Day 5 In the Insurance cover House...

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Lee_D

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and still no sign of the assessor.

I've now got a new benchmark for my stressometer.

:-(

--

www.lrproject.com

Workshop photos from Landrover repairs
& other such tinkerings.
Home of Percy the Jag powered Landrover



 
"Lee_D" <[email protected]> wrote in message
news:Ee0%[email protected]...
> and still no sign of the assessor.
>
> I've now got a new benchmark for my stressometer.


Assessor came yesterday morning... His initial comments were it's an easy
fix and that he thought I'd overestimated the level of damage on the phone.
I asked him if he'd noted the sills and the running board being 4 inches
lower at the front than it should be. He then felt the underside and said
"Oh... right.... that tips the balance a little.. I'll have to go and price
all this up.. I think itmay be a write off."

Now I don't know if I should have just kept shtum and let them get on with
it and fix it "easily". Nothing heard yet.

It's one week today since the collision, I've made over 50 phonecalls to
progress this and been let down on four different days.

The thought of fixing the Rangie myself has me very depressed, the thought
of shopping for another motor has me equally depressed and the though of the
loss of £1600 in cosmetic non essential stuff spent on the rangie alone
since purchase has taken the shine off purchasing someone elses tat if you
see what I mean.

And to top it all some git posted a machine mart catalogue through the door.

to be continued......



 
On or around Wed, 08 Sep 2004 11:36:05 GMT, "Lee_D" <[email protected]>
enlightened us thusly:

>"Lee_D" <[email protected]> wrote in message
>news:Ee0%[email protected]...
>> and still no sign of the assessor.
>>
>> I've now got a new benchmark for my stressometer.

>
>Assessor came yesterday morning... His initial comments were it's an easy
>fix and that he thought I'd overestimated the level of damage on the phone.
>I asked him if he'd noted the sills and the running board being 4 inches
>lower at the front than it should be. He then felt the underside and said
>"Oh... right.... that tips the balance a little.. I'll have to go and price
>all this up.. I think itmay be a write off."


some fecking assessor. which insurance company, so we can all avoid 'em
like the plague?

>Now I don't know if I should have just kept shtum and let them get on with
>it and fix it "easily". Nothing heard yet.


they'd only have decided later to write 'er off, I betcha.

>The thought of fixing the Rangie myself has me very depressed, the thought
>of shopping for another motor has me equally depressed and the though of the
>loss of £1600 in cosmetic non essential stuff spent on the rangie alone
>since purchase has taken the shine off purchasing someone elses tat if you
>see what I mean.


mind, if you buy another rangie, I assume at least some of the cosmetic
stuff can be transferred if necessary?

>And to top it all some git posted a machine mart catalogue through the door.


there y'go, then, buy a welder and get busy :)

seriously, though, is the chassis straight? If so, bodywork is not a major
issue for a competent body shop, they'll just cut out the damaged bits and
replace. IME you need to push for having it repaired by a local shop which
you're on good terms with - you then get to discuss it and to supply S/H
panels etc. which makes a lot of difference to the insurance verdict. When
I had the Citroen crunched a few years back, the recovery lot employed by
the insurer took it off to their garage, quoted about 3500 quid to repair it
including all manner of stuff that I suspected highly. I told 'em to send
me a copy of the written quote, then had it hauled back to the local garage,
whom I trust, and we looked at it. Unnecessary work they'd quoted for
included:

remove dash panel
replace alternator
remove/replace engine

and some others I forget - bearing in mind that the doors still shut in line
the cage of the car was sound, so there was no need to remove the dash, the
alternator was in perfect order, and the engine didn't need to come out to
repair the panel damage. The guy at the local garage, on reading their
quote, thought they were taking the **** and hoping to get the vehicle cheap
for salvage.

I bought another car with a blown engine to get the panels off it to repair
mine, for 50 quid, and in the end the claim went through at just over 2
grand, which they OKed and repaired it. If I'd just accepted the original
verdict (which included putting new panels on an 7-year-old car - good S/H
were more than adequate to restore it to the condition it started in) I'd
have lost it, and got paid out not enough to buy another.


 
"Austin Shackles" <[email protected]> wrote in message
news:[email protected]...


>
> >Now I don't know if I should have just kept shtum and let them get on

with
> >it and fix it "easily". Nothing heard yet.

>
> they'd only have decided later to write 'er off, I betcha.


Yeah.. a real PITA this.

> mind, if you buy another rangie, I assume at least some of the cosmetic
> stuff can be transferred if necessary?


1 Alloy and 1 running board was mangled in the collision :-(

>
> >And to top it all some git posted a machine mart catalogue through the

door.
>
> there y'go, then, buy a welder and get busy :)


Welders I have... its the plasma cutter and monster compressor pages I have
to try and ignore.

:0)

Tooling to do the job isn't an issue.. Its the queue to get in the garage..
currently blocked by a rather large landrover requiring paint that won't fit
through the doors.

Lee D


 
"Lee_D" <[email protected]> wrote in message
news:F8C%[email protected]...

> > I've now got a new benchmark for my stressometer.


> to be continued......


New levels in incompetence reached.

Yesterday I called to fing out the progress, Kay wasn't in she was out to
lunch so James left her an Email to recontact me...4pm nothing.. recontacted
"Hello is Kay there" , "No I'm sorry she has left for the afternoon"..
GREAT!.. reiterate sad tale to James who states, "I'll ring the engineers
now Mr Davies and get right back to you"..... Yeah right...

1030 hours today , a further call to James along the lines of whats
happening. I was told the Assesor on Tuesday should tell me the settlement
value there and then and if not in anycase within 24 hours. SO here was the
reply I got on my voice mail at 1114 after considering my question.

"Hello Mr Davies, the insurance assessors engineer should be around in a
couple of days to take a look at your car and they should let you know the
situation from there."

erm.... that will be the bloke who came on Tuesday morning at 7am then would
it?

And they had the CHEEK to tell me I had a RESPONISIBILITY to keep costs down
when I initially questioned a hire car. It's as Well I did. With the fuel
I'd have run of running Percy or the 101 I'd have eaten up any settlement by
the time they sort it.

I'm going off now to invent a few new swear words.

I'm confident the saga will continue.. the Hire car is on 4400 miles and is
due a service at 13000 miles.. wonder what I'll get while it's in.

Lee D
--

www.lrproject.com

Workshop photos from Landrover repairs
& other such tinkerings.
Home of Percy the Jag powered Landrover



 
"Lee_D" <[email protected]> wrote in message
news:cOW%[email protected]...
> I'm confident the saga will continue.. the Hire car is on 4400 miles and

is
> due a service at 13000 miles.. wonder what I'll get while it's in.


Well we agreed a settlement figure. Just waiting for the pennies now.
Pulling apart has begun :-(

Lee D


 
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