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Defender 90 / 110 / 130 Defender talk n tips.



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  #1  
Old 6th-January-2009, 20:04
Tindall's Avatar
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Default Insurance Question

could i get insurance by getting my dad (who has like 30 years no claims) to open a new policy for my landy and putting me down as a named driver?

does the landy have to be registered with dvla under my dads name?
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  #2  
Old 6th-January-2009, 20:05
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Default Re: Insurance Question

yes you could. But in the event of a claim the insurance MAY try to use it to wriggle out. Unlikely though.

Most insurance require the policy holder to be the registered keeper - ask them, as its up to them.
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  #3  
Old 6th-January-2009, 20:07
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Default Re: Insurance Question

Yes most insurance companies insist that the main driver is also the registered keeper.

If you wanted to be the named driver you would have to register the landy in someone else's name. If you want to build up a noclaims bonus. buy a cheap small engined car and stick it at the end of the drive and leave it there. No chance of an accident and therefore no need to make a claim.
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  #4  
Old 6th-January-2009, 20:12
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Default Re: Insurance Question

I haven't had any trouble at all, take care and don't crash your landy, dont claim and keep quiet about who drives what.

My dad is the registered keeper of my car, he's gonna sign it over to me when my insurance goes down seeing as I paid for it.
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  #5  
Old 6th-January-2009, 20:19
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Default Re: Insurance Question

Quote:
Originally Posted by redhand View Post
Yes most insurance companies insist that the main driver is also the registered keeper.

If you wanted to be the named driver you would have to register the landy in someone else's name. If you want to build up a noclaims bonus. buy a cheap small engined car and stick it at the end of the drive and leave it there. No chance of an accident and therefore no need to make a claim.
well direct line let named drivers keep there own no claims bonus but its only recognised by direct line...
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Old 6th-January-2009, 20:35
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Default Re: Insurance Question

Quote:
Originally Posted by Sam's Truck View Post
I haven't had any trouble at all, take care and don't crash your landy, dont claim and keep quiet about who drives what.

My dad is the registered keeper of my car, he's gonna sign it over to me when my insurance goes down seeing as I paid for it.
thanks for the help, im just gonna get my dad to drive it abit every week just to keep it all good and legal, just in case.

what landy have you got?
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  #7  
Old 6th-January-2009, 20:37
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Default Re: Insurance Question

Good plan.

Its a G reg 2.5 TD 90
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  #8  
Old 6th-January-2009, 21:11
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Default Re: Insurance Question

one last question. do you think my dad will be able to have 2 seperate insurance policys with 2 different companies ??
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  #9  
Old 6th-January-2009, 21:12
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Default Re: Insurance Question

I have-on two cars
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  #10  
Old 6th-January-2009, 21:15
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Default Re: Insurance Question

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Originally Posted by Tindall View Post
one last question. do you think my dad will be able to have 2 seperate insurance policys with 2 different companies ??
I should think so
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