waldershelf
Well-Known Member
Don't let the insurance company take you for a ride on this. You don't have to do what they say. All the crap about cat this and cat that is all rubbish it's your vehicle and all the decisions about it are yours,, the categories only come into play when they have taken ownership of the vehicle and not before. You are the owner of the vehicle and you make the decisions.
Consider this if your vehicle was insured third party, you would have had to pay for it's recovery and it would be parked on your drive in all its wrecked glory. It would not be recorded as any sort of "write off" or appear on any data base and you would be free to do what you want with the wreck, repair it, restore it, break it for spare,. whatever your hearts desire and it would not be recorded on any stupid insurance data base or anywhere else. don't let the bastids take you for a mug, you insist on what you want and don't let 'em take the ****.
It's still your vehicle despite what the insurance companies will say and you make the decisions.
Consider this if your vehicle was insured third party, you would have had to pay for it's recovery and it would be parked on your drive in all its wrecked glory. It would not be recorded as any sort of "write off" or appear on any data base and you would be free to do what you want with the wreck, repair it, restore it, break it for spare,. whatever your hearts desire and it would not be recorded on any stupid insurance data base or anywhere else. don't let the bastids take you for a mug, you insist on what you want and don't let 'em take the ****.
It's still your vehicle despite what the insurance companies will say and you make the decisions.
Pikey
Dummy Ejection Facilitator..
Total crap!!
If he wants his insurance to pay him it has to be assessed by their assessor. S/He will decide what category of damage it has sustained and Once he's made that decision the insurers will either write it off or authorise it's repair.
Once they've decided on the category of damage it's on the Database and nothing you can do will get it changed.
A Categorisation is legally binding. DVLA will not allow the use of a Cat A or B motor on a public highway. Cat A tends to be Fire damaged motors So the OP is prob looking at a Cat B writeoff and as such all he can do is break it for parts. That's the Law, nothing to do with ownership or the insurance companies wishes or rules.
easye1
Banned
what he sez..
I had a very nice cat C (i think) Honda Legend done by a mate, had to repair it, then get it vin checked, then recieved V5 with the cat C on the front cover.
was a lovely motor, which he gave to me for free
as i`d helped him over the years.
waldershelf
Well-Known Member
Total crap yourself, what happens to a vehicle that's not insured fully comp? The insurance company don't get involved at all, no record of any category. The categories only come into play when a vehicle gets into the "system"
Pikey
Dummy Ejection Facilitator..
Yes but he wants some money from his insurance company. So he has to let them assess it. And if they assess it they'll categorise it. If he didn't want to involve his insurers there'd have been no fooking point starting this thread.
Your "point" is pointless. It like saying" How much money will I earn if I don't go to work"
defenderdog
Active Member
Red hand is right. Sadly the insurance have me by the balls. I will say again that I would like it back, but I only want it to break it for parts to sell I have no intention of putting it back on the road. I will say about going to them to remove wheels etc but it could cost more in time and loss of wages than what I can get for the parts. I'm fighting a losing battle really and now I'm just fighting to get the most money out of them I can to equal to the price of a replacement motor. I have to call them Tuesday with a price I want. I've been offered £1900 but from what I've seen going that wants to be about £2500 min. It was a 2000 W td5 GS with 220k on the clock. In good all round nick with lots spent on brakes,Tyres,suspension etc. what do you lot think I should ask for?
