't have one.


 
Richard Brookman <[email protected]> uttered summat
worrerz funny about:
> Steve wrote:
>
>>> "Austin Shackles" <[email protected]> wrote in message
>>> news:[email protected]...
>>>>
>>>> NFU seem to be good for land rovers... and, as their advertising
>>>> says, you don't have to be a farmer.
>>>
>>> Yes, but what their advertising doesn't say is that although you
>>> don't need to be a farmer they have a fairly extensive list of
>>> occupations that they won't insure. Of course, you don't discover
>>> that your occupation is on this "black list" until you declare your
>>> occupation and they then tell you they won't insure you.
>>>
>>> Steve :-(
>
> I was with NFU for ages (LR90) and only stopped when I took it off
> the road. I recently tried to get a quote from them for the Disco and
> S2a, but they were not interested. Reading between the lines, they
> would only consider insuring a vehicle as part of a much bigger deal
> (like a big farm, was my impression). Perhaps I should try a
> different office?

NFU were fine for us, let me include a Bull bar (what can I say I was
young!), covered me for trips between workplaces while at work.

There was some suggestion of actually joining the NFU to get insurance for
me TEF20 but so far it's only come out of the chicken shed 5 or so times
since we've had it.

Lee D


 
Mark Solesbury wrote:
> Morning
>
> Just tried to get the 90 re-insured after the roll, now that its got a
> brand new shiny MOT.
>
> Heard something on the Radio about a 40% discount for under 25's if you
> dont use the vehicle between 11pm and 6am. (£25 charge if you do - They
> fit a tracker to it).
>
> Started to tell them the story about the write off etc which they were
> fine with. Took all my details - no problems.
>
> Then they asked about the vehicle - Its a defender 90 i replied. "Sorry
> sir, we don't insure them". Why i asked. "They are classed as a Military
> Vehicle" I asked why again and was told that they don't insure them as
> they do not have the safety features as a 'normal' car. I replied "Its
> got an engine and 4 wheels though" and was promptly told that they don't
> insure them, and that's the bottom line.
>
> They would however have no problem insuring my 1987 3.5V8 Range Rover.
>
> I dont understand this at all... They are defiantly morethan a bunch of
> ****ers!
>
> What to do now :(
>
>

Strange. My 1986 90 is insured with MoreThan. The
vehicle details on the policy are :-

Landrover 90 SWB Diesel.

This is the second year with them. Fully
comprehensive with a £200 excess I'm paying £123.

RichardB



--
Every day of my life I am forced to add another
person to the list of people who **** me off....
 
On Sat, 05 Aug 2006 11:01:00 +0100, Greg
<[email protected]> wrote:

> "Mark Solesbury" <[email protected]> wrote in message
> news:[email protected]...
>> What to do now :(
> ...
> Oh and how's this for
> strange, they said the van version is a group 8 and the CSW group 32 or
> something like that!.

Aye - people are an expensive liability

> Of course I was asking about an unmodified Defender...

wassat then?

--
William Tasso

Land Rover - 110 V8
Discovery - V8
 
In message <[email protected]>
"Richard Brookman" <[email protected]> wrote:

> Steve wrote:
>
> || "Austin Shackles" <[email protected]> wrote in message
> || news:[email protected]...
> |||
> ||| NFU seem to be good for land rovers... and, as their advertising
> ||| says, you don't have to be a farmer.
> ||
> || Yes, but what their advertising doesn't say is that although you
> || don't need to be a farmer they have a fairly extensive list of
> || occupations that they won't insure. Of course, you don't discover
> || that your occupation is on this "black list" until you declare your
> || occupation and they then tell you they won't insure you.
> ||
> || Steve :-(
>
> I was with NFU for ages (LR90) and only stopped when I took it off the road.
> I recently tried to get a quote from them for the Disco and S2a, but they
> were not interested. Reading between the lines, they would only consider
> insuring a vehicle as part of a much bigger deal (like a big farm, was my
> impression). Perhaps I should try a different office?
>

Since NFU's are basically franchises, I'd try a different "branch" -
Cheadle (Staffs) have no problem with individual motors.

Richard
--
www.beamends-lrspares.co.uk [email protected]
RISC-OS - Where have all the good guys gone?
Lib Dems - Townies keeping comedy alive
 
In message <[email protected]>
"Lee_D" <[email protected]> wrote:

> Richard Brookman <[email protected]> uttered summat
> worrerz funny about:
> > Steve wrote:
> >
> >>> "Austin Shackles" <[email protected]> wrote in message
> >>> news:[email protected]...
> >>>>
> >>>> NFU seem to be good for land rovers... and, as their advertising
> >>>> says, you don't have to be a farmer.
> >>>
> >>> Yes, but what their advertising doesn't say is that although you
> >>> don't need to be a farmer they have a fairly extensive list of
> >>> occupations that they won't insure. Of course, you don't discover
> >>> that your occupation is on this "black list" until you declare your
> >>> occupation and they then tell you they won't insure you.
> >>>
> >>> Steve :-(
> >
> > I was with NFU for ages (LR90) and only stopped when I took it off
> > the road. I recently tried to get a quote from them for the Disco and
> > S2a, but they were not interested. Reading between the lines, they
> > would only consider insuring a vehicle as part of a much bigger deal
> > (like a big farm, was my impression). Perhaps I should try a
> > different office?
>
> NFU were fine for us, let me include a Bull bar (what can I say I was
> young!), covered me for trips between workplaces while at work.
>
> There was some suggestion of actually joining the NFU to get insurance for
> me TEF20 but so far it's only come out of the chicken shed 5 or so times
> since we've had it.
>

Becoming a Countryside member does make things easier.

> Lee D
>
>

Richard

--
www.beamends-lrspares.co.uk [email protected]
RISC-OS - Where have all the good guys gone?
Lib Dems - Townies keeping comedy alive
 
In message <[email protected]>
"Greg" <[email protected]> wrote:

> "Mark Solesbury" <[email protected]> wrote in message
> news:[email protected]...
> > What to do now :(
>
> Try Norwich Union Direct, I recently got a quote for a Defender from them
> because they do my car and they were not only happy to cover it and share my
> car's NCD but were actually competitive with a mate's insurance on his
> Defender through one of those specialist companies. Oh and how's this for
> strange, they said the van version is a group 8 and the CSW group 32 or
> something like that!. Of course I was asking about an unmodified Defender...
>

Elephant.com gave a very good quote on a 110 Station Wagon - I only
tried for an excuse to write them a snotty e-mail! Bum.

> Greg
>
>

Richard

--
www.beamends-lrspares.co.uk [email protected]
RISC-OS - Where have all the good guys gone?
Lib Dems - Townies keeping comedy alive
 
"Richard Brookman" <[email protected]> wrote in message
news:[email protected]...
>Reading between the lines, they would only consider
> insuring a vehicle as part of a much bigger deal (like a big farm, was my
> impression). Perhaps I should try a different office?

I tried the local NFU branch last year, after assurances that they would
very much like to quote for all my insurance needs they wasted about an hour
of my time filling in their forms. I've yet to receive a single quote, not
even a courtesy call to say they aren't interested, a bunch of pillocks, and
that's being polite!.

Greg


 
"William Tasso" <[email protected]> wrote in message
news:eek:[email protected]...
> > Of course I was asking about an unmodified Defender...
>
> wassat then?

A very unusual find I came across at Blanchards!, unfortunately outside my
budget really but I thought I would enquire about insurance so I had a
better picture.

Greg


 
On 2006-08-05, Richard Brookman <[email protected]> wrote:

> I was with NFU for ages (LR90) and only stopped when I took it off the road.
> I recently tried to get a quote from them for the Disco and S2a, but they
> were not interested. Reading between the lines, they would only consider
> insuring a vehicle as part of a much bigger deal (like a big farm, was my
> impression). Perhaps I should try a different office?

I've never had a problem like that with them, I've insured my landy
and my audi with them, and when I first got the pinzgauer I insured it
with them on a month-by-month basis until I sorted out insurance from
a specialist in that type of vehicle. They've never given me any hint
of trouble. That was the Alton office.

--
Blast off and strike the evil Bydo empire!
 
beamendsltd wrote:

||| NFU were fine for us, let me include a Bull bar (what can I say I
||| was young!), covered me for trips between workplaces while at work.
|||
||| There was some suggestion of actually joining the NFU to get
||| insurance for me TEF20 but so far it's only come out of the chicken
||| shed 5 or so times since we've had it.
|||
||
|| Becoming a Countryside member does make things easier.
||
||| Lee D

Thanks chaps - I'll look into it at next renewal.

--
Rich
==============================

I don't approve of signatures, so I don't have one.


 
On Saturday, in article <[email protected]>
[email protected] "Richard Brookman"
wrote:

> beamendsltd wrote:
>
> ||| NFU were fine for us, let me include a Bull bar (what can I say I
> ||| was young!), covered me for trips between workplaces while at work.
> |||
> ||| There was some suggestion of actually joining the NFU to get
> ||| insurance for me TEF20 but so far it's only come out of the chicken
> ||| shed 5 or so times since we've had it.
> |||
> ||
> || Becoming a Countryside member does make things easier.
> ||
> ||| Lee D
>
> Thanks chaps - I'll look into it at next renewal.

You can get more from membership than insurance if you are a Countryside
member, but it's worth checking what the cost is and having it in the
back of your mind when comparing rates. Remember that they do more than
motor insurance, and as a mutual society you may well get a discount in
subsequent years.

(OK, I use them, and the local branch (Brigg) is good.)

--
David G. Bell -- SF Fan, Filker, and Punslinger.

"I am Number Two," said Penfold. "You are Number Six."
 
Steve wrote:

|| "Austin Shackles" <[email protected]> wrote in message
|| news:[email protected]...
|||
||| NFU seem to be good for land rovers... and, as their advertising
||| says, you don't have to be a farmer.
||
|| Yes, but what their advertising doesn't say is that although you
|| don't need to be a farmer they have a fairly extensive list of
|| occupations that they won't insure. Of course, you don't discover
|| that your occupation is on this "black list" until you declare your
|| occupation and they then tell you they won't insure you.
||
|| Steve :-(

I was with NFU for ages (LR90) and only stopped when I took it off the road.
I recently tried to get a quote from them for the Disco and S2a, but they
were not interested. Reading between the lines, they would only consider
insuring a vehicle as part of a much bigger deal (like a big farm, was my
impression). Perhaps I should try a different office?

--
Rich
==============================

I don't approve of signatures, so I don't have one.


 
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