Hi
I just bought a 'lower mileage' 1994 300tdi 90 (hard top, 3 seater) on a galv chassis. Tried getting some insurance quotes and it seems to be registered as a hard top van, and i'm getting redirected for van insurance. My last 300tdi 90, a pickup (1996) was private/light goods and insured on a regular policy. If i understand it correctly, i can change the body type, tax class and number of seats when i buy and tax the car. I'm thinking to swap it to private/light goods and 7 seats. I am unsure of what the body type is on the documents, but the insurers called it a hard top van.
Anyhow, these are my reasons to change tax class:
Sorry for all the questions and cheers for reading
I just bought a 'lower mileage' 1994 300tdi 90 (hard top, 3 seater) on a galv chassis. Tried getting some insurance quotes and it seems to be registered as a hard top van, and i'm getting redirected for van insurance. My last 300tdi 90, a pickup (1996) was private/light goods and insured on a regular policy. If i understand it correctly, i can change the body type, tax class and number of seats when i buy and tax the car. I'm thinking to swap it to private/light goods and 7 seats. I am unsure of what the body type is on the documents, but the insurers called it a hard top van.
Anyhow, these are my reasons to change tax class:
- Insurance and tax costs are about the same
- Van policies seem to have their own NCB separate from standard polices that don't transfer
- Some van policies seem to restrict number of seats allowed below 7
- With the commercial tax class i have reduced speed limits
- I presume it's as simple as turn up at the post office and get tax class changed immediately while being taxed? Or do the DVLA need to inspect?
- What are the allowed 'body types' on the v5 for a hard top?
- Would i need to change body type from 'van' (assuming it is 'van') to 'light 4x4 utility' if i swap from commercial taxation? Would this process require an inspection?
Sorry for all the questions and cheers for reading
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