I knew it would cheer you up, nice not to be forgotten, I have always told the younguns at work when you pass on knowledge that you learnt off of some old fart always say where you learnt it from, as that will make the old fart happy even if he...

If you are quite happy with your current pension and how much it will give you, for what you pay in, then why not set up a separate 2nd pension?

Identify there size and go to a fastener company, south Essex fasteners being one example