sUnny, if you chop trees and put em in your car, if you use it for digging the road, if you deliver pizzas, if you do anything to do with WORK using the car its Cmmmercial, if you drive it chavving it up round your local town then its a CAR on NORMAL insurance, but my advice is dont go Chavvin it up in a Gaylander cos 1...it aint cool, and 2...you will get laughed at.....3...you will probobly break down if you hget the petrol version..