I would just like to say

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Stanleysteamer said:
Sadly today is not off to a good start.
The Tarn now has 69 cases per 100K so is in the red zone and the Prefet is taking some special measures, none of which will affect us.

Wifey's cold that started yesterday has developed into something not very nice, sickness and lack of appetite, so we have been forced to postpone today's dinner party, especially as one of our guests is a frail guy now and we wouldn't want him to catch anything.
When i rang his wife to tell them she told us that one of their grandchildren has had to have a Covid 19 test due to having been in contact with someone who has tested positive and she has yet to get her result. So we would possibly be at risk that way.
All a bit sh!t really and we now have a big sausage casserole that we are going to have to freeze somehow. Sossijis anyone?:(
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Sossij every day ov the week fer you. Result.
 
jamesmartin said:
bolts have a shank screws dont
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Hippo said:
Am strugglin ter find stainless m12 coach bolts. Afta ordur em ont line. Lots ov longer wons but they int fully freddid so eye can't cut em short ter use viv oat avvin ter cut a fred on em.
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Who you getting em off, Screwfix? Or Boltfix?:D:D:D:D:D
And why do you need them fully threaded, shurely a shank would be ok through your wood?
 
DanClarke said:
We have managed to live on saving & private pension for 7 years so far.
State pension will start Jan 2021, so that's another 9K or so. Thinking about what new tool-toys I can buy myself. :)
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Like you, I will finally be getting my state pension in Feb 2021, but having paid into an opted out teacher's pension, I can only expect about£100 a week which after tax will drop to £80, so nearer £4k, so are you counting two pensions in there? i.e.yourself and Mrs Clarke?

I'm expecting a lot of mine to be taken up with extra expenses incurred in just being able to get to and live in Frogland for our 6 months, that is if CV19 allows it!:(

But anyway enjoy planning how you'll spend it!! Do you already have a 4 post lift? I'd love a 4 post lift, I'd love any lift. :rolleyes:
 
Stanleysteamer said:
Don't know how others go on, specially you daggle wagglers under ye kilties!
But I need the support, to feel comfortable and cannot stand having parts of me inadvertently trapped!
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Tis a good feeling having the wind blowing around yer nackers tis surprizing how many wimins
want to know if your a real Scotsman lol
 
Stanleysteamer said:
Like you, I will finally be getting my state pension in Feb 2021, but having paid into an opted out teacher's pension, I can only expect about£100 a week which after tax will drop to £80, so nearer £4k, so are you counting two pensions in there? i.e.yourself and Mrs Clarke?

I'm expecting a lot of mine to be taken up with extra expenses incurred in just being able to get to and live in Frogland for our 6 months, that is if CV19 allows it!:(

But anyway enjoy planning how you'll spend it!! Do you already have a 4 post lift? I'd love a 4 post lift, I'd love any lift. :rolleyes:
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No, my state pension is £177.40 P/W based on my NIC's, (confirmed in writing by the DWP this year) so that is £9,224.80 P.A.
I too was "Contracted out" for some of my employed time, but it seems not to have adversely affected my State pension.
Mrs. Clarke has a 12 year "hole" in her NIC's so her State pension (starts November) will be £145 or so per week.
I have no space for any kind of lift here, so maybe some other metal-working toys?
God-willing ......of course! :D
 
DanClarke said:
No, my state pension is £177.40 P/W based on my NIC's, (confirmed in writing by the DWP this year) so that is £9,224.80 P.A.
I too was "Contracted out" for some of my employed time, but it seems not to have adversely affected my State pension.
Mrs. Clarke has a 12 year "hole" in her NIC's so her State pension (starts November) will be £145 or so per week.
I have no space for any kind of lift here, so maybe some other metal-working toys?
God-willing ......of course! :D
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You done well then, but I am not complaining too loudly as my TP is OK, and I was one of the last of the old skool who are getting a lump sum too.
Sounds like I'd better check with DWP but at least it shouldn't be worse than what I think. Wifey is an ex-accountant and knows about such stuff, and this is what she thinks but she might be wrong, but being contracted out for 34 yrs must have had a big effect.
I don't have a garage high enough to take a Disco, never mind one on a lift, although I could fit a lift for my kit cars and could even use it to store one on and another underneath as they are all pretty low.
Mebbe if things settle down I'll spend some of my lump sum on a garage in France, but there will have to be a LOT of settling down before I commit such a shedload of dosh to anything over here!

So, lathe? TIG welding gear? Paint-spraying booth? Industrial sewing machine? (kit car builders often want one of those!). I even have nickel plating gear. :rolleyes:. dresses bits of old engines up nicely! And more fun than getting some schmucks to chrome plate stuff!
 
Stanleysteamer said:
You done well then, but I am not complaining too loudly as my TP is OK, and I was one of the last of the old skool who are getting a lump sum too.
Sounds like I'd better check with DWP but at least it shouldn't be worse than what I think. Wifey is an ex-accountant and knows about such stuff, and this is what she thinks but she might be wrong, but being contracted out for 34 yrs must have had a big effect.
I don't have a garage high enough to take a Disco, never mind one on a lift, although I could fit a lift for my kit cars and could even use it to store one on and another underneath as they are all pretty low.
Mebbe if things settle down I'll spend some of my lump sum on a garage in France, but there will have to be a LOT of settling down before I commit such a shedload of dosh to anything over here!

So, lathe? TIG welding gear? Paint-spraying booth? Industrial sewing machine? (kit car builders often want one of those!). I even have nickel plating gear. :rolleyes:. dresses bits of old engines up nicely! And more fun than getting some schmucks to chrome plate stuff!
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I think my State Pension is top-notch because I was paying >£300/Month in NIC's for the last 12 years as I was earning a fortune. Tax man is saying my pensions (collectively) put me in the higher-tax bracket when the state pension kicks in, but I am not so sure and every time he has ever made a claim on me for owing him money in the past it has transpired that they failed in maths and they in fact owed me,. so I am hopeful that they are wrong, once-again. :)
I am thinking along the line of metal forming/bashing stuff like a ring-roller and a folder so I can make useful garden sculptures and obelisks arbours for herself. Maybe (whispers it quietly) even a small hobby sized metal lathe ;)
 
DanClarke said:
I think my State Pension is top-notch because I was paying >£300/Month in NIC's for the last 12 years as I was earning a fortune. Tax man is saying my pensions (collectively) put me in the higher-tax bracket when the state pension kicks in, but I am not so sure and every time he has ever made a claim on me for owing him money in the past it has transpired that they failed in maths and they in fact owed me,. so I am hopeful that they are wrong, once-again. :)
I am thinking along the line of metal forming/bashing stuff like a ring-roller and a folder so I can make useful garden sculptures and obelisks arbours for herself. Maybe (whispers it quietly) even a small hobby sized metal lathe ;)
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To have a pension that takes you into the higher tax bracket must be the dream of many of us!
I certainly wouldn't mind!
Of course, to avoid the tax, you could always put off taking your state pension, (wifey did that) and then not only would you get a still greater pension, when you finally draw it, but whoever you leave your inheritance to could draw the difference between your normal state pension and what you eventually got. Although obvs you'd pay the tax then.
(She keeps banging this into my head!)
 
DanClarke said:
I think my State Pension is top-notch because I was paying >£300/Month in NIC's for the last 12 years as I was earning a fortune. Tax man is saying my pensions (collectively) put me in the higher-tax bracket when the state pension kicks in, but I am not so sure and every time he has ever made a claim on me for owing him money in the past it has transpired that they failed in maths and they in fact owed me,. so I am hopeful that they are wrong, once-again. :)
I am thinking along the line of metal forming/bashing stuff like a ring-roller and a folder so I can make useful garden sculptures and obelisks arbours for herself. Maybe (whispers it quietly) even a small hobby sized metal lathe ;)
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Yep metal bending and cutting kit is sure a great idea. Maybe an English wheel too?
 
Stanleysteamer said:
Yep metal bending and cutting kit is sure a great idea. Maybe an English wheel too?
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Just checked, although I was right about some of the business to do with deferring a state pension, the stuff about it going up etc but unfortunately as you will be of SPA after 2016 the thing about being able to inherit it no longer applies.
As Wifey is 8 years older than me it does apply to her cos she worked 3 years beyond her SPA, and retired in 2010, but obvs the govt tightened things since, as they are constantly doing to do down the already downtrodden pensioners of the UK. So sorry if I got your inheritors hopes up!
https://www.pensionsadvisoryservice...-state-pension/putting-off-your-state-pension
(To think Frogs can actually live off their state pensions!:(:(:()
 
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