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    lynall reacted to Anaconda's post in the thread IFA pension advisor with Like Like.
    I do have some of them and it recent years they have worked out in comparison to savings accounts available. Brings a moment of joy each month when you win something.
    May 15, 2025
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    lynall replied to the thread IFA pension advisor.
    Premium bonds are okay, safer than betting as you can always get your initial sum back, though you have to remember cash devalues 50 percent every 10 years, well it is still worth the same but buys 50 precent less stuff, plus you might just win...
    May 15, 2025
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    lynall replied to the thread Leaking Injection Pump.
    Will be a CAV pump of some variant.
    May 15, 2025
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    lynall replied to the thread IFA pension advisor.
    I think we will be okay, two adults both with two pensions, plus one house possibly two to rent out, of course if she leaves me that will all change!
    May 15, 2025
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    lynall reacted to saxavordian's post in the thread IFA pension advisor with Like Like.
    Good luck waiting for the state pension to kick in. Frankly the way our governments extend retirement age you're quicker to buy an asset and sell later. The reason for pensions being a minefield was the advertising for consolidation. An...
    May 15, 2025
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    lynall replied to the thread Leaking Injection Pump.
    Rochecter city diesel in er Rochester, he probably has one of the shelf. Peter is his name and he can talk more than me! Quick google will give you his phone number, if you can give him any numbers off the pump it might help. Enter co name into...
    May 15, 2025
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    lynall replied to the thread IFA pension advisor.
    Many moons ago we went to see an ifa for our first mortgage, he was a huge round man called Alan Middleton Stewart, and I really liked the bloke gave good advice, and yes he had a large house in a lot of ground with a very nice car! The co he...
    May 15, 2025
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    lynall reacted to Anaconda's post in the thread IFA pension advisor with Like Like.
    I always have a nagging doubt that any advice is really in my interest and more likely any extra money just goes in additional fees. The fact the advisor has a new car and a big house goes some way towards confirming my fears!
    May 15, 2025
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    lynall replied to the thread To-Do-List when picking up a new 90.
    Check levels and drive it.
    May 15, 2025
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    lynall replied to the thread IFA pension advisor.
    I have my doubts being mid 50s is even worth adding/starting to any pension. Recently changed job and decided I am not starting another pension at 56. I think existing ones means I will be able to retire early and keep afloat until state pension...
    May 15, 2025
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    lynall reacted to Anaconda's post in the thread IFA pension advisor with Like Like.
    To me they are incredibly complicated and something I think might be a good idea may cost me badly. Until I paid the mortgage off I couldn't really pay in enough but now I have some money spare I have found I can't pay in more. Something to do...
    May 15, 2025
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    lynall reacted to bankz5152's post in the thread Newbie Question - Is this rust bad under a TD5 90? with Like Like.
    Its fine, got years left. If you want it to last longer get it undersealed properly!
    May 14, 2025
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    lynall replied to the thread IFA pension advisor.
    I think pensions are a minefield, Iirc there were one or two ifas on the disco3forum. We saw ours recently, and for them to go through the pensions and offer advice on savings etc is going to be circa 1.5k, not cheap but I would rather pay and...
    May 14, 2025
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    lynall replied to the thread What do we think of this engine noise?.
    Yes and no, but if head gasket has blown between cylinders then the piston on compression could be pushing gases into the cylinder that is charging hence the noise out of the air filter as the charging cylinder has its valve/s open to let the...
    May 13, 2025
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    lynall replied to the thread Water pump hole.
    Called a tell tale, same as the holes in the bottom of the timing chest and flywheel housing.
    May 13, 2025
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    lynall replied to the thread What do we think of this engine noise?.
    Running on two? Noise/blowing out of the air filter points to valve gear issue of some sort, or head gasket blown between two cylinders.
    May 13, 2025
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    lynall reacted to TwoHundredTeeDeeEue's post in the thread No instrument indicator / warning lamps except altenator with Like Like.
    I'll give that a go, I remember they are those old skool connectors that slide over the printed circuits so they could have got some scale on them. Might explain why some of the bits are working if on the other connector. Thanks 🙂
    May 13, 2025
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    lynall replied to the thread No instrument indicator / warning lamps except altenator.
    I would pop the dash and disconnect and reconnect every connector you can get to, weird things can happen to electrics if left standing.
    May 13, 2025
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    lynall replied to the thread Air brakes.
    I think the original question is plain daft, air brake even on old ****etrs are more complicated than hydraulic brakes. No insurance company on the planet would touch it with a barge pole.
    May 13, 2025
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    lynall reacted to kermit_rr's post in the thread Air brakes with Like Like.
    I don't see what value air brakes would add.
    May 13, 2025
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