An internal chip is not that obvious...its 2 layers deep inside the ecu....and looks just like the chip you swap it with.

A remap is even less obvious as its on the original chip.
Ok external chips will be easy spotted but unless your dead, (you wont be too bothered if you are) youd be stupid not to take it off before an insurance assessor showed up....along with all the other bits and the bald tyres
Anyway back to all the wirry bits exploding...
My p38 is manual

So looks like it wont self destruct up as soon as I take the chip out the packet