What insurance company you with?
I valued my 1992 90 at £4000 as its all stock when i picked it up. Adding to it as i go.
How i see it is that insurance companys will pay out what they say book price is worth and if you have proof of value of the extras they will make a offer on them.
I think they just up the policy price if you have more bits on the car because its more likely to be nicked. When ever i have had wheels or other bits and bobs on my cars in the past, i have told the insurance that i'd not want them replaced. That way they know about the parts and i dont pay over the odd's to insure it.
Lancaster Insurance. I pay £205 fully comp for me and the wife to drive it. Being over 50 has it's benefits.
My Landy was full rebuilt on a Galvanised chassis. I gave them this list that was given to me by the guy I bought it from. He also gave me most of the receipts for the parts.
2009 Nut & Bolt Rebuild.
Richards TD5 galvanised chassis.
Reconditioned 300 TDI engine.
New engine Mounts & wiring loom.
R380 Gearbox.
Clutch Kit
Complete TD5 CSW Bodyparts.
Alpine roof with sunroof.
NAS 90 Rear Petrol Tank.
Pro Comp Springs. 50mm lift.
Terra Firma shocks 50mm lift.
Suspension Cassis Bush Set
Janspeed Stainless Exhaust.
Allsport full intercooler.
New Front seats.
2 Forward Facing rear seats.
Chequerplate rear interior.
Chequerplate Wing & door kit.
Front winch Bumper.
Rear NAS 90 Bumper.
Rock Sliders.
Swing away spare wheel carrier.
Toad Ai606 Immobiliser alarm.
Bearmach Snorkel.
4 Boost Deep Dish Alloys.
4 X 30 mm wheel spacers.
Cooper Tyres 265/70/16
Galvanised window grills.
Steering guard.
Front & rear Diff guards.
S/H TD5 Front & Rear axle.
Discs & pads all round.
Braided extended brake hoses.
New handbrake cable.
Cranked Trailing arms.
Full Inside & out G4 Replica Paint job.
Full Polybush set.
Nuts & Bolts, Gaskets etc
