who is that with ???
**** thats a bit much
I'm with the NFU.
As you say any non performance mods are ok and dont effect the premium.
But i have found over the last 3 years (even though they give you a mutual reward discount as well as your NCD) it has gone up just over £100.
In the 1st year it was for anydriver over 30.
2nd year was me and 2 named drivers.
Now in the 3rd year its just me and its still £100 more than 3 yrs ago.
200tdi, 38yrs young and never made a claim in the 21years I've passed me test.
and its still £260 fully comp & protected