Q
Q
Guest
As you have to be insured and taxed to use a Byway, does normal car
insurance cover you on a byway?
Q
insurance cover you on a byway?
Q
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A
Alex
Guest
On Sun, 7 May 2006 10:08:11 +0100, "Q" <[email protected]> wrote:
>As you have to be insured and taxed to use a Byway, does normal car
>insurance cover you on a byway?
>
Check the small print, but it's a public road/right of way and thus
has the same status as any other road, so i can't see the problem.
Would be unusual for an insurance policy to specifically exclude
byways.
Alex
>As you have to be insured and taxed to use a Byway, does normal car
>insurance cover you on a byway?
>
Check the small print, but it's a public road/right of way and thus
has the same status as any other road, so i can't see the problem.
Would be unusual for an insurance policy to specifically exclude
byways.
Alex
Q
Q
Guest
"Alex" <[email protected]> wrote in message
news:[email protected]...
> On Sun, 7 May 2006 10:08:11 +0100, "Q" <[email protected]> wrote:
>
> >As you have to be insured and taxed to use a Byway, does normal car
> >insurance cover you on a byway?
> >
>
> Check the small print, but it's a public road/right of way and thus
> has the same status as any other road, so i can't see the problem.
> Would be unusual for an insurance policy to specifically exclude
> byways.
>
> Alex
in the exlude bit, it says thay they will not cover 4x4 events. Thats all
that is mentioned.
q
B
beamendsltd
Guest
In message <[email protected]>
"Q" <[email protected]> wrote:
> As you have to be insured and taxed to use a Byway, does normal car
> insurance cover you on a byway?
>
> Q
>
>
If the road is legal, then it is a road and you are covered, the
abscence if tarmac makes no difference. Expect a fight though
(unless with the NFU).
Richard
--
www.beamends-lrspares.co.uk [email protected]
RISC-OS - Where have all the good guys gone?
Boycott the Yorkshire Dales - No Play, No Pay
"Q" <[email protected]> wrote:
> As you have to be insured and taxed to use a Byway, does normal car
> insurance cover you on a byway?
>
> Q
>
>
If the road is legal, then it is a road and you are covered, the
abscence if tarmac makes no difference. Expect a fight though
(unless with the NFU).
Richard
--
www.beamends-lrspares.co.uk [email protected]
RISC-OS - Where have all the good guys gone?
Boycott the Yorkshire Dales - No Play, No Pay
A
AJG
Guest
In message <462143234e%[email protected]>, beamendsltd
<[email protected]> writes
>In message <[email protected]>
> "Q" <[email protected]> wrote:
>
>> As you have to be insured and taxed to use a Byway, does normal car
>> insurance cover you on a byway?
>>
>> Q
>>
>>
>
>If the road is legal, then it is a road and you are covered, the
>abscence if tarmac makes no difference. Expect a fight though
>(unless with the NFU).
>
Should be no fight as there has already been a test case concerning
this. Any part of the public highway, including legal extensions to the
public highway such as supermarket car parks, event car parks or
anywhere else public vehicles are freely allowed access, obviously
excluding areas where drivers have to pay for entry, are automatically
covered by standard insurance. It is illegal for the insurance company
to withdraw insurance under these conditions.
--
AndyG
<[email protected]> writes
>In message <[email protected]>
> "Q" <[email protected]> wrote:
>
>> As you have to be insured and taxed to use a Byway, does normal car
>> insurance cover you on a byway?
>>
>> Q
>>
>>
>
>If the road is legal, then it is a road and you are covered, the
>abscence if tarmac makes no difference. Expect a fight though
>(unless with the NFU).
>
Should be no fight as there has already been a test case concerning
this. Any part of the public highway, including legal extensions to the
public highway such as supermarket car parks, event car parks or
anywhere else public vehicles are freely allowed access, obviously
excluding areas where drivers have to pay for entry, are automatically
covered by standard insurance. It is illegal for the insurance company
to withdraw insurance under these conditions.
--
AndyG
D
David G. Bell
Guest
On Sunday, in article
<[email protected]>
[email protected] "AJG" wrote:
> In message <462143234e%[email protected]>, beamendsltd
> <[email protected]> writes
> >In message <[email protected]>
> > "Q" <[email protected]> wrote:
> >
> >> As you have to be insured and taxed to use a Byway, does normal car
> >> insurance cover you on a byway?
> >>
> >> Q
> >>
> >>
> >
> >If the road is legal, then it is a road and you are covered, the
> >abscence if tarmac makes no difference. Expect a fight though
> >(unless with the NFU).
> >
> Should be no fight as there has already been a test case concerning
> this. Any part of the public highway, including legal extensions to the
> public highway such as supermarket car parks, event car parks or
> anywhere else public vehicles are freely allowed access, obviously
> excluding areas where drivers have to pay for entry, are automatically
> covered by standard insurance. It is illegal for the insurance company
> to withdraw insurance under these conditions.
"excluding areas where drivers have to pay for entry" sounds like an
oversimplification. Onviously, places like toll roads are part of the
public highway. Aren't they?
--
David G. Bell -- SF Fan, Filker, and Punslinger.
"I am Number Two," said Penfold. "You are Number Six."
<[email protected]>
[email protected] "AJG" wrote:
> In message <462143234e%[email protected]>, beamendsltd
> <[email protected]> writes
> >In message <[email protected]>
> > "Q" <[email protected]> wrote:
> >
> >> As you have to be insured and taxed to use a Byway, does normal car
> >> insurance cover you on a byway?
> >>
> >> Q
> >>
> >>
> >
> >If the road is legal, then it is a road and you are covered, the
> >abscence if tarmac makes no difference. Expect a fight though
> >(unless with the NFU).
> >
> Should be no fight as there has already been a test case concerning
> this. Any part of the public highway, including legal extensions to the
> public highway such as supermarket car parks, event car parks or
> anywhere else public vehicles are freely allowed access, obviously
> excluding areas where drivers have to pay for entry, are automatically
> covered by standard insurance. It is illegal for the insurance company
> to withdraw insurance under these conditions.
"excluding areas where drivers have to pay for entry" sounds like an
oversimplification. Onviously, places like toll roads are part of the
public highway. Aren't they?
--
David G. Bell -- SF Fan, Filker, and Punslinger.
"I am Number Two," said Penfold. "You are Number Six."
M
Matthew Maddock
Guest
> "excluding areas where drivers have to pay for entry" sounds like an
> oversimplification. Onviously, places like toll roads are part of the
> public highway. Aren't they?
What happens if you pay someone to guide you on the byways?!
Matt
> oversimplification. Onviously, places like toll roads are part of the
> public highway. Aren't they?
What happens if you pay someone to guide you on the byways?!
Matt
S
SteveG
Guest
Matthew Maddock wrote:
>> "excluding areas where drivers have to pay for entry" sounds like an
>> oversimplification. Onviously, places like toll roads are part of the
>> public highway. Aren't they?
>
> What happens if you pay someone to guide you on the byways?!
>
> Matt
That's no different from paying someone to guide you on a tarmac road.
Legally a BOAT is part of the public highway and as such is covered by
ALL motor insurance in the UK.
--
Regards
Steve G
>> "excluding areas where drivers have to pay for entry" sounds like an
>> oversimplification. Onviously, places like toll roads are part of the
>> public highway. Aren't they?
>
> What happens if you pay someone to guide you on the byways?!
>
> Matt
That's no different from paying someone to guide you on a tarmac road.
Legally a BOAT is part of the public highway and as such is covered by
ALL motor insurance in the UK.
--
Regards
Steve G
A
AJG
Guest
In message <[email protected]>, David G. Bell
<[email protected]> writes
>
>"excluding areas where drivers have to pay for entry" sounds like an
>oversimplification. Onviously, places like toll roads are part of the
>public highway. Aren't they?
>
could be an oversimplification except that toll roads are public highway
which you pay to use whereas my comment related to areas being used as
extensions to the public highway by granting the public free access or
not as the case may be.
--
AndyG
<[email protected]> writes
>
>"excluding areas where drivers have to pay for entry" sounds like an
>oversimplification. Onviously, places like toll roads are part of the
>public highway. Aren't they?
>
could be an oversimplification except that toll roads are public highway
which you pay to use whereas my comment related to areas being used as
extensions to the public highway by granting the public free access or
not as the case may be.
--
AndyG
B
beamendsltd
Guest
In message <[email protected]>
Matthew Maddock <[email protected]> wrote:
> > "excluding areas where drivers have to pay for entry" sounds like an
> > oversimplification. Onviously, places like toll roads are part of the
> > public highway. Aren't they?
>
> What happens if you pay someone to guide you on the byways?!
>
> Matt
They'd probably try and claim it was a competetive event to wriggle
out of it!
Richard
--
www.beamends-lrspares.co.uk [email protected]
RISC-OS - Where have all the good guys gone?
Boycott the Yorkshire Dales - No Play, No Pay
Matthew Maddock <[email protected]> wrote:
> > "excluding areas where drivers have to pay for entry" sounds like an
> > oversimplification. Onviously, places like toll roads are part of the
> > public highway. Aren't they?
>
> What happens if you pay someone to guide you on the byways?!
>
> Matt
They'd probably try and claim it was a competetive event to wriggle
out of it!
Richard
--
www.beamends-lrspares.co.uk [email protected]
RISC-OS - Where have all the good guys gone?
Boycott the Yorkshire Dales - No Play, No Pay
M
Matthew Maddock
Guest
>> What happens if you pay someone to guide you on the byways?!
>>
>> Matt
>
> That's no different from paying someone to guide you on a tarmac road.
> Legally a BOAT is part of the public highway and as such is covered by
> ALL motor insurance in the UK.
I was just being objectionable!
S
SteveG
Guest
Matthew Maddock wrote:
>
>>> What happens if you pay someone to guide you on the byways?!
>>>
>>> Matt
>>
>> That's no different from paying someone to guide you on a tarmac road.
>> Legally a BOAT is part of the public highway and as such is covered by
>> ALL motor insurance in the UK.
>
> I was just being objectionable!
Sorry Matthew, I thought you were just being yourself <BCG>
--
Regards
Steve G
>
>>> What happens if you pay someone to guide you on the byways?!
>>>
>>> Matt
>>
>> That's no different from paying someone to guide you on a tarmac road.
>> Legally a BOAT is part of the public highway and as such is covered by
>> ALL motor insurance in the UK.
>
> I was just being objectionable!
Sorry Matthew, I thought you were just being yourself <BCG>
--
Regards
Steve G
P
Phil Gardiner
Guest
"beamendsltd" <[email protected]> wrote in message
news:7cbd7234e%[email protected]...
> In message <[email protected]>
> Matthew Maddock <[email protected]>
> wrote:
>
>> > "excluding areas where drivers have to pay for entry" sounds like an
>> > oversimplification. Onviously, places like toll roads are part of the
>> > public highway. Aren't they?
>>
>> What happens if you pay someone to guide you on the byways?!
>>
>> Matt
>
> They'd probably try and claim it was a competetive event to wriggle
> out of it!
>
> Richard
> --
> www.beamends-lrspares.co.uk [email protected]
> RISC-OS - Where have all the good guys gone?
> Boycott the Yorkshire Dales - No Play, No Pay
I which case, being the honest citizen that I am, I'd probably call the
police and turn myself in for breaking the law and racing on the public
highway. Can't really see that the insurance company could then argue when
I'm *not* arrested and charged.
Phil
news:7cbd7234e%[email protected]...
> In message <[email protected]>
> Matthew Maddock <[email protected]>
> wrote:
>
>> > "excluding areas where drivers have to pay for entry" sounds like an
>> > oversimplification. Onviously, places like toll roads are part of the
>> > public highway. Aren't they?
>>
>> What happens if you pay someone to guide you on the byways?!
>>
>> Matt
>
> They'd probably try and claim it was a competetive event to wriggle
> out of it!
>
> Richard
> --
> www.beamends-lrspares.co.uk [email protected]
> RISC-OS - Where have all the good guys gone?
> Boycott the Yorkshire Dales - No Play, No Pay
I which case, being the honest citizen that I am, I'd probably call the
police and turn myself in for breaking the law and racing on the public
highway. Can't really see that the insurance company could then argue when
I'm *not* arrested and charged.
Phil
B
beamendsltd
Guest
In message <[email protected]>
"Phil Gardiner" <[email protected]> wrote:
> "beamendsltd" <[email protected]> wrote in message
> news:7cbd7234e%[email protected]...
> > In message <[email protected]>
> > Matthew Maddock <[email protected]>
> > wrote:
> >
> >> > "excluding areas where drivers have to pay for entry" sounds like an
> >> > oversimplification. Onviously, places like toll roads are part of the
> >> > public highway. Aren't they?
> >>
> >> What happens if you pay someone to guide you on the byways?!
> >>
> >> Matt
> >
> > They'd probably try and claim it was a competetive event to wriggle
> > out of it!
> >
> > Richard
> > --
> > www.beamends-lrspares.co.uk [email protected]
> > RISC-OS - Where have all the good guys gone?
> > Boycott the Yorkshire Dales - No Play, No Pay
>
> I which case, being the honest citizen that I am, I'd probably call the
> police and turn myself in for breaking the law and racing on the public
> highway. Can't really see that the insurance company could then argue when
> I'm *not* arrested and charged.
>
A treasure hunt can be classed as a competetive event, if the insurers
choose to do so. I can't remember who the insurer was, but Mark had
a porblem with a claim against him in his Jensen some years back during
such an event. I don't know what the outcome was, but he was breaking
no traffic laws, i.e not charged with anything.
> Phil
>
Richard
--
www.beamends-lrspares.co.uk [email protected]
RISC-OS - Where have all the good guys gone?
Boycott the Yorkshire Dales - No Play, No Pay
"Phil Gardiner" <[email protected]> wrote:
> "beamendsltd" <[email protected]> wrote in message
> news:7cbd7234e%[email protected]...
> > In message <[email protected]>
> > Matthew Maddock <[email protected]>
> > wrote:
> >
> >> > "excluding areas where drivers have to pay for entry" sounds like an
> >> > oversimplification. Onviously, places like toll roads are part of the
> >> > public highway. Aren't they?
> >>
> >> What happens if you pay someone to guide you on the byways?!
> >>
> >> Matt
> >
> > They'd probably try and claim it was a competetive event to wriggle
> > out of it!
> >
> > Richard
> > --
> > www.beamends-lrspares.co.uk [email protected]
> > RISC-OS - Where have all the good guys gone?
> > Boycott the Yorkshire Dales - No Play, No Pay
>
> I which case, being the honest citizen that I am, I'd probably call the
> police and turn myself in for breaking the law and racing on the public
> highway. Can't really see that the insurance company could then argue when
> I'm *not* arrested and charged.
>
A treasure hunt can be classed as a competetive event, if the insurers
choose to do so. I can't remember who the insurer was, but Mark had
a porblem with a claim against him in his Jensen some years back during
such an event. I don't know what the outcome was, but he was breaking
no traffic laws, i.e not charged with anything.
> Phil
>
Richard
--
www.beamends-lrspares.co.uk [email protected]
RISC-OS - Where have all the good guys gone?
Boycott the Yorkshire Dales - No Play, No Pay
P
Phil Gardiner
Guest
"beamendsltd" <[email protected]> wrote in message
news:9a464f244e%[email protected]...
> In message <[email protected]>
> "Phil Gardiner" <[email protected]> wrote:
>
>> "beamendsltd" <[email protected]> wrote in message
>> news:7cbd7234e%[email protected]...
>> > In message <[email protected]>
>> > Matthew Maddock <[email protected]>
>> > wrote:
>> >
>> >> > "excluding areas where drivers have to pay for entry" sounds like an
>> >> > oversimplification. Onviously, places like toll roads are part of
>> >> > the
>> >> > public highway. Aren't they?
>> >>
>> >> What happens if you pay someone to guide you on the byways?!
>> >>
>> >> Matt
>> >
>> > They'd probably try and claim it was a competetive event to wriggle
>> > out of it!
>> >
>> > Richard
>> > --
>> > www.beamends-lrspares.co.uk [email protected]
>> > RISC-OS - Where have all the good guys gone?
>> > Boycott the Yorkshire Dales - No Play, No Pay
>>
>> I which case, being the honest citizen that I am, I'd probably call the
>> police and turn myself in for breaking the law and racing on the public
>> highway. Can't really see that the insurance company could then argue
>> when
>> I'm *not* arrested and charged.
>>
>
> A treasure hunt can be classed as a competetive event, if the insurers
> choose to do so. I can't remember who the insurer was, but Mark had
> a porblem with a claim against him in his Jensen some years back during
> such an event. I don't know what the outcome was, but he was breaking
> no traffic laws, i.e not charged with anything.
>
>> Phil
>>
>
> Richard
>
> --
> www.beamends-lrspares.co.uk [email protected]
> RISC-OS - Where have all the good guys gone?
> Boycott the Yorkshire Dales - No Play, No Pay
I stand corrected.
news:9a464f244e%[email protected]...
> In message <[email protected]>
> "Phil Gardiner" <[email protected]> wrote:
>
>> "beamendsltd" <[email protected]> wrote in message
>> news:7cbd7234e%[email protected]...
>> > In message <[email protected]>
>> > Matthew Maddock <[email protected]>
>> > wrote:
>> >
>> >> > "excluding areas where drivers have to pay for entry" sounds like an
>> >> > oversimplification. Onviously, places like toll roads are part of
>> >> > the
>> >> > public highway. Aren't they?
>> >>
>> >> What happens if you pay someone to guide you on the byways?!
>> >>
>> >> Matt
>> >
>> > They'd probably try and claim it was a competetive event to wriggle
>> > out of it!
>> >
>> > Richard
>> > --
>> > www.beamends-lrspares.co.uk [email protected]
>> > RISC-OS - Where have all the good guys gone?
>> > Boycott the Yorkshire Dales - No Play, No Pay
>>
>> I which case, being the honest citizen that I am, I'd probably call the
>> police and turn myself in for breaking the law and racing on the public
>> highway. Can't really see that the insurance company could then argue
>> when
>> I'm *not* arrested and charged.
>>
>
> A treasure hunt can be classed as a competetive event, if the insurers
> choose to do so. I can't remember who the insurer was, but Mark had
> a porblem with a claim against him in his Jensen some years back during
> such an event. I don't know what the outcome was, but he was breaking
> no traffic laws, i.e not charged with anything.
>
>> Phil
>>
>
> Richard
>
> --
> www.beamends-lrspares.co.uk [email protected]
> RISC-OS - Where have all the good guys gone?
> Boycott the Yorkshire Dales - No Play, No Pay
I stand corrected.
