Ins/ Who can i try?

Heavy Breather · Dec 6, 2012

Any ideas who i can try for insurance for my 23yr old son, he wants to buy a 90 (mine) nobody seems to want to touch him as he's under 25. I've tried PBest, Lancaster they wanted to know the difference between a roll bar and a bull bar !! and flux are going to ring me back (with a stupid quote proberly) NFU would only ins him as a second driver for 15hundred quid !!
There must be someone insuring under 25s

The 90s been modified, ain't they all?

HELP

PRETTY PLEASE

Soloby Rob · Dec 6, 2012

Just use the search button mate, it's been done to death on here and there's no simple answer.

wiltshire landyman · Dec 6, 2012

give me strength..

nearly as bad as whats the biggest tyres I can fit on my landy

Heavy Breather · Dec 6, 2012

wiltshire landyman said:
give me strength..

nearly as bad as whats the biggest tyres I can fit on my landy[/quot

And what are the biggest tyres i can fit???

Thought i'd ask on the ins as until recently i had no prob adding him to my ins for short periods and now i can't, thought perhaps things had changed recently.

AND when did the government announce that vehicles registered before 1960 did not need an MOT

Costlyy · Dec 6, 2012

Bell insured me fully comp on my 90 for £600 with £100 excess. I'm 21 with 3 years NCB on daily drive.

It's all about where you are and how often you drive, that's all that really matters. If you're on the road more, you're more of a risk.

Be careful of big insurance companies trying to stiff you with a fronting policy, if you want a reasonable price he's going to have to be main driver.

disco147 · Dec 6, 2012

shouldn't have a problem gettin yer own policy - i'm 23 with 1 years NCB no claims and 6 points that have expired but I still have to declare for another year :doh:

Insured on a modified disco 300tdi yet I can't get on my ol mans jag OR his identical but unmodified disco as a named driver... madness as the insurance for both is cheaper if I have my own policy than my disco's

auf_wiedersehen_pet · Dec 6, 2012

Heavy Breather said:
I've tried PBest

Peter Best - Don't waste your time - robbing bastards!!

I went to these in 2005 with 15 years NCB. This September I decided to shop about for a better price and found out that I was on a policy with no NCB - more to the point my previous 15 years were "spent". I checked all of my paperwork, no evidence whatsoever to confirm this.

21 years down the ****ter!

Costlyy · Dec 6, 2012

auf_wiedersehen_pet said:
Peter Best - Don't waste your time - robbing bastards!!

I went to these in 2005 with 15 years NCB. This September I decided to shop about for a better price and found out that I was on a policy with no NCB - more to the point my previous 15 years were "spent". I checked all of my paperwork, no evidence whatsoever to confirm this.

21 years down the ****ter!

Some insurance companies reconise NCB even though it's technically not. I was given an extra years NCB on my Saab because I was named driver on a policy ages ago that did not accrue NCB.

As long as you have proof, I can't see it being much of a problem.

Optimus Prime · Dec 6, 2012

try co-op, do a good deal because they fit a smart box (f.o.c.) meant a difference of 2K for my 18 year old son.

Jay reKx · Dec 7, 2012

flux (adrian or direct) have always insured me on 4x4s under 25

Heavy Breather · Dec 7, 2012

Optimus Prime said:
try co-op, do a good deal because they fit a smart box (f.o.c.) meant a difference of 2K for my 18 year old son.

Cheers OP. Standard co-op ins wanted over 2k, the young driver ins won't insure because of mods, didn't want to know what the mods are.

Heavy Breather · Dec 7, 2012

auf_wiedersehen_pet said:
Peter Best - Don't waste your time - robbing bastards!!

I went to these in 2005 with 15 years NCB. This September I decided to shop about for a better price and found out that I was on a policy with no NCB - more to the point my previous 15 years were "spent". I checked all of my paperwork, no evidence whatsoever to confirm this.

21 years down the ****ter!

I know someone else that happened to, my lad has no NCB so it don't matter to him but thats a real bummer

Heavy Breather · Dec 7, 2012

Footman James seemed a popular one when i did a search but they won't touch him as he's under 25.

Adrian Flux still not rung back.

Waiting for bell to ring back as well

Heavy Breather · Dec 7, 2012

At this rate he won't be buying my 90, I might be advertising it on here !!

Tarantula · Dec 7, 2012

£1,500 is not a lot to pay.

I am 28, when I was 18 I paid £1,800 for a group 1(!!!) fiat panda 4x4.

Some things you just have to bite the bulllet with..

robint · Dec 7, 2012

why cant you keep him as a named driver on your insurance ? i know he,s want to buy it , but thats only an agreement between you and him !!

LandyRover23 · Dec 7, 2012

Heavy Breather said:
Any ideas who i can try for insurance for my 23yr old son, he wants to buy a 90 (mine) nobody seems to want to touch him as he's under 25. I've tried PBest, Lancaster they wanted to know the difference between a roll bar and a bull bar !! and flux are going to ring me back (with a stupid quote proberly) NFU would only ins him as a second driver for 15hundred quid !!
There must be someone insuring under 25s

The 90s been modified, ain't they all?

HELPPRETTY PLEASE

im 23 3 years no claims on elephant. £900 quid a year roughly £80.83 a month for my disco 200 tdi

Heavy Breather · Dec 7, 2012

Tarantula said:
£1,500 is not a lot to pay.

I am 28, when I was 18 I paid £1,800 for a group 1(!!!) fiat panda 4x4.

Some things you just have to bite the bulllet with..

As the main driver it might be acceptable but that was as a 2nd driver, i'd rather he had his own policy.

Heavy Breather · Dec 7, 2012

robint said:
why cant you keep him as a named driver on your insurance ? i know he,s want to buy it , but thats only an agreement between you and him !!

If i could depend on him paying me the extra each month i might, he might try to prey on my good will and not pay me so i'd rather he had his own policy

robint · Dec 7, 2012

what age is the vehicle in question ??

i know im going to get slatted for this but a flux done me a rather good deal on my 94 disco fully comp,ed for £165 BUT !! its on a classic insurance so limited to 5k a year and you dont get no-claims bonus,es but hey ho its my toy , and have another car to use my no-claims on

Ins/ Who can i try?

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